Generic Articles

The Financial instruments meaning would be capital assets that can be traded in the financial market, allowing the transfer...Read More

UPI has made digital payments easier, faster, and more secure, and your UPI ID is a big part of why it works so well.Read More

Non-Performing Assets continue to be a major concern for banks in India. They restrict lending, shrink profits, and weigh down the broader economy. While some level of de...Read More

Any entity or business evaluates income and expenses closely to understand profitability. Income refers to monetary ...Read More

In India, treasury bills are issued by the Central Bank. The primary objective of treasury ...Read More

A liquidity ratio meaning assesses a company's capacity to meet its financial obligations and is, therefore, a critical type of financial...Read More

Restricted Stock Units (RSUs) refer to a grant of value equal to the amount of common stock in the company. RSUs are typically granted...Read More

The current ratio definition implies that it is an indicator informing investors about the company’s ability to pay off any obligations...Read More

Current liabilities also referred to as short-term liabilities, are an organisation's financial debt due within a year or within the basic operating cycle. This...Read More

A tangible asset is an item or structure with physical substance. Examples of tangible assets include plant, machinery...Read More

The interest coverage ratio is a debt and profitability statistic that measures how a corporation can pay interest on existing debt. To attain...Read More

Fund flow statement analysis is often used to comprehend changes in a company's financial status. Fund flow statement analysis, like cash flow statement analysis, analyze...Read More

 What Is SEBI? SEBI (or Securities and Exchange Board of India) is an important regulator of securities markets. It is the Indian Government’s statutory body, established...Read More

Corporate actions are crucial to investing because they educate investors about major developments that could affect their securities...Read More

Inflation is an important concept in economics and can have a huge impact on a country's economy. It refers to the general rise in prices of goods and services due to var...Read More

ROI is most relevant to your business goals when it refers to something solid and measurable, such as identifying the gains and financial returns...Read More

Net working capital is a measure of a company's liquidity, efficiency, and overall financial health. It is an important indicator in determining the short-term solvency o...Read More

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For navy officers or traders who work in international waters, the tenure of stay depends on the territory. For instance, if the person spends more than 183 days in forei...Read More

A fair value is the agreed-upon asset’s value by the buyer and seller for a product, stock, or security. It applies to products...Read More

The Fair Market Value (FMV) is the current price a potential buyer is ready to pay, and the seller would agree upon in an open and competitive market... Read More

Many new investors who plan on investing and saving money at the same time while enjoying assured returns often search ‘what is recurring deposit’ on the internet...Read More

An NRO account is a rupee-denominated account for NRIs. If you are wondering what NRO full form is, it’s a Non-Resident Ordinary account. Using an NRO bank account, NRIs ...Read More

An NRE account is a great way for Non-Resident Indians (NRIs) to manage their finances while they are abroad. Before opening an account, it is important to understand the...Read More

Commercial paper is a short-term debt instrument corporations issue to finance their operations, investments and other activities. It is debt that matures within 270 days...Read More

The gross profit of a company is that amount which remains after subtracting its cost of goods sold from the total revenue. It does not include other expenses such as tax...Read More

Risk is an unavoidable part of life. Everyone, from individuals to large organizations, faces the risk of some kind daily. Knowing the different types of risk and how the...Read More

Inflation is the rise in prices over time, reducing money's value. It stems from demand-pull, cost-push, or built-in factors. While moderate inflation aids growth, high i...Read More

Yield to maturity (YTM) is a financial concept used to measure the total return an investor can expect to receive from a bond or other fixed-income security, assuming ...Read More

Underwriters play a crucial role in assessing and evaluating risk for various financial organisations such as mortgage, insurance, loan ...Read More

Gross margin is a financial metric that represents the percentage of a company's revenue retained after accounting for the cost of goods sold (COGS)... Read More

Bank compliance is a critical component of the banking industry that ensures adherence to regulations and laws, thus maintaining the integrity and stability...Read More

The China Plus One strategy presents an opportunity for India to become a preferred destination for foreign investment. With strengths in IT/ITeS...Read More

Financial shenanigans refer to the deliberate manipulation of financial data or the use of unethical practices by individuals ...Read More

India has experienced a boom in its financial technology industry over the past several years, with the emergence of hundreds of new fintech businesses... Read More

For any business, financial management is a crucial aspect of success. One of the key factors that helps businesses manage their finances effectively is understanding and...Read More

In conclusion, while ROCE is a useful financial metric for evaluating a company's efficiency in generating earnings from its capital.. Read More

There are several types of fixed deposits in India available in the market, each with its own unique features and benefits. Here are some of the most common types...Read More

High net worth individuals, often referred to as HNWIs or HNIs, are individuals who have a significant amount of wealth and financial assets. These individuals are typica...Read More

Assessing the actual value of a publicly traded company can be a challenging undertaking. Investors and analysts typically employ...Read More

The Cost Inflation Index estimates the increase in the price of general goods and services in India over a specific period. The government has notified the Cost Inflation...Read More

Non-Convertible Debentures advantages and disadvantages to investors, including fixed returns, diversification, higher returns, tax benefits, liquidity, credit rating, an...Read More

The full form of GDP is the Gross Domestic Product, a useful economic indicator. Economic indicators are statistical measures that provide...Read More

Assets and liabilities are the most common accounting terms determining a business’s value. Every company, private or public, must maintain records of all the business tr...Read More

Net income is a measure of financial performance that shows the total revenue remaining after all expenses have been paid. It is also known as ...Read More

Capital Expenditure (CapEx) refers to the funds a company spends to acquire or improve long-term assets, such as buildings, machinery ...Read More

Institutional investors play a pivotal role in the financial markets, wielding immense influence due to their large-scale investments...Read More

The rule of 72 meaning refers to a simple mathematical formula used to estimate the time it takes for an investment to...Read More

Redemption of debentures is an important concept in the oeuvre of accounting and corporate finance. The process refers ...Read More

A Takeover is an everyday phenomenon in the business world, where one company seeks to acquire another...Read More

A sinking fund, in simple terms, is the money set aside to pay off a debt. Investing comes with its own set of risks, and...Read More

A debtors turnover ratio can assess the company's efficacy of collecting receivables or credit extending to the consumers ...Read More

Receivables turnover ratio and definition are already mentioned above. Now that you have learned its definition – let's learn...Read More

Term deposit & its investments are all about depositing money into the account holder’s account at any financial institute, including banks, NBFCs ...Read More

Per capita income is a useful tool for economists, policymakers and investors to compare and analyse a country's development and economic growth....Read More

The net gearing ratio is a financial metric used to evaluate a company's financial leverage. It compares the total debt (including both...Read More

Operating margin is an indicator of how profitable a company's core operations are, which makes it a vital measure for investors...Read More

Bank Rate Vs Repo Rate are the popular rates computed for borrowing or lending activities by commercial and central banks...Read More

Gross NPA vs Net NPA are the terms that denote the total or a part of the loan that is not yet repaid by the borrower...Read More

A Trailing Stop Loss is an automated trading order aimed at protecting gains and limiting losses. It sets a stop order at a specific percentage or...Read More

A credit market, often referred to as a debt market, is a significant financial sector where businesses and governments raise money by selling investors debt instruments....Read More

Personal finance refers to the management of an individual's financial resources, including income, expenses, investment, and savings....Read More

In the world of finance, the two most common types of loans that people seek from financial institutions are personal loans and business loans...Read More

SOFR full form is Secured Overnight Financing Rate. It is a pivotal interest rate utilised by banks to determine the pricing of derivatives and loans denominated in U.S. ...Read More

Cash Management Bill (CMB) are short-term money market instruments introduced by the Government of India in 2010 in collaboration...Read More

In every country, there exists a specific monetary authority responsible for overseeing the operations of banks. The RBI serves as the primary monetary authority operatin...Read More

The full form of NABARD is National Bank for Agriculture and Rural Development which is the apex bank for agricultural and rural development in India...Read More

Evaluating one's creditworthiness is a crucial aspect of effective financial management, and two terms that frequently come into play are credit score Read More

While credit bureaus like CIBIL do not maintain a list of loan defaulters, the Reserve Bank of India (RBI) does maintain a list of "wilful defaulters."...Read More

The days of standing in line and working on the paperwork just to get your loan approval are gone. With the easiest way to get paperless loans...Read More

Passive investing, an innovative investment strategy, is gaining traction around the world for its simplicity, lower costs, and long-term financial growth potential....Read More

Credit Review – a term you've possibly heard and vaguely understand. But what does it genuinely mean, and more importantly,...Read More

If you compare NRE Vs NRO, you will understand that a Non-Resident External Account enables you to convert your foreign income into ...Read More

Debt consolidation is a financial approach in which various obligations are combined into a single loan or credit line.... Read More

Expenses tracking is the systematic monitoring and recording of all your financial transactions and expenses. It...Read More

Participating preference shares are often referred to as "preferred stock." They are a unique class of....Read More

In finance and business, measuring a company's financial health is a complex task that requires carefully...Read More

Asset-backed securities, or ABS, are financial instruments created by combining different...Read More

The base rate is a crucial financial indicator used as a starting point for various financial calculations or pricing for financial products....Read More

Floating rate notes (FRNs) are a dynamic and versatile financial instrument that has gained popularity in fixed-income investments....Read More

The inventory turnover ratio is an important ratio that measures how efficiently a company manages its inventory. Read More

Registrar of Companies stands as a pivotal institution in the world of business and corporate governance. With its presence in numerous countries worldwide, the Registra...Read More

In the unpredictable world of personal finance, a contingency fund stands as a formidable shield against life's unexpected curveballs.Read More

An endowment fund, often referred to as the financial backbone of these entities, plays a vital role in ensuring the realization...Read More

Market sentiment plays a vital role in finance, influencing the behavior of investors and shaping the direction of financial markets. Read More

Ever faced an unexpected financial hurdle that threw your plans off track? The reserve fund is your answer to such unexpectedRead More

Capital fund is a term that resonates deeply within the financial framework of an organisation. Often seen as the pillar supporting...Read More

Wealth management represents a strategic and comprehensive process, intricately weaving together various financial facets. It encompasses ...Read More

A Certified Financial Advisor (CFA) is a financial professional who has achieved the highest level of expertise and credentialing in the field...Read More

Tactical asset allocation is an agile investment approach that tweaks the balance of varied assets in a portfolio, encompassing elements like...Read More

In this article, we'll break down what is ABHA Card, explore the benefits of the Ayushman Bharat Health Account, and guide you through the steps to apply for this Card.Read More

You must be planning to apply for a loan, for which you have to keep an eye on your credit report.Read More

This three-digit number ranges from 300-900 and is based on an individual's past credit history.Read More

Days Past Due (DPD) holds considerable importance within your CIBIL report.Read More

How long does it take to improve credit score? This is a common question that many individuals ask to learn about their creditworthiness.Read More

A CIBIL Report can help comprehensively analyse your expenses. A CIBIL score is a numeric overview of your credit record.Read More

Let’s find out the answer to this question in this post. When an individual applies for a loan or credit cardRead More

Read on to uncover the five most common credit card pitfalls people face and how to avoid them. By adopting some better practices, you can reap the rewards of credit card...Read More

Are you here to understand the difference between cashback and reward points? This check below guide that walks you through the differences.Read More

Does paying car insurance build credit? Let's check the points to understand the matter in brief.Read More

This article will guide you on what insights good statement analysis unlocks to optimize account habits, capitalise on perks, spot errors early, and avoid credit score pi...Read More

If you have missed timely payments and are seeking ways how to remove late payments from the credit report. This article will guide you with effective tips. Read More

Evaluating the credit risk of consumers in FICO score vs Credit score is a crucial step in making responsible lending decisionsRead More

Impulse buying describes the tendency to make sudden, emotionally driven purchases without logic or forethought. Read More

In this article, we will discuss credit score ranges, factors that affect credit scores, what constitutes a “good” score under different models, and how to improve a scor...Read More

This article analyses what makes up a credit score, what a score of 750 means for borrowers, and how you can reach and maintain a 750 credit rating.Read More

Job loss can be stressful, but with proper planning, it is possible to overcome this situation. Implementing these useful financial tips to deal with job loss stress can ...Read More

This article is an effective guide providing all the information regarding credit scores and mortgages.Read More

This article explains fixed deposit laddering conceptually, along with its advantages and potential uses as a wealth-building instrument.Read More

This article delves into the intricacies of FERA and FEMA, exploring their origins and provisions. It also highlights the difference between FEMA and FERA.Read More

Swing trading is a way for people who like to actively trade stocks or other investments to try and make money in a short amount of time. Read More

In today's fast-paced digital world, sending money has become as easy as sending a text message. Thanks to the Unified Payments Interface (UPI)...Read More

TTM is widely used measure not only because it provides suitable time span but also because it is necessary condition...Read More

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The Union Budget is more than just a financial statement; it is a reflection of the government’s vision for the nation. By understanding its components..Read More

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Choosing between a mutual fund vs post office depends on your financial goals, risk tolerance, and investment horizon.Read More

The National Investment and Infrastructure Fund (NIIF) is India’s sovereign wealth fund aimed at mobilising long-term capital for infrastructure, promoting sustainable ec...Read More

Looking for the best investment plans in India? Discover high-return options across risk levels—from PPF and mutual funds to real estate and gold—to grow your wealth smar...Read More

Market structure defines how firms compete, set prices, and operate within a market. Learn about types like perfect competition, monopoly, oligopoly, and how each affects...Read More

The 8th Pay Commission is a proposed salary revision for central government employees and pensioners, expected in 2026, with a projected hike of 20–35% and key structural...Read More

The Sortino ratio, though slightly more computationally involved, isolates downside risk, offering a more investor-relevant perspective in drawdown-conscious environments...Read More

A risk profile is not simply a descriptor—it is a strategic instrument. For individuals, it guides asset allocation, tax planning, and retirement strategy.Read More

A 5-year investment window offers a balance between short-term liquidity and long-term wealth creation. Choosing the best investment plan for 5 years depends largely on y...Read More

Cash and cash equivalents are indispensable to a firm’s short‑term financial structure. They represent the most liquid resources on the balance sheet cash and cash equiva...Read More

This article explores the full forms, meanings, and key differences among CNC, MIS, and NRML orders. We’ll also cover how to decide which order type suits your trading st...Read More

Counterparty risk—also called counterparty credit risk—refers to the risk that the other party in a financial agreement will default or fail to deliver on their commitmen...Read More

The RBI Retail Direct platform represents a bold and welcome shift in how Indian retail investors can participate in sovereign debt markets.Read More

Peak margin is the maximum margin requirement that arises during a trading day. It represents the highest intraday margin obligation of a trader.Read More

Discount brokers have democratised access to the stock market, making it easy and affordable for anyone with an internet connection to begin trading. Full-service brokers...Read More

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