Tata Balanced Advantage Fund – Direct Growth

Hybrid · Dynamic Asset Allocation or Balanced Advantage
 · ★★★★
150
Min SIP
5,000
Min Lumpsum
0.32 %
Expense Ratio
★★★★
Rating
7,475
Fund Size (in Cr)
5 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 3 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 29 September 2023 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 15.4% 16% - 13.7%
Category Average 18.2% 21.6% 13.9% -

Scheme Allocation

By Holding
By Sector
By Asset
5.19%
4.45%
TCS
2.57%
Others
81.19%
View all Holdings
Holdings Sector Instrument Asset
HDFC Bank Banks Equity 5.19%
ICICI Bank Banks Equity 4.45%
Reliance Industr Refineries Equity 3.8%
Larsen & Toubro Infrastructure Developers & Operators Equity 2.8%
TCS IT - Software Equity 2.57%
Bharti Airtel Telecomm-Service Equity 2.16%
St Bk of India Banks Equity 2.12%
NTPC Power Generation & Distribution Equity 2.08%
ITC Tobacco Products Equity 1.91%
Infosys IT - Software Equity 1.89%
Axis Bank Banks Equity 1.86%
IndusInd Bank Banks Equity 1.79%
Kotak Mah. Bank Banks Equity 1.75%
Hind. Unilever FMCG Equity 1.65%
Grasim Inds Textiles Equity 1.35%
Power Grid Corpn Power Generation & Distribution Equity 1.25%
M & M Automobile Equity 1.15%
Apollo Hospitals Healthcare Equity 1.14%
ACC Cement Equity 1.13%
Sun Pharma.Inds. Pharmaceuticals Equity 1.1%
DLF Realty Equity 1.08%
Cipla Pharmaceuticals Equity 1.01%
Tata Consumer Plantation & Plantation Products Equity 0.98%
Data Infr.Trust Infrastructure Investment Trusts Equity 0.96%
Dr Reddy's Labs Pharmaceuticals Equity 0.95%
Ambuja Cements Cement Equity 0.91%
HCL Technologies IT - Software Equity 0.87%
Coromandel Inter Fertilizers Equity 0.86%
Hindalco Inds. Non Ferrous Metals Equity 0.81%
Cummins India Capital Goods-Non Electrical Equipment Equity 0.75%
K E C Intl. Capital Goods - Electrical Equipment Equity 0.73%
Federal Bank Banks Equity 0.73%
UltraTech Cem. Cement Equity 0.73%
B P C L Refineries Equity 0.72%
Dabur India FMCG Equity 0.67%
Tata Power Co. Power Generation & Distribution Equity 0.63%
Maruti Suzuki Automobile Equity 0.6%
Zee Entertainmen Entertainment Equity 0.6%
P I Industries Agro Chemicals Equity 0.59%
Adani Ports Infrastructure Developers & Operators Equity 0.58%
ICICI Pru Life Insurance Equity 0.57%
Brookfield India Real Estate Investment Trusts Equity 0.53%
Siemens Capital Goods - Electrical Equipment Equity 0.5%
United Spirits Alcoholic Beverages Equity 0.48%
Varun Beverages FMCG Equity 0.47%
PVR Inox Entertainment Equity 0.46%
Tata Steel Steel Equity 0.46%
ICICI Lombard Insurance Equity 0.46%
I D F C Finance Equity 0.46%
Tata Motors Automobile Equity 0.45%
Indian Hotels Co Hotels & Restaurants Equity 0.43%
Asian Paints Paints/Varnish Equity 0.43%
Hero Motocorp Automobile Equity 0.41%
Linde India Chemicals Equity 0.36%
M & M Fin. Serv. Finance Equity 0.34%
SBI Cards Finance Equity 0.32%
Amber Enterp. Consumer Durables Equity 0.31%
A B B Capital Goods - Electrical Equipment Equity 0.29%
Jio Financial Finance Equity 0.29%
Bata India Leather Equity 0.27%
Godrej Propert. Realty Equity 0.12%
Bharti Airtel PP Telecomm-Service Equity 0.07%
SBI Life Insuran Insurance Equity 0.04%
JSW Steel Steel Equity 0.01%
Eicher Motors Automobile Equity 0%
HDFC AMC Finance Equity 0%
Debt
32.17%
Banks
16.72%
IT-Software
5.28%
Cement & Cement Products
4.17%
Petroleum Products
3.97%
Others
37.69%
View all Sectors
Sectors Asset
Debt 32.17%
Banks 16.72%
IT-Software 5.28%
Cement & Cement Products 4.17%
Petroleum Products 3.97%
Diversified FMCG 3.94%
Power 3.84%
Automobiles 3.13%
Pharmaceuticals & Biotech 3.08%
Construction 3.01%
Telecom-Services 2.33%
Others 1.55%
Electrical Equipments 1.53%
Fertilisers & Agrochemica 1.42%
Agricultural Food & other 1.34%
Realty 1.22%
Consumer Durables 1.18%
Finance 1.12%
Healthcare Services 1.12%
Insurance 1.11%
Entertainment 0.92%
Beverages 0.9%
Industrial Products 0.83%
Non-Ferrous Metals 0.81%
Personal Products 0.7%
Transport Infrastructure 0.58%
Capital Markets 0.53%
Leisure Services 0.41%
Ferrous Metals 0.4%
Cash & Others 0.36%
Chemicals & Petrochemical 0.33%
Equity
67.43%
Non Convertable Debenture
18.36%
Govt Securities / Sovereign
6.22%
Reverse Repos
2.75%
Derivatives
2.5%
Others
2.74%
View all Assets
Assets Asset
Equity 67.43%
Non Convertable Debenture 18.36%
Govt Securities / Sovereign 6.22%
Reverse Repos 2.75%
Derivatives 2.5%
Debt & Others 0.89%
Certificate of Deposit 0.66%
Floating Rate Instruments 0.63%
Commercial Paper 0.33%
Mutual Funds Units 0.21%
Net Curr Ass/Net Receivables 0.02%

Advance Ratio

7.17
Alpha
1.86
SD
0.42
Beta
2.31
Sharpe

Exit Load

Exit Load On or before expiry of 90 Days from the date allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 90 Days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 90 Days from the date of allotment: Nil

Fund Objective

Tata Balanced Advantage Fund Direct-Growth is a Tata Mutual Fund Dynamic Asset Allocation mutual fund. This scheme was introduced on January 9, 2019, and is presently handled by Akhil Mittal, Sailesh Jain, and Rahul Singh. The fund has a 65.1% allocation to domestic equities, with 51.24% invested in large-cap stocks, 7.81% in mid-cap stocks, and 1.44% in small-cap stocks. The portfolio has a 30.16% allocation to debt, with 8.1% allocated to government securities and 22.06% to low-risk securities.

The fund makes investments in a diverse range of equity, arbitrage, and debt portfolios to maximise its potential for long-term capital gain and income distribution. The Scheme will make an effort to take advantage of market trends and will strive to have a balanced combination of debt and equity. However, there are no assurances or guarantees that the scheme’s investment goal will be met. The plan does not promise or ensure returns.

Pros & Cons

Pros

Cons

Low expense ratio.  

 

How to invest in Tata Balanced Advantage Fund?

With 5paisa, the Tata Balanced Advantage Fund investment procedure is streamlined and documentation is no longer required. Follow the steps mentioned below.

Step 1: Log in to your 5Paisa Account. If you do not have one, click the link to register and create a new 5Paisa account in 3 easy steps. Alternatively, you can download the 5Paisa app on your smartphone for Android or IOS and log in from your device.

Step 2: Search for the Tata Mutual FundMutual FundMutual Fund scheme that you want to invest in

Step 3: Select the option that is apt for your requirement and risk appetite

Step 4: Select the investment type – SIP (Systematic Investment Plan) or Lumpsum

Step 5: Input the amount that you’d like to invest and proceed with payment by clicking on the ‘Invest Now’ button

That’s it! This sums up the investment process. Once your payment is successful, you can see the Tata Mutual FundMutual FundMutual Fund reflected in your 5Paisa account in 3-4 working days. If you have selected the SIP option, the chosen amount will get deducted every month starting from the date you have made the payment.

What is the expense ratio of the Tata Balanced Advantage Fund?

Investors can find out how much it will cost them each year to have their money managed by a mutual fund by looking at its expense ratio. The Expense Ratio quantifies the percentage of a fund’s AUM used to pay for administrative costs. Investing in a fund with a low expense ratio will allow you to retain more of your hard-earned earnings.

Who should invest in the Tata Balanced Advantage Fund?

Tata Balanced Advantage Fund is suitable for investors with a long-term time horizon and is willing to take on some level of risk. Here is more on the target audience for this fund:

● This fund is best suited for long-term investors who have a time horizon of at least 5-7 years. The fund aims to provide consistent returns over the long term, rather than seeking short-term gains.
● The Tata Balanced Advantage Fund is ideal for investors who are seeking a balanced portfolio that combines both equity and debt securities.
● The Tata Balanced Advantage Fund also provides the potential for regular income through dividends, which can be reinvested or redeemed as per the investor’s choice.

What are the benefits of investing in the Tata Balanced Advantage Fund?

The Tata Balanced Advantage Fund is a type of balanced fund that invests in both equity and debt securities to provide a diversified portfolio for investors. Here are some of the key benefits of investing in this fund:

● Diversification

By investing in both equity and debt instruments, the Tata Balanced Advantage Fund provides a diversified portfolio that can help reduce the overall risk of the investment. This helps to spread the investment across different asset classes, market capitalisation, and sectors, which can help to mitigate the impact of market fluctuations.

● Potential for moderate returns

The Tata Balanced Advantage Fund aims to provide moderate returns by balancing investments in both equity and debt securities. The fund manager uses a systematic approach to allocate assets between these two asset classes, depending on the current market conditions, to maximise returns while minimising risk.

Liquidity

The Tata Balanced Advantage Fund can be easily redeemed at any time, making it a liquid investment option. Investors can easily access their funds in case of an emergency or when they need to make a significant financial outlay.

Fund Managers

RahulSingh

Rahul Singh has over 24 years of investment experience. He joined Tata Asset Management in October 2018 as CIO-Equities to lead the fund management and equity research teams. He is a Bachelor of Technology in Mechanical Engineering and an alumnus of IIM Lucknow, where he completed his Master of Business Administration in Finance and Financial Management Services.

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

Tata Mutual Fund
AUM:
1,11,184 Cr
Address:
1903, B-Wing, Parinee Crescenzo, G-Block, Bandra Kurla Complex, Bandra East Mumbai - 400051
Contact:
6657 8282.
Email ID:
service@tataamc.com

Frequently Asked Questions

How to invest in Tata Balanced Advantage Fund – Direct Growth ?

You can invest in Tata Balanced Advantage Fund – Direct Growth in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for Tata Balanced Advantage Fund – Direct Growth in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of Tata Balanced Advantage Fund – Direct Growth ?

The NAV of Tata Balanced Advantage Fund – Direct Growth is ₹18.2 as of 29 September 2023.

How to redeem Tata Balanced Advantage Fund – Direct Growth holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of Tata Balanced Advantage Fund – Direct Growth?

The minimum SIP amount of Tata Balanced Advantage Fund – Direct Growth is ₹150

What are the top sectors Tata Balanced Advantage Fund – Direct Growth has invested in?

The top sectors Tata Balanced Advantage Fund – Direct Growth has invested in are
  1. Debt - 32.17%
  2. Banks - 16.72%
  3. IT-Software - 5.28%
  4. Cement & Cement Products - 4.17%
  5. Petroleum Products - 3.97%

Can I make investments in both the SIP and Lump Sum schemes of Tata Balanced Advantage Fund – Direct Growth?

Yes, You can select both SIP or Lumpsum investment of Tata Balanced Advantage Fund – Direct Growth based on your investment objective and risk tolerance.

How much returns have Tata Balanced Advantage Fund – Direct Growth generated ?

The Tata Balanced Advantage Fund – Direct Growth has delivered 13.7% since inception

What is the expense ratio of Tata Balanced Advantage Fund – Direct Growth ?

The expense ratio of Tata Balanced Advantage Fund – Direct Growth is 0.32 % as of 29 September 2023.

What is the AUM of Tata Balanced Advantage Fund – Direct Growth?

The AUM of Tata Balanced Advantage Fund – Direct Growth is ₹1,11,184 Cr as of 29 September 2023

What are the top stock holdings of Tata Balanced Advantage Fund – Direct Growth?

The top stock holdings of Tata Balanced Advantage Fund – Direct Growth are
  1. HDFC Bank - 5.19%
  2. ICICI Bank - 4.45%
  3. Reliance Industr - 3.8%
  4. Larsen & Toubro - 2.8%
  5. TCS - 2.57%

How can I redeem my investments in Tata Balanced Advantage Fund – Direct Growth?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select Tata Balanced Advantage Fund – Direct Growth in Scheme, enter the redemption amount, and click on submit button.
Invest Now