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Gilt Mutual Funds

Gilt funds are the debt funds that invest in Government of India securities. The Government issues these securities when it needs money to finance a particular project. The interest or coupon rate and maturity period of these securities vary. The Government Securities are issued by the Reserve Bank of India (RBI) on behalf of the Government. View More

Gilt funds do not invest in corporate securities, thus reducing risk to a greater extent. Gilt funds have a good track record of lower risk with higher returns than other investment options. The market risk of gilt funds is reduced because of the diversification that comes from investing in many securities and across a number of issuers. The credit risk is also reduced because the government is unlikely to default on its debt obligations.

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List of Gilt Mutual Funds

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Red lamp lilke geometric icon with flame like illustration in orange and yellowBandhan Gilt Fund - Direct Growth

9.62%

Fund Size (Cr.) - 1,883

Invest
Orange and red emblem with small i written in white.ICICI Pru Gilt Fund - Direct Growth

6.49%

Fund Size (Cr.) - 8,890

Invest
Burgundy triangular symbolAXIS Gilt Fund - Direct Growth

6.14%

Fund Size (Cr.) - 405

Invest
DSP written in black color with a cyan colored underlineDSP Gilt Fund - Direct Growth

5.51%

Fund Size (Cr.) - 1,260

Invest
Blue mountain-inspired graphic above Invesco Mutual Fund written in blueInvesco India Gilt Fund - Direct Growth

5.39%

Fund Size (Cr.) - 131

Invest
TATA written in blue over MUTUAL FUND written in white with both having contrasting backgroundsTata Gilt Securities Fund - Direct Growth

5.61%

Fund Size (Cr.) - 878

Invest
A blue kalash on a orange rectangle, next to a blue rectangle with uti written inside it in white. overall over UTI Mutual Fund written in blueUTI-Gilt Fund - Direct Growth

6.32%

Fund Size (Cr.) - 423

Invest
Black and red square logo with a few white rectangles and a red rectangleHDFC Gilt Fund - Direct Growth

5.56%

Fund Size (Cr.) - 2,029

Invest
Multi-colored banking logo with orange and green as primary colors and two abstract elementsBaroda BNP Paribas Gilt Fund - Direct Growth

4.23%

Fund Size (Cr.) - 638

Invest
Blue circular emblem with three keyhole-shaped designs and a curved triangle together forming a tree like structure.SBI Gilt Fund - Direct Growth

5.21%

Fund Size (Cr.) - 8,306

Invest
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Who should invest in Gilt mutual funds?

Here is a list of investors who should invest in Gilt Funds:

  • Investors who want a low-risk investment are content to leave their capital in Gilt funds for a long time. Investors planning for the long term: Like a savings account, fixed deposits, and recurring deposits, Gilt funds have a good track record of lower risk with higher returns than other investment options.

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  • Gilt funds can also be used as an additional source of income by topping up your monthly SIPs over long periods of time.
  • Investors looking to protect their capital, especially in uncertain economic times or when the markets are volatile.
  • Investors who have a large portfolio so as not to put a large percentage of their capital in one fund.
  • Investors who like to diversify their portfolio.
  • Investors looking for a portfolio that can be actively managed, with buy and sell decisions taken on a regular basis.
  • Investors who have limited investment time and a set goal: Gilt funds have been one of the preferred investments for long-term goals. Therefore, they are an ideal choice for investors who want to invest on a regular basis. Being a debt instrument, you need not worry about the equity markets being volatile.
  • Investors who don’t want to worry about issues like market timing: Gilt funds are an ideal option for investors that do not want to worry about timing the markets but rather would like an assured return.

Popular Gilt Mutual Funds

  • Min SIP Investment Amt
  • ₹ 100
  • AUM (Cr.)
  • ₹ 1,883
  • 3Y Returns
  • 8.48%

  • Bandhan Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Suyash Choudhary. With an impressive AUM of ₹1,883 Crores, this scheme's latest NAV is ₹41.2724 as of 8/13/2026 12:00:00 AM.


    Bandhan Gilt Fund - Direct Growth scheme has delivered a return performance of 9.62% in the last 1 year, 8.48% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 100, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 100
  • AUM (Cr.)
  • ₹ 1,883
  • 3Y Returns
  • 8.48%

  • Min SIP Investment Amt
  • ₹ 1000
  • AUM (Cr.)
  • ₹ 8,890
  • 3Y Returns
  • 7.82%

  • ICICI Pru Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Manish Banthia. With an impressive AUM of ₹8,890 Crores, this scheme's latest NAV is ₹118.331 as of 8/13/2026 12:00:00 AM.


    ICICI Pru Gilt Fund - Direct Growth scheme has delivered a return performance of 6.49% in the last 1 year, 7.82% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 1000, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 1000
  • AUM (Cr.)
  • ₹ 8,890
  • 3Y Returns
  • 7.82%

  • Min SIP Investment Amt
  • ₹ 1000
  • AUM (Cr.)
  • ₹ 405
  • 3Y Returns
  • 7.70%

  • AXIS Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Devang Shah. With an impressive AUM of ₹405 Crores, this scheme's latest NAV is ₹28.7653 as of 8/13/2026 12:00:00 AM.


    AXIS Gilt Fund - Direct Growth scheme has delivered a return performance of 6.14% in the last 1 year, 7.70% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 1000, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 1000
  • AUM (Cr.)
  • ₹ 405
  • 3Y Returns
  • 7.70%

  • Min SIP Investment Amt
  • ₹ 100
  • AUM (Cr.)
  • ₹ 1,260
  • 3Y Returns
  • 7.33%

  • DSP Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Shantanu Godambe. With an impressive AUM of ₹1,260 Crores, this scheme's latest NAV is ₹107.3018 as of 8/13/2026 12:00:00 AM.


    DSP Gilt Fund - Direct Growth scheme has delivered a return performance of 5.51% in the last 1 year, 7.33% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 100, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 100
  • AUM (Cr.)
  • ₹ 1,260
  • 3Y Returns
  • 7.33%

  • Min SIP Investment Amt
  • ₹ 100
  • AUM (Cr.)
  • ₹ 131
  • 3Y Returns
  • 7.29%

  • Invesco India Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Vikas Garg. With an impressive AUM of ₹131 Crores, this scheme's latest NAV is ₹3283.7181 as of 8/13/2026 12:00:00 AM.


    Invesco India Gilt Fund - Direct Growth scheme has delivered a return performance of 5.39% in the last 1 year, 7.29% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 100, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 100
  • AUM (Cr.)
  • ₹ 131
  • 3Y Returns
  • 7.29%

  • Min SIP Investment Amt
  • ₹ 150
  • AUM (Cr.)
  • ₹ 878
  • 3Y Returns
  • 7.20%

  • Tata Gilt Securities Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Akhil Mittal. With an impressive AUM of ₹878 Crores, this scheme's latest NAV is ₹92.0846 as of 8/13/2026 12:00:00 AM.


    Tata Gilt Securities Fund - Direct Growth scheme has delivered a return performance of 5.61% in the last 1 year, 7.20% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 150, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 150
  • AUM (Cr.)
  • ₹ 878
  • 3Y Returns
  • 7.20%

  • Min SIP Investment Amt
  • ₹ 500
  • AUM (Cr.)
  • ₹ 423
  • 3Y Returns
  • 7.12%

  • UTI-Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Pankaj Pathak. With an impressive AUM of ₹423 Crores, this scheme's latest NAV is ₹68.7735 as of 8/13/2026 12:00:00 AM.


    UTI-Gilt Fund - Direct Growth scheme has delivered a return performance of 6.32% in the last 1 year, 7.12% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 500, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 500
  • AUM (Cr.)
  • ₹ 423
  • 3Y Returns
  • 7.12%

  • Min SIP Investment Amt
  • ₹ 100
  • AUM (Cr.)
  • ₹ 2,029
  • 3Y Returns
  • 7.09%

  • HDFC Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Anil Bamboli. With an impressive AUM of ₹2,029 Crores, this scheme's latest NAV is ₹61.2484 as of 8/13/2026 12:00:00 AM.


    HDFC Gilt Fund - Direct Growth scheme has delivered a return performance of 5.56% in the last 1 year, 7.09% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 100, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 100
  • AUM (Cr.)
  • ₹ 2,029
  • 3Y Returns
  • 7.09%

  • Min SIP Investment Amt
  • ₹ 500
  • AUM (Cr.)
  • ₹ 638
  • 3Y Returns
  • 7.05%

  • Baroda BNP Paribas Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Prashant Pimple. With an impressive AUM of ₹638 Crores, this scheme's latest NAV is ₹48.7849 as of 8/13/2026 12:00:00 AM.


    Baroda BNP Paribas Gilt Fund - Direct Growth scheme has delivered a return performance of 4.23% in the last 1 year, 7.05% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 500, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 500
  • AUM (Cr.)
  • ₹ 638
  • 3Y Returns
  • 7.05%

  • Min SIP Investment Amt
  • ₹ 500
  • AUM (Cr.)
  • ₹ 8,306
  • 3Y Returns
  • 6.98%

  • SBI Gilt Fund - Direct Growth is an Gilt Fund scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Sudhir Agrawal. With an impressive AUM of ₹8,306 Crores, this scheme's latest NAV is ₹73.1497 as of 8/13/2026 12:00:00 AM.


    SBI Gilt Fund - Direct Growth scheme has delivered a return performance of 5.21% in the last 1 year, 6.98% in the last 3 years, and an since its launch. With a minimum SIP investment of just ₹ 500, this scheme offers a great investment opportunity for those looking to invest in Gilt Fund.

  • Min SIP Investment Amt
  • ₹ 500
  • AUM (Cr.)
  • ₹ 8,306
  • 3Y Returns
  • 6.98%
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