Kotak Flexi Cap Fund

Equity · Flexi Cap
 · ★★★
Min Lumpsum
0.64 %
Expense Ratio
Fund Size (in Cr)
10 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Max: 5 yrs
  • Invested Amount
  • Wealth Gained
  • Expected Amount

Scheme Performance

Returns and Ranks ( as on 08 June 2023 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 19.5% 23.1% 12.7% 16.1%
Category Average 15.8% 25.5% 12.6% -

Scheme Allocation

By Holding
By Sector
By Asset
Larsen & Toubro
St Bk of India
Chemicals & Petrochemical
Cement & Cement Products
Reverse Repos
Net Curr Ass/Net Receivables
Mutual Funds Units

Advance Ratio


Exit Load

Exit Load For redemption/switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment. Nil - If units are redeemed or switched out on or after 1 year from the date of allotment.

Fund Objective

A Multi Cap mutual fund product from Kotak Mahindra Mutual Fund is Kotak Flexicap Fund Direct-Growth. This fund was established on January 1, 2013. Kotak Flexicap Fund Direct-Growth is a medium-sized fund with assets under management, as of December 31 2022, of 37,418 Crores. The fund’s expense ratio is comparable to that of most other Multi Cap funds. Mr. Harsha Upadhyaya has been managing this fund.

Pros and Cons



The fund has a larger AUM within the category—beating FD returns for both 3Y & 5Y. Unfortunately, the 3Y returns are in the bottom 25% of the category of this specific fund.
It has consistently beaten its benchmark with a significantly lower probability of downside risk.  
The fund has been known to protect capital, especially during the bear phases  


How to Invest in Kotak flexi-cap fund?

Investors are best recommended to seek advice from experienced financial experts before investing in the fund. This fund entails many risks and can, thus, require much knowledge on the part of the investors before proceeding with the investment.

What is the Expense Ratio?

The expense ratio can be defined as the yearly compensation paid to the company’s fund management team for fulfilling the obligation of managing the shareholder’s interests in that fund.
Funds with a less expense ratio are always preferred as it leads to higher returns to the investor because they pay less to the fund managers.

Who should invest in Kotak flexi-cap fund?

The fund management may switch the allocation to a different market segment performing well if he learns that a particular market segment has become redundant over time.
Market capitalisation reveals a company’s size and a wide range of other details, including its history, capacity for expansion, and potential hazards. Investors familiar with market capitalisation should therefore buy into this fund.

Relative strength index, differential valuations of and the macroeconomic indicators for both sector calls and small- and mid-cap valuations as a percentage of total Market Cap are some of the characteristics that investors would need to employ to determine the viability of their investment.


● It produces long-term capital growth from a portfolio of equities and equity-related assets that is often concentrated on a small number of industries.
● The strategy looks for industries projected to do well over the medium term and concentrates exposures to those industries.
● The scheme is free to invest in whatever industry it chooses, and the portfolio will generally be diversified at the stock level across the market size.
● The plan is in an excellent position to capture popular themes in a concentrated way. This way, much of the money could be directed toward the investor’s wallet while avoiding risks.
● This is an open-ended fund Scheme, making it very suitable for investors seeking Long term capital growth over the years to gain a proper appreciation of their invested capital.
● Investment in a portfolio of predominantly equity & equity-related securities generally focused on a few selected sectors across market capitalisation.

Fund Managers

Harsha Upadhyaya - Fund Management and Equity Research - Fund Manager

Harsha Upadhyaya has 23 years of experience in the field. He is a Certified Treasury Analyst and Treasury MBA at the Indian Institute of Management in Lucknow. He also holds a bachelor’s degree in mechanical engineering from the National Institute of Technology of Suratkal. Mr Upadhyaya has been involved in fund management and equity research for over 20 years. As of March 2019, he currently manages over Rs. 625 billion in assets and manages funds.


Peer Comparison

Fund Name

AMC Contact Details

Kotak Mahindra Mutual Fund
2,83,896 Cr
27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra(E), Mumbai - 400 051.
Email ID:

Frequently Asked Questions

How to invest in Kotak Flexi Cap Fund ?

You can invest in Kotak Flexi Cap Fund in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for Kotak Flexi Cap Fund in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of Kotak Flexi Cap Fund ?

The NAV of Kotak Flexi Cap Fund is ₹63.3 as of 08 June 2023.

How to redeem Kotak Flexi Cap Fund holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of Kotak Flexi Cap Fund?

The minimum SIP amount of Kotak Flexi Cap Fund is ₹500

What are the top sectors Kotak Flexi Cap Fund has invested in??

The top sectors Kotak Flexi Cap Fund has invested in are
  1. ICICI Bank - 9.76%
  2. Larsen & Toubro - 5.59%
  3. SRF - 5.29%
  4. HDFC Bank - 5.21%
  5. St Bk of India - 5.13%

How much returns have Kotak Flexi Cap Fund generated ?

The Kotak Flexi Cap Fund has delivered 16.1% since inception

What is the expense ratio of Kotak Flexi Cap Fund ?

The expense ratio of Kotak Flexi Cap Fund is 0.64 % as of 08 June 2023.

What is the AUM of Kotak Flexi Cap Fund?

The AUM of Kotak Flexi Cap Fund is ₹2,83,896 Cr as of 08 June 2023

What are the top stock holdings of Kotak Flexi Cap Fund?

The top stock holdings of Kotak Flexi Cap Fund are
  1. ICICI Bank - 9.76%
  2. Larsen & Toubro - 5.59%
  3. SRF - 5.29%
  4. HDFC Bank - 5.21%
  5. St Bk of India - 5.13%
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