|Larsen & Toubro||Infrastructure Developers & Operators||Equity||2.8%|
|TCS||IT - Software||Equity||2.57%|
|St Bk of India||Banks||Equity||2.12%|
|NTPC||Power Generation & Distribution||Equity||2.08%|
|Infosys||IT - Software||Equity||1.89%|
|Kotak Mah. Bank||Banks||Equity||1.75%|
|Power Grid Corpn||Power Generation & Distribution||Equity||1.25%|
|M & M||Automobile||Equity||1.15%|
|Tata Consumer||Plantation & Plantation Products||Equity||0.98%|
|Data Infr.Trust||Infrastructure Investment Trusts||Equity||0.96%|
|Dr Reddy's Labs||Pharmaceuticals||Equity||0.95%|
|HCL Technologies||IT - Software||Equity||0.87%|
|Hindalco Inds.||Non Ferrous Metals||Equity||0.81%|
|Cummins India||Capital Goods-Non Electrical Equipment||Equity||0.75%|
|K E C Intl.||Capital Goods - Electrical Equipment||Equity||0.73%|
|B P C L||Refineries||Equity||0.72%|
|Tata Power Co.||Power Generation & Distribution||Equity||0.63%|
|P I Industries||Agro Chemicals||Equity||0.59%|
|Adani Ports||Infrastructure Developers & Operators||Equity||0.58%|
|ICICI Pru Life||Insurance||Equity||0.57%|
|Brookfield India||Real Estate Investment Trusts||Equity||0.53%|
|Siemens||Capital Goods - Electrical Equipment||Equity||0.5%|
|United Spirits||Alcoholic Beverages||Equity||0.48%|
|I D F C||Finance||Equity||0.46%|
|Indian Hotels Co||Hotels & Restaurants||Equity||0.43%|
|M & M Fin. Serv.||Finance||Equity||0.34%|
|Amber Enterp.||Consumer Durables||Equity||0.31%|
|A B B||Capital Goods - Electrical Equipment||Equity||0.29%|
|Bharti Airtel PP||Telecomm-Service||Equity||0.07%|
|SBI Life Insuran||Insurance||Equity||0.04%|
|Cement & Cement Products||4.17%|
|Pharmaceuticals & Biotech||3.08%|
|Fertilisers & Agrochemica||1.42%|
|Agricultural Food & other||1.34%|
|Cash & Others||0.36%|
|Chemicals & Petrochemical||0.33%|
|Non Convertable Debenture||18.36%|
|Govt Securities / Sovereign||6.22%|
|Debt & Others||0.89%|
|Certificate of Deposit||0.66%|
|Floating Rate Instruments||0.63%|
|Mutual Funds Units||0.21%|
|Net Curr Ass/Net Receivables||0.02%|
|Exit Load||On or before expiry of 90 Days from the date allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 90 Days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 90 Days from the date of allotment: Nil|
Tata Balanced Advantage Fund Direct-Growth is a Tata Mutual Fund Dynamic Asset Allocation mutual fund. This scheme was introduced on January 9, 2019, and is presently handled by Akhil Mittal, Sailesh Jain, and Rahul Singh. The fund has a 65.1% allocation to domestic equities, with 51.24% invested in large-cap stocks, 7.81% in mid-cap stocks, and 1.44% in small-cap stocks. The portfolio has a 30.16% allocation to debt, with 8.1% allocated to government securities and 22.06% to low-risk securities.
The fund makes investments in a diverse range of equity, arbitrage, and debt portfolios to maximise its potential for long-term capital gain and income distribution. The Scheme will make an effort to take advantage of market trends and will strive to have a balanced combination of debt and equity. However, there are no assurances or guarantees that the scheme’s investment goal will be met. The plan does not promise or ensure returns.
Pros & Cons
|Low expense ratio.|
How to invest in Tata Balanced Advantage Fund?
With 5paisa, the Tata Balanced Advantage Fund investment procedure is streamlined and documentation is no longer required. Follow the steps mentioned below.
Step 1: Log in to your 5Paisa Account. If you do not have one, click the link to register and create a new 5Paisa account in 3 easy steps. Alternatively, you can download the 5Paisa app on your smartphone for Android or IOS and log in from your device.
Step 2: Search for the Tata Mutual FundMutual FundMutual Fund scheme that you want to invest in
Step 3: Select the option that is apt for your requirement and risk appetite
Step 4: Select the investment type – SIP (Systematic Investment Plan) or Lumpsum
Step 5: Input the amount that you’d like to invest and proceed with payment by clicking on the ‘Invest Now’ button
That’s it! This sums up the investment process. Once your payment is successful, you can see the Tata Mutual FundMutual FundMutual Fund reflected in your 5Paisa account in 3-4 working days. If you have selected the SIP option, the chosen amount will get deducted every month starting from the date you have made the payment.
What is the expense ratio of the Tata Balanced Advantage Fund?
Investors can find out how much it will cost them each year to have their money managed by a mutual fund by looking at its expense ratio. The Expense Ratio quantifies the percentage of a fund’s AUM used to pay for administrative costs. Investing in a fund with a low expense ratio will allow you to retain more of your hard-earned earnings.
Who should invest in the Tata Balanced Advantage Fund?
Tata Balanced Advantage Fund is suitable for investors with a long-term time horizon and is willing to take on some level of risk. Here is more on the target audience for this fund:
● This fund is best suited for long-term investors who have a time horizon of at least 5-7 years. The fund aims to provide consistent returns over the long term, rather than seeking short-term gains.
● The Tata Balanced Advantage Fund is ideal for investors who are seeking a balanced portfolio that combines both equity and debt securities.
● The Tata Balanced Advantage Fund also provides the potential for regular income through dividends, which can be reinvested or redeemed as per the investor’s choice.
What are the benefits of investing in the Tata Balanced Advantage Fund?
The Tata Balanced Advantage Fund is a type of balanced fund that invests in both equity and debt securities to provide a diversified portfolio for investors. Here are some of the key benefits of investing in this fund:
By investing in both equity and debt instruments, the Tata Balanced Advantage Fund provides a diversified portfolio that can help reduce the overall risk of the investment. This helps to spread the investment across different asset classes, market capitalisation, and sectors, which can help to mitigate the impact of market fluctuations.
● Potential for moderate returns
The Tata Balanced Advantage Fund aims to provide moderate returns by balancing investments in both equity and debt securities. The fund manager uses a systematic approach to allocate assets between these two asset classes, depending on the current market conditions, to maximise returns while minimising risk.
The Tata Balanced Advantage Fund can be easily redeemed at any time, making it a liquid investment option. Investors can easily access their funds in case of an emergency or when they need to make a significant financial outlay.
Rahul Singh has over 24 years of investment experience. He joined Tata Asset Management in October 2018 as CIO-Equities to lead the fund management and equity research teams. He is a Bachelor of Technology in Mechanical Engineering and an alumnus of IIM Lucknow, where he completed his Master of Business Administration in Finance and Financial Management Services.
- Fund Name
- Fund Size
- 3Y Returns
- HDFC Balanced Advantage Fund – Direct Growth
28.5%Fund Size - 61,598
30.8%Fund Size - 61,598
16.8%Fund Size - 61,598
- Edelweiss Balanced Advantage Fund – Dir Growth
15%Fund Size - 9,394
16.6%Fund Size - 9,394
13.6%Fund Size - 9,394
- Aditya Birla SL Balanced Advantage Fund-Dir Growth
15.1%Fund Size - 6,794
16.2%Fund Size - 6,794
11.9%Fund Size - 6,794
- Nippon India Balanced Advantage Fund – Direct Growth
13.7%Fund Size - 6,956
16%Fund Size - 6,956
11.7%Fund Size - 6,956
- ICICI Pru Balanced Advantage Fund – Dir Growth
13.8%Fund Size - 49,102
15.9%Fund Size - 49,102
12.3%Fund Size - 49,102
AMC Contact Details
Frequently Asked Questions
How to invest in Tata Balanced Advantage Fund – Direct Growth ?
- Login to your 5paisa account, Go to the Mutual Funds section.
- Search for Tata Balanced Advantage Fund – Direct Growth in the search box.
- Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"
What is the NAV of Tata Balanced Advantage Fund – Direct Growth ?
How to redeem Tata Balanced Advantage Fund – Direct Growth holding ?
What is the minimum sip amount of Tata Balanced Advantage Fund – Direct Growth?
What are the top sectors Tata Balanced Advantage Fund – Direct Growth has invested in?
- Debt - 32.17%
- Banks - 16.72%
- IT-Software - 5.28%
- Cement & Cement Products - 4.17%
- Petroleum Products - 3.97%
Can I make investments in both the SIP and Lump Sum schemes of Tata Balanced Advantage Fund – Direct Growth?
How much returns have Tata Balanced Advantage Fund – Direct Growth generated ?
What is the expense ratio of Tata Balanced Advantage Fund – Direct Growth ?
What is the AUM of Tata Balanced Advantage Fund – Direct Growth?
What are the top stock holdings of Tata Balanced Advantage Fund – Direct Growth?
How can I redeem my investments in Tata Balanced Advantage Fund – Direct Growth?
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select Tata Balanced Advantage Fund – Direct Growth in Scheme, enter the redemption amount, and click on submit button.