How to Transfer Money from Demat Account to Bank Account

How to Transfer Money From Bank Account to Demat Account?

Funding your Demat/ Trading account is essential before trading in the stock market. It also enables you to get a margin for trading. Margin trading refers to trading above your clear balance in the account. For example, if your broker offers a margin of 5X, you can buy shares worth INR 50,000 with a clear Demat balance of INR 10,000.

Here is how you can add money to your Demat account through bank transfer:

How to Add Funds to Your Demat Account through Payment Gateway

Use your Debit Card or Internet Banking for seamless fund transfer to your Demat account. Some brokers may charge a small fee for this service. Also, you cannot use credit cards to add funds.

How to Add Funds to Your Demat Account through UPI

Quick and convenient! Add money through UPI by simply clicking 'Add Money' and approving the transaction in your UPI app. Instant transfers.

How to Add Funds to Your Demat Account through NEFT/RTGS

You can also add funds to your Demat account through NEFT/RTGS. To do this, you need to enquire about the broker’s bank account details and add them as a beneficiary in your Internet Banking account. Once the beneficiary gets added, you can transfer the funds to add money to your Demat account. 
Now that you know how to transfer money from a bank account to a Demat account, the following section explains the procedure to transfer the Demat balance to a bank account.  

How to Transfer Money From Demat Account to Bank Account

Follow the steps mentioned below if you are looking for how to seamlessly transfer money from a Demat account to a bank account:
1.    Use the login ID and password provided to you at the time of Demat/ Trading account opening to enter your trading account.
2.    Find the ‘Funds’ tab from the list of available options. 
3.    You will see two options - Add Funds and Withdraw Funds. 
4.    Click on Withdraw Funds. 
5.    The total available balance will be displayed on the screen.  
6.    Enter the amount you wish to transfer to your bank account after selecting the bank account. Remember, the shares you sold today reflect in your account in T+2 days, meaning you cannot withdraw the funds before that.  
7.    You may also need to enter your online trading password and/ or verify an OTP to authorise the transaction. 
8.    The amount will be credited to your bank account within two (2) business days. 

5paisa Makes Profit Withdrawal Simple

5paisa is a preferred stockbroker to investors willing to experience seamless fund transfer. You can choose from a wide range of fund transfer options to transfer money from your bank account to your Demat account and vice versa. Hence, the one-word answer to ‘How to transfer money from Demat account to bank account.’ is 5paisa. Click on this link to experience a new era of online trading and investing.