With the advent of technology, digitisation has taken over the world since the early 2000s. It was high time for India to revolutionize the payment...Non-Performing Assets (NPA)
Banking has various tools to measure its users' stability, performance, and credibility. Any slight imbalance could harm...Capital Expenditure
Any entity or business evaluates income and expenses closely to understand profitability. Income refers to monetary ...Treasury Bills
In India, treasury bills are issued by the Central Bank. The primary objective of treasury ...Liquidity Ratio
A liquidity ratio meaning assesses a company's capacity to meet its financial obligations and is, therefore, a critical type of financial...Restricted Stock Units (RSU)
Restricted Stock Units (RSUs) refer to a grant of value equal to the amount of common stock in the company. RSUs are typically granted...Current Ratio Explained - Examples, Analysis, and Calculations
The current ratio definition implies that it is an indicator informing investors about the company’s ability to pay off any obligations...Current Liabilities
Current liabilities also referred to as short-term liabilities, are an organisation's financial debt due within a year or within the basic operating cycle. This...Tangible Assets Vs. Intangible Assets
A tangible asset is an item or structure with physical substance. Examples of tangible assets include plant, machinery...Interest Coverage Ratio
The interest coverage ratio is a debt and profitability statistic that measures how a corporation can pay interest on existing debt. To attain...Fund Flow Statement
Fund flow statement analysis is often used to comprehend changes in a company's financial status. Fund flow statement analysis, like cash flow statement analysis, analyzes financial data such as the...What is SEBI?
What Is SEBI? SEBI (or Securities and Exchange Board of India) is an important regulator of securities markets. It is the Indian Government’s statutory body, established on April 12, 1992....What is Corporate Action?
Corporate actions are crucial to investing because they educate investors about major developments that could affect their securities...What Causes Inflation?
Inflation is an important concept in economics and can have a huge impact on a country's economy. It refers to the general rise in prices of goods and services due to various causes, such as an increase in money supply or demand-pull factors...ROI - Return on Investment
ROI is most relevant to your business goals when it refers to something solid and measurable, such as identifying the gains and financial returns...Net Working Capital
Net working capital is a measure of a company's liquidity, efficiency, and overall financial health. It is an important indicator in determining the short-term solvency of a business and can have profound implications on its future performance...The CIBIL Score Explained What is NRI?
For navy officers or traders who work in international waters, the tenure of stay depends on the territory. For instance, if the person spends more than 183 days in foreign territorial waters, they...What Is Fair Value?
A fair value is the agreed-upon asset’s value by the buyer and seller for a product, stock, or security. It applies to products...What is Fair Market Value?
The Fair Market Value (FMV) is the current price a potential buyer is ready to pay, and the seller would agree upon in an open and competitive market...Recurring Deposit (RD)
Many new investors who plan on investing and saving money at the same time while enjoying assured returns often search ‘what is recurring deposit’ on the internet...NRO Account
An NRO account is a rupee-denominated account for NRIs. If you are wondering what NRO full form is, it’s a Non-Resident Ordinary account. Using an NRO bank account, NRIs can easily manage their...NRE Account
An NRE account is a great way for Non-Resident Indians (NRIs) to manage their finances while they are abroad. Before opening an account, it is important to understand the differences between an NRE and an NRO....What is a Commercial Paper?
Commercial paper is a short-term debt instrument corporations issue to finance their operations, investments and other activities. It is debt that matures within 270 days and generally has an...What Is the Difference Between Gross Profit and Net Profit?
The gross profit of a company is that amount which remains after subtracting its cost of goods sold from the total revenue. It does not include other expenses such as taxes, interest payments, or other operating...Types of Risk
Risk is an unavoidable part of life. Everyone, from individuals to large organizations, faces the risk of some kind daily. Knowing the different types of risk and how they can affect you and your organization is key to mitigating potential losses. Many types of risks exist, including financial, operational, strategic, and reputational...What is Inflation?
When money in the economy increases quickly compared to the supply of services and goods, it leads to inflation. This is because more money is chasing the same amount of goods and...What is Yield To Maturity (YTM)?
Yield to maturity (YTM) is a financial concept used to measure the total return an investor can expect to receive from a bond or other fixed-income security, assuming ...What Is an Underwriter?
Underwriters play a crucial role in assessing and evaluating risk for various financial organisations such as mortgage, insurance, loan ...What Is Gross Margin?
Gross margin is a financial metric that represents the percentage of a company's revenue retained after accounting for the cost of goods sold (COGS)...What is Bank Compliance?
Bank compliance is a critical component of the banking industry that ensures adherence to regulations and laws, thus maintaining the integrity and stability...China Plus One Strategy
The China Plus One strategy presents an opportunity for India to become a preferred destination for foreign investment. With strengths in IT/ITeS...Financial Shenanigans
Financial shenanigans refer to the deliberate manipulation of financial data or the use of unethical practices by individuals ...What is Neo Banking?
India has experienced a boom in its financial technology industry over the past several years, with the emergence of hundreds of new fintech businesses...What Is Net Profit?
For any business, financial management is a crucial aspect of success. One of the key factors that helps businesses manage their finances effectively is understanding and monitoring their net profit. Net profit serves as an indicator of a company's financial health and profitability...Types of Fixed Deposits
There are several types of fixed deposits in India available in the market, each with its own unique features and benefits. Here are some of the most common types...What Are High Net Worth Individuals?
High net worth individuals, often referred to as HNWIs or HNIs, are individuals who have a significant amount of wealth and financial assets. These individuals are typically defined as having a net worth of at least...What Is Book Value?
Assessing the actual value of a publicly traded company can be a challenging undertaking. Investors and analysts typically employ...Cost Inflation Index
The Cost Inflation Index estimates the increase in the price of general goods and services in India over a specific period. The government has notified the Cost Inflation Index meaning...Non-Convertible Debentures
Non-Convertible Debentures (NCD) have emerged as one of the most sought-after investment options for individuals who want to earn a fixed rate of return on their investments. These are generally not backed by any collateral. Hence, debentures rely mainly on the financial standing and reputation of the issuer. Companies use debentures to raise long-term capital...Gross Domestic Product (GDP)
The full form of GDP is the Gross Domestic Product, a useful economic indicator. Economic indicators are statistical measures that provide...Assets and Liabilities
Assets and liabilities are the most common accounting terms determining a business’s value. Every company, private or public, must maintain records of all the business transactions and...What is Net Income
Net income is a measure of financial performance that shows the total revenue remaining after all expenses have been paid. It is also known as ...Capital Expenditure and Revenue Expenditure
Capital Expenditure (CapEx) refers to the funds a company spends to acquire or improve long-term assets, such as buildings, machinery ...Institutional Investor
Institutional investors play a pivotal role in the financial markets, wielding immense influence due to their large-scale investments...Rule of 72
The rule of 72 meaning refers to a simple mathematical formula used to estimate the time it takes for an investment to...Redemption of Debentures
Redemption of debentures is an important concept in the oeuvre of accounting and corporate finance. The process refers ...IMPS Full Form in Banking
Immediate Payment Service or IMPS is an Indian electronic fund transfer system that enables account holders to transfer money instantly ...Takeover
A Takeover is an everyday phenomenon in the business world, where one company seeks to acquire another...Debtors Turnover Ratio
A debtors turnover ratio can assess the company's efficacy of collecting receivables or credit extending to the consumers ...Receivables Turnover Ratio
Receivables turnover ratio and definition are already mentioned above. Now that you have learned its definition – let's learn...What is Term Deposit
Term deposit & its investments are all about depositing money into the account holder’s account at any financial institute, including banks, NBFCs ...Per Capita Income India
Per capita income is a useful tool for economists, policymakers and investors to compare and analyse a country's development and economic growth....G Secs - Government Securities in India
What is G Secs - Government Securities in India?Gearing Ratio
The net gearing ratio is a financial metric used to evaluate a company's financial leverage. It compares the total debt (including both...Operating Margin
Operating margin is an indicator of how profitable a company's core operations are, which makes it a vital measure for investors...Bank Rate vs Repo Rate
Bank Rate Vs Repo Rate are the popular rates computed for borrowing or lending activities by commercial and central banks...Gross NPA vs Net NPA
Gross NPA vs Net NPA are the terms that denote the total or a part of the loan that is not yet repaid by the borrower...Trailing Stop Loss
A Trailing Stop Loss is an automated trading order aimed at protecting gains and limiting losses. It sets a stop order at a specific percentage or...What is Credit Market?
A credit market, often referred to as a debt market, is a significant financial sector where businesses and governments raise money by selling investors debt instruments. Bonds are the primary...Personal Finance
Personal finance refers to the management of an individual's financial resources, including income, expenses, investment, and savings....Personal Loan Vs Business Loan
In the world of finance, the two most common types of loans that people seek from financial institutions are personal loans and business loans...Secured Overnight Financing Rate (SOFR)
SOFR full form is Secured Overnight Financing Rate. It is a pivotal interest rate utilised by banks to determine the pricing of derivatives and loans denominated in U.S. dollars. Unlike...Cash Management Bill (CMB)
Cash Management Bill (CMB) are short-term money market instruments introduced by the Government of India in 2010 in collaboration...Statutory Liquidity Ratio (SLR)
In every country, there exists a specific monetary authority responsible for overseeing the operations of banks. The RBI serves as the primary monetary authority operating at the central level...National Bank for Agriculture and Rural Development (NABARD)
The full form of NABARD is National Bank for Agriculture and Rural Development which is the apex bank for agricultural and rural development in India...Credit Score Vs CIBIL Score
Evaluating one's creditworthiness is a crucial aspect of effective financial management, and two terms that frequently come into play are credit scoreHow To Check CIBIL Defaulter List?
While credit bureaus like CIBIL do not maintain a list of loan defaulters, the Reserve Bank of India (RBI) does maintain a list of "wilful defaulters."...How To Get Paperless Loans?
The days of standing in line and working on the paperwork just to get your loan approval are gone. With the easiest way to get paperless loans...Passive Investing
Passive investing, an innovative investment strategy, is gaining traction around the world for its simplicity, lower costs, and long-term financial growth potential....Credit Review
Credit Review – a term you've possibly heard and vaguely understand. But what does it genuinely mean, and more importantly,...Difference Between NRE & NRO
If you compare NRE Vs NRO, you will understand that a Non-Resident External Account enables you to convert your foreign income into ...What is Debt Consolidation?
Debt consolidation is a financial approach in which various obligations are combined into a single loan or credit line....What is Expenses Tracking?
Expenses tracking is the systematic monitoring and recording of all your financial transactions and expenses. It...Participating Preference Shares
Participating preference shares are often referred to as "preferred stock." They are a unique class of....Acid-test Ratio
In finance and business, measuring a company's financial health is a complex task that requires carefully...Asset-Backed Securities
Asset-backed securities, or ABS, are financial instruments created by combining different...Base rate
The base rate is a crucial financial indicator used as a starting point for various financial calculations or pricing for financial products....Floating Rate Notes
Floating rate notes (FRNs) are a dynamic and versatile financial instrument that has gained popularity in fixed-income investments....Inventory Turnover Ratio
The inventory turnover ratio is an important ratio that measures how efficiently a company manages its inventory.Registrar of Companies (RoC)
Registrar of Companies stands as a pivotal institution in the world of business and corporate governance. With its presence in numerous countries worldwide, the Registrar of Companies serves as a custodian of critical information...Contingency Fund
In the unpredictable world of personal finance, a contingency fund stands as a formidable shield against life's unexpected curveballs.Endowment Fund
An endowment fund, often referred to as the financial backbone of these entities, plays a vital role in ensuring the realization...Market Sentiment
Market sentiment plays a vital role in finance, influencing the behavior of investors and shaping the direction of financial markets.Reserve Fund
Ever faced an unexpected financial hurdle that threw your plans off track? The reserve fund is your answer to such unexpectedCapital Fund
Capital fund is a term that resonates deeply within the financial framework of an organisation. Often seen as the pillar supporting...What is Wealth Management?
Wealth management represents a strategic and comprehensive process, intricately weaving together various financial facets. It encompasses ...What is a Certified Financial Advisor?
A Certified Financial Advisor (CFA) is a financial professional who has achieved the highest level of expertise and credentialing in the field...Tactical Asset Allocation
Tactical asset allocation is an agile investment approach that tweaks the balance of varied assets in a portfolio, encompassing elements like...