Understanding how to calculate HRA exemption is one of the most useful skills for any salaried individual, especially if a large part of your monthly income goes towards rent. Most people only look at the HRA mentioned in their payslip and

When we talk about bad financial habits, overspending is the example that is cited most often. This habit is generally developed under the pretense: “It is just this once, next time I will restrain myself”. However, things soon spiral out of cont

Many salaried people struggle with understanding their House Rent Allowance because the rules feel scattered and technical. If you have ever wondered how to calculate HRA deduction correctly, the good news is that the actual logic behind it is simple

Buying your own home might be a long time desire for you. You have everything planned right from the location, the type of property, to your interiors and furniture. You even make a proper budget regarding your spending so as to be eligible for a bet

When investors see an extra line marked as GST on their brokerage bills, it often raises concern. Many assume it eats into their profits heavily. In reality, the Goods and Services Tax in stock trading applies only to specific service components and

More than just a milestone, turning 50 is a financial wake-up call. Whether you are raising children, supporting ageing parents, or just beginning to think seriously about retirement, this decade is indeed pivotal. The good news? It's not too late.&n

Slow and steady wins the race. We all believed in this until we all saw what fast and furious could do. Wouldn’t you want to drive a Lamborghini instead of a regular sedan? Wouldn’t you want to travel in a speedboat instead of a row boat? Nee

With the fast-paced financial industry nowadays, especially if you are new, knowing when to finally invest in stocks can feel overwhelming. It feels like the whole market is either too early or too late, with influencers endorsing hot stocks and news

Most Indian households keep a large part of their money in savings bank accounts because they feel safe, simple, and easy to use. However, liquid funds, a type of debt mutual fund, are becoming popular since they usually offer higher returns while st

Every tax season, investors face the familiar question: “What’s the best way to save tax under Section 80C?” Among the most discussed options are ELSS (Equity Linked Savings Scheme) and Tax Saving Fixed Deposits (FDs). Both come with their own

Loans against assets represent a promising avenue in an ever-fluid economic environment full of opportunities. People and enterprises find themselves hanging onto the thread of liquidity. It is not always a wise decision to encroach on your long-term