HDFC Housing Opportunities Fund – Dir Growth

100
Min SIP
100
Min Lumpsum
1.22 %
Expense Ratio
Rating
1,366
Fund Size (in Cr)
6 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 20 February 2024 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 54.3% 24.8% 20.7% 13.4%
Category Average 22% 15.1% 16.8% -

Scheme Allocation

By Holding
By Sector
By Asset
9.06%
7.54%
Others
60.75%
View all Holdings
Holdings Sector Instrument Asset
NTPC Power Generation & Distribution Equity 9.06%
Larsen & Toubro Infrastructure Developers & Operators Equity 7.97%
HDFC Bank Banks Equity 7.54%
Prestige Estates Realty Equity 7.41%
Ambuja Cements Cement Equity 7.27%
ICICI Bank Banks Equity 7.24%
Ashoka Buildcon Infrastructure Developers & Operators Equity 6.13%
St Bk of India Banks Equity 4.46%
Electronics Mart Retail Equity 3.86%
UltraTech Cem. Cement Equity 3.79%
Kalpataru Proj. Capital Goods - Electrical Equipment Equity 3.52%
Tata Steel Steel Equity 3.52%
Birla Corpn. Cement Equity 2.51%
Akzo Nobel Paints/Varnish Equity 2.41%
Macrotech Devel. Construction Equity 2.04%
Asian Paints Paints/Varnish Equity 1.95%
Axis Bank Banks Equity 1.62%
Repco Home Fin Finance Equity 1.61%
Crompton Gr. Con Consumer Durables Equity 1.47%
Finolex Cables Cables Equity 1.45%
Hindalco Inds. Non Ferrous Metals Equity 1.36%
PNC Infratech Construction Equity 1.29%
Shriram Properti Construction Equity 1.19%
Bank of Baroda Banks Equity 1.12%
Symphony Consumer Durables Equity 1.11%
Dilip Buildcon Infrastructure Developers & Operators Equity 0.87%
R R Kabel Cables Equity 0.76%
Orient Cement Cement Equity 0.64%
Kajaria Ceramics Ceramic Products Equity 0.52%
Can Fin Homes Finance Equity 0.44%
SBI Cards Finance Equity 0.39%
Bajaj Electrical Consumer Durables Equity 0.38%
AAVAS Financiers Finance Equity 0.25%
Johnson Con. Hit Consumer Durables Equity 0.24%
Gujarat Gas Gas Distribution Equity 0.21%
Bajel Projects Infrastructure Developers & Operators Equity 0.07%
Banks
21.98%
Construction
19.78%
Cement & Cement Products
14.21%
Realty
10.64%
Power
9.13%
Others
24.26%
View all Sectors
Sectors Asset
Banks 21.98%
Construction 19.78%
Cement & Cement Products 14.21%
Realty 10.64%
Power 9.13%
Consumer Durables 8.08%
Retailing 3.86%
Ferrous Metals 3.52%
Finance 2.69%
Debt 2.29%
Industrial Products 2.21%
Non-Ferrous Metals 1.36%
Gas 0.21%
Cash & Others 0.04%
Equity
97.67%
Reverse Repos
2.29%
Net Curr Ass/Net Receivables
0.04%
InvITs
0%

Advance Ratio

12.24
Alpha
4.87
SD
1.04
Beta
1.26
Sharpe

Exit Load

Exit Load 1.00% - If Units are redeemed / switched-out within 30 days from the date of allotment. Nil - If Units are redeemed / switched-out after 30 days from the date of allotment.

Fund Objective

The HDFC Life Opportunity Fund is a well-diversified investment vehicle that aims to provide consistent returns for its investors. It allocates a significant portion of its equity and capital markets investments in various sectors to generate long-term returns. Additionally, the fund also invests in debt instruments such as government bonds and fixed-income securities to balance its portfolio and reduce risks.

By investing in low-risk assets such as TREPS, the fund ensures that its investors receive stable profits. The primary objective of the HDFC Life Opportunity Fund is to provide guaranteed returns while minimising financial risks for its investors.

Pros and Cons of HDFC life opportunity fund

Pros

Cons

The HDFC Life Opportunity Fund provides the benefits of both insurance and mutual funds, making it a convenient option for investors who seek both protection and returns. The fund has a lock-in period of 5 years, which may not be suitable for those who need to withdraw their funds earlier.
The fund has higher returns for long-term investments, making it a suitable option for those with a long-term investment horizon. No premature withdrawal is allowed, limiting the flexibility of the investment.
The fund provides death benefits and maturity benefits to the investor, adding a layer of security to the investment. The fund may be highly volatile in accordance with market swings, leading to the possibility of capital loss.
With 5-year returns higher than category returns and 1-year returns higher than category returns, the fund has demonstrated strong historical performance. There may be switching charges for changing from one fund to another, adding to the overall costs of investment.
The coverage is extended to the family members of the investor, providing added protection to loved ones. There may be age restrictions for entry and exit, which may limit the eligibility of certain investors.

 

How to invest in the HDFC life opportunity fund?

Investing in HDFC Life Opportunity Fund through 5Paisa is a convenient and straightforward process. The platform offers a completely paperless, quick, and hassle-free investment experience. You can easily invest your money and start growing your wealth without having to deal with complicated procedures or lengthy forms. 5Paisa offers a user-friendly interface, making it simple for you to monitor your investments and make informed decisions about your financial future. With 5Paisa, investing in HDFC Life Opportunity Fund is just a few clicks away.

What is the expense ratio of the HDFC life opportunity fund?

The Expense Ratio is an important aspect to consider while investing in a mutual fund like HDFC Life Opportunity Fund. It represents the annual cost incurred by the mutual fund company for managing your investment. The ratio is calculated as a percentage of the fund’s average net assets.

A higher expense ratio indicates that more of your investment will go towards paying the fund management fees, leaving you with less return on investment. Hence, it is advisable to consider the expense ratio of a fund before making an investment decision to ensure that the costs associated with the fund are in line with your investment goals.

Who should invest in the HDFC life opportunity fund?

The HDFC Life Opportunity Fund is suitable for individuals with long-term financial goals such as saving for children’s education and marriage, or for meeting emergency medical expenses. It’s a great option for individuals who want to grow their money slowly over time and profit from the compounding effect of their investments. Conservative investors seeking a low-risk investment choice with a solid history of returns will also find the fund to their liking.

What are the benefits of investing in the HDFC life opportunity fund?

The HDFC Life Opportunity Fund offers several key benefits to investors. It is an excellent option for those looking to save and accumulate for their long-term financial goals, such as higher education, leisure trips, or children’s milestones.

The fund is suitable for risk-averse investors and novice investors, who seek returns on par with market indices. It has consistently performed better than benchmark indices, such as NIFTY 50 and NIFTY 100, with a 5-year annualised return of 15%.

The fund is known for its reliability and safety, with a proven track record and a safety net provided by the insurance plan. The fund has a diversified portfolio, investing primarily in mid-cap companies, and spreading investments across different sectors.

It also offers multiple investment options, including lump-sum and monthly investments, and direct purchases on the fund house’s website or through distributors. The fund also offers financial freedom and coverage benefits and has a lock-in period to prevent premature withdrawals during market fluctuations.

Fund Managers

Rakesh Vyas - Equity Research - Fund Manager

Mr Vyas holds a rich experience of over 16 years, out of which 3 years are in Application Engineering (Control & Automation) and over 13 years in equity research. He manages 6 schemes with an AUM of ₹1,626 Cr

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

HDFC Mutual Fund
AUM:
5,56,006 Cr
Address:
HDFC House, 2nd Flr, H.T.Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Contact:
022 - 6631 6333
Email ID:
cliser@hdfcfund.com

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Frequently Asked Questions

How to invest in HDFC Housing Opportunities Fund – Dir Growth ?

You can invest in HDFC Housing Opportunities Fund – Dir Growth in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for HDFC Housing Opportunities Fund – Dir Growth in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of HDFC Housing Opportunities Fund – Dir Growth ?

The NAV of HDFC Housing Opportunities Fund – Dir Growth is ₹21.9 as of 20 February 2024.

How to redeem HDFC Housing Opportunities Fund – Dir Growth holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of HDFC Housing Opportunities Fund – Dir Growth?

The minimum SIP amount of HDFC Housing Opportunities Fund – Dir Growth is ₹100

What are the top sectors HDFC Housing Opportunities Fund – Dir Growth has invested in?

The top sectors HDFC Housing Opportunities Fund – Dir Growth has invested in are
  1. Banks - 21.98%
  2. Construction - 19.78%
  3. Cement & Cement Products - 14.21%
  4. Realty - 10.64%
  5. Power - 9.13%

Can I make investments in both the SIP and Lump Sum schemes of HDFC Housing Opportunities Fund – Dir Growth?

Yes, You can select both SIP or Lumpsum investment of HDFC Housing Opportunities Fund – Dir Growth based on your investment objective and risk tolerance.

How much returns have HDFC Housing Opportunities Fund – Dir Growth generated ?

The HDFC Housing Opportunities Fund – Dir Growth has delivered 13.4% since inception

What is the expense ratio of HDFC Housing Opportunities Fund – Dir Growth ?

The expense ratio of HDFC Housing Opportunities Fund – Dir Growth is 1.22 % as of 20 February 2024.

What is the AUM of HDFC Housing Opportunities Fund – Dir Growth?

The AUM of HDFC Housing Opportunities Fund – Dir Growth is ₹5,56,006 Cr as of 20 February 2024

What are the top stock holdings of HDFC Housing Opportunities Fund – Dir Growth?

The top stock holdings of HDFC Housing Opportunities Fund – Dir Growth are
  1. NTPC - 9.06%
  2. Larsen & Toubro - 7.97%
  3. HDFC Bank - 7.54%
  4. Prestige Estates - 7.41%
  5. Ambuja Cements - 7.27%

How can I redeem my investments in HDFC Housing Opportunities Fund – Dir Growth?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select HDFC Housing Opportunities Fund – Dir Growth in Scheme, enter the redemption amount, and click on submit button.
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