Who Should Invest in Large Cap Mutual Funds?
Mutual funds are categorized as large-cap funds, mid-cap funds, and low-cap funds according to the market capitalization of companies. Large-cap funds invest most assets in top-notch companies with stable growth and are not severely affected by market changes. As a result, large-cap funds offer steady returns, good capital appreciation in the long run, and regular dividends. View More
Features of Large Cap Mutual Funds
Expense Ratio
Fund houses charge a fee to supervise your investments in large-cap mutual funds. This fee is called the expense ratio; it amounts to a certain proportion of the fund’s total assets. SEBI has capped this expense ratio to 2.5%, meaning no company can charge more than that to manage your investment portfolio. However, it is wise to research and look for a scheme that offers a lower expense ratio to have maximum returns. View More
Taxability of Large Cap Funds
Dividend Distribution Tax
Large-cap funds are subject to Dividend Distribution Tax like any other equity fund. Fund houses deduct a 10% DDT when paying the fund’s dividends.
Capital Gains Tax
When you dissolve your funds, tax is deducted on the capital gains. However, the tax percentage is determined by the holding period. View More
Risk Involved in Large Cap Funds
Like any other equity mutual fund, market changes affect large-cap funds. However, these risks are relatively low.
The Net Asset Value (NAV) of a large-cap mutual fund does not fluctuate much, View More
Advantages of Large Cap Funds
Large-cap ventures have steady revenue generation with sound business plans. Hence, the chances of your large-cap funds plummeting are slim. These funds offer stability to your investment profile. View More
Popular Large Cap Mutual Funds
- Fund Name
- Min SIP Investment Amt
- AUM (Cr.)
- 3Y Return
Canara Robeco Bluechip Equity Fund – Direct Growth is an Large Cap scheme that was launched on 02-01-13 and is currently under the management of our experienced fund manager Shridatta Bhandwaldar. With an impressive AUM of ₹10,182 Crores, this scheme's latest NAV is ₹56.03 as of 07-12-23.
Canara Robeco Bluechip Equity Fund – Direct Growth scheme has delivered a return performance of 16.3% in the last 1 year, 17.6% in the last 3 years, and an 15.1% since its launch. With a minimum SIP investment of just ₹5,000, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹5,000
- AUM (Cr.)
- ₹10,182
- 3Y Return
- 16.3%
Kotak Bluechip Fund – Direct Growth is an Large Cap scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Harish Krishnan. With an impressive AUM of ₹6,405 Crores, this scheme's latest NAV is ₹512.436 as of 07-12-23.
Kotak Bluechip Fund – Direct Growth scheme has delivered a return performance of 17.2% in the last 1 year, 19% in the last 3 years, and an 15% since its launch. With a minimum SIP investment of just ₹100, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹100
- AUM (Cr.)
- ₹6,405
- 3Y Return
- 17.2%
ICICI Pru Bluechip Fund – Direct Growth is an Large Cap scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Anish Tawakley. With an impressive AUM of ₹41,269 Crores, this scheme's latest NAV is ₹93.08 as of 07-12-23.
ICICI Pru Bluechip Fund – Direct Growth scheme has delivered a return performance of 20.7% in the last 1 year, 21.8% in the last 3 years, and an 15.9% since its launch. With a minimum SIP investment of just ₹100, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹100
- AUM (Cr.)
- ₹41,269
- 3Y Return
- 20.7%
Invesco India Largecap Fund – DirectGrowth is an Large Cap scheme that was launched on 02-01-13 and is currently under the management of our experienced fund manager Amit Nigam. With an impressive AUM of ₹785 Crores, this scheme's latest NAV is ₹62.41 as of 07-12-23.
Invesco India Largecap Fund – DirectGrowth scheme has delivered a return performance of 19.1% in the last 1 year, 19.4% in the last 3 years, and an 15.3% since its launch. With a minimum SIP investment of just ₹1,000, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹1,000
- AUM (Cr.)
- ₹785
- 3Y Return
- 19.1%
Baroda BNP Paribas Large Cap Fund – Direct Growth is an Large Cap scheme that was launched on 02-01-13 and is currently under the management of our experienced fund manager Jitendra Sriram. With an impressive AUM of ₹1,484 Crores, this scheme's latest NAV is ₹196.3471 as of 07-12-23.
Baroda BNP Paribas Large Cap Fund – Direct Growth scheme has delivered a return performance of 17.2% in the last 1 year, 18.4% in the last 3 years, and an 15.7% since its launch. With a minimum SIP investment of just ₹5,000, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹5,000
- AUM (Cr.)
- ₹1,484
- 3Y Return
- 17.2%
AXIS Bluechip Fund – Direct Growth is an Large Cap scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Shreyash Devalkar. With an impressive AUM of ₹30,733 Crores, this scheme's latest NAV is ₹56.13 as of 07-12-23.
AXIS Bluechip Fund – Direct Growth scheme has delivered a return performance of 11.5% in the last 1 year, 12.4% in the last 3 years, and an 15% since its launch. With a minimum SIP investment of just ₹100, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹100
- AUM (Cr.)
- ₹30,733
- 3Y Return
- 11.5%
IDBI India Top 100 Equity Fund – Direct Growth is an Large Cap scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Alok Ranjan. With an impressive AUM of ₹654 Crores, this scheme's latest NAV is ₹49.62 as of 28-07-23.
IDBI India Top 100 Equity Fund – Direct Growth scheme has delivered a return performance of 10.8% in the last 1 year, 21.3% in the last 3 years, and an - since its launch. With a minimum SIP investment of just ₹5,000, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹5,000
- AUM (Cr.)
- ₹654
- 3Y Return
- 10.8%
UTI-Large Cap Fund – Direct Growth is an Large Cap scheme that was launched on 01-01-13 and is currently under the management of our experienced fund manager Karthikraj Lakshmanan. With an impressive AUM of ₹11,077 Crores, this scheme's latest NAV is ₹245.2612 as of 07-12-23.
UTI-Large Cap Fund – Direct Growth scheme has delivered a return performance of 14% in the last 1 year, 17.1% in the last 3 years, and an 14.1% since its launch. With a minimum SIP investment of just ₹100, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹100
- AUM (Cr.)
- ₹11,077
- 3Y Return
- 14%
Mahindra Manulife Large Cap Fund – Dir Growth is an Large Cap scheme that was launched on 15-03-19 and is currently under the management of our experienced fund manager Abhinav Khandelwal. With an impressive AUM of ₹267 Crores, this scheme's latest NAV is ₹20.2776 as of 07-12-23.
Mahindra Manulife Large Cap Fund – Dir Growth scheme has delivered a return performance of 15.2% in the last 1 year, 19.5% in the last 3 years, and an 16.1% since its launch. With a minimum SIP investment of just ₹1,000, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹1,000
- AUM (Cr.)
- ₹267
- 3Y Return
- 15.2%
Bandhan Large Cap Fund – Direct Growth is an Large Cap scheme that was launched on 02-01-13 and is currently under the management of our experienced fund manager Sumit Agrawal. With an impressive AUM of ₹1,122 Crores, this scheme's latest NAV is ₹67.074 as of 07-12-23.
Bandhan Large Cap Fund – Direct Growth scheme has delivered a return performance of 18.4% in the last 1 year, 17.6% in the last 3 years, and an 13.2% since its launch. With a minimum SIP investment of just ₹1,000, this scheme offers a great investment opportunity for those looking to invest in Large Cap funds.
- Min SIP Investment Amt
- ₹1,000
- AUM (Cr.)
- ₹1,122
- 3Y Return
- 18.4%
Frequently Asked Questions
What factors to consider before investing in Large Cap Funds?
Before investing in large-cap funds, you must consider factors like Investment Risks, Expense Ratios, investment horizons, and Taxes on Capital gains.
What are the benefits of investing in Large Cap mutual funds?
Large-cap funds have several advantages. They invest in companies that have performed well in the past and are known as permanent investment options. These are best for Investors who wish to balance risk and return. Large-cap-funds provide investment stability, better capital growth, sound investment decisions, high liquidity, and can withstand the recession because of their diversification into several sectors.
Are Large Cap Mutual Funds Tax-Free Equity Funds?
No, returns from large-cap equity funds held longer than 12 months fall under the 10% tax bracket. However, returns up to Rs. 1 lakh are exempted from taxation. If the investment period is less than 1 year, the applicable tax deduction is 15%.
Who Are These Funds Suited For?
Large-cap funds invest mainly in companies with high-end market capitalization greater than Rs. 20,000 crores. These funds are equity funds that invest in big organizations known to generate stable returns and rule the market. Investors looking for an average risk factor, better exposure to equities, and a portfolio that is well-protected from the bearish markets, must invest in large-cap funds. These funds also go through heavy market fluctuations, so investors must consider the risk factor and investment objective before indulging in these schemes.
Large Cap Funds bring much-needed stability to tailor your investment funds accordingly. Large-cap funds may not promise the market’s return expectations, unlike mid- or small-cap stocks; however, they provide a lower level of risk than other types of equity funds.
Is it reasonable to invest in Large Cap Funds?
Large-cap funds are ideal for investors seeking stable returns with relatively lower risk. These funds are based on the horizon of your investment. To get the most out of these funds, it is recommended that you should invest in them for at least 5-7 years. For investors with higher risk tolerance and an appetite for higher returns, it’s better to invest in mid or small-capitalization funds.
Are Large Cap Mutual Funds risky?
Large mutual funds are relatively less risky than the short and medium term when compared to other equity instruments.
Who manages Large Cap Mutual funds?
Like every other Mutual fund system, large-cap funds are also managed by professional fund managers or administrators.