Tata Balanced Advantage Fund – Direct Growth

Hybrid · Dynamic Asset Allocation or Balanced Advantage
 · ★★★★
100
Min SIP
5,000
Min Lumpsum
0.3 %
Expense Ratio
★★★★
Rating
8,516
Fund Size (in Cr)
5 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 23 February 2024 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 24.4% 14.5% 15.1% 14.9%
Category Average 24.3% 15.1% 16.5% -

Scheme Allocation

By Holding
By Sector
By Asset
3.83%
3.49%
2.62%
Others
82.44%
View all Holdings
Holdings Sector Instrument Asset
Reliance Industr Refineries Equity 4.47%
HDFC Bank Banks Equity 3.83%
ICICI Bank Banks Equity 3.49%
Larsen & Toubro Infrastructure Developers & Operators Equity 3.15%
NTPC Power Generation & Distribution Equity 2.62%
TCS IT - Software Equity 2.61%
St Bk of India Banks Equity 2.51%
Bharti Airtel Telecomm-Service Equity 2.21%
Axis Bank Banks Equity 1.97%
Power Grid Corpn Power Generation & Distribution Equity 1.88%
DLF Realty Equity 1.82%
ITC Tobacco Products Equity 1.77%
Infosys IT - Software Equity 1.73%
Apollo Hospitals Healthcare Equity 1.55%
Kotak Mah. Bank Banks Equity 1.54%
Hindalco Inds. Non Ferrous Metals Equity 1.48%
IndusInd Bank Banks Equity 1.38%
Grasim Inds Textiles Equity 1.3%
ACC Cement Equity 1.26%
Cipla Pharmaceuticals Equity 1.15%
Dr Reddy's Labs Pharmaceuticals Equity 1.09%
Ambuja Cements Cement Equity 1.08%
Tata Motors Automobile Equity 1.08%
Cummins India Capital Goods-Non Electrical Equipment Equity 1.04%
HCL Technologies IT - Software Equity 1.03%
M & M Automobile Equity 1.03%
Sun Pharma.Inds. Pharmaceuticals Equity 0.99%
Adani Ports Marine Port & Services Equity 0.93%
Data Infr.Trust Infrastructure Investment Trusts Equity 0.9%
Hind. Unilever FMCG Equity 0.9%
Tata Power Co. Power Generation & Distribution Equity 0.88%
UltraTech Cem. Cement Equity 0.75%
K E C Intl. Capital Goods - Electrical Equipment Equity 0.67%
Tech Mahindra IT - Software Equity 0.63%
Hero Motocorp Automobile Equity 0.63%
Federal Bank Banks Equity 0.62%
B P C L Refineries Equity 0.58%
HDFC AMC Finance Equity 0.58%
P I Industries Agro Chemicals Equity 0.56%
Dabur India FMCG Equity 0.52%
M & M Fin. Serv. Finance Equity 0.5%
Siemens Capital Goods - Electrical Equipment Equity 0.49%
ICICI Lombard Insurance Equity 0.46%
ICICI Pru Life Insurance Equity 0.45%
A B B Capital Goods - Electrical Equipment Equity 0.44%
United Spirits Alcoholic Beverages Equity 0.43%
PVR Inox Entertainment Equity 0.39%
Indian Hotels Co Hotels & Restaurants Equity 0.39%
Tata Consumer Plantation & Plantation Products Equity 0.39%
Amber Enterp. Consumer Durables Equity 0.35%
Varun Beverages FMCG Equity 0.32%
Yatra Online E-Commerce/App based Aggregator Equity 0.3%
Coromandel Inter Fertilizers Equity 0.28%
Linde India Chemicals Equity 0.25%
UPL Agro Chemicals Equity 0.22%
Divi's Lab. Pharmaceuticals Equity 0.21%
Bata India Leather Equity 0.21%
Maruti Suzuki Automobile Equity 0.2%
SBI Life Insuran Insurance Equity 0.13%
Zee Entertainmen Entertainment Equity 0.13%
Bharti Airtel PP Telecomm-Service Equity 0.09%
Tata Steel Steel Equity 0.09%
Titan Company Diamond, Gems and Jewellery Equity 0.08%
Eicher Motors Automobile Equity 0%
SBI Cards Finance Equity 0%
Godrej Propert. Realty Equity 0%
I D F C Finance Equity 0%
Debt
31.54%
Banks
15.34%
IT-Software
6%
Power
5.38%
Petroleum Products
5.05%
Others
36.69%
View all Sectors
Sectors Asset
Debt 31.54%
Banks 15.34%
IT-Software 6%
Power 5.38%
Petroleum Products 5.05%
Cement & Cement Products 4.41%
Pharmaceuticals & Biotech 3.44%
Telecom-Services 3.2%
Construction 3.15%
Automobiles 2.94%
Diversified FMCG 2.67%
Realty 1.82%
Electrical Equipments 1.6%
Healthcare Services 1.55%
Non-Ferrous Metals 1.48%
Fertilisers & Agrochemica 1.06%
Industrial Products 1.04%
Insurance 1.04%
Transport Infrastructure 0.93%
Beverages 0.75%
Cash & Others 0.69%
Leisure Services 0.69%
Consumer Durables 0.64%
Capital Markets 0.58%
Entertainment 0.52%
Personal Products 0.52%
Finance 0.5%
Agricultural Food & other 0.39%
Chemicals & Petrochemical 0.25%
Others 0.19%
Ferrous Metals 0.09%
Equity
67.02%
Non Convertable Debenture
17.12%
Govt Securities / Sovereign
8.23%
Reverse Repos
4.3%
Debt & Others
0.8%
Others
2.53%
View all Assets
Assets Asset
Equity 67.02%
Non Convertable Debenture 17.12%
Govt Securities / Sovereign 8.23%
Reverse Repos 4.3%
Debt & Others 0.8%
Net Curr Ass/Net Receivables 0.69%
Commercial Paper 0.55%
REITs 0.55%
Floating Rate Instruments 0.54%
Mutual Funds Units 0.19%

Advance Ratio

3.67
Alpha
1.84
SD
0.46
Beta
1.2
Sharpe

Exit Load

Exit Load On or before expiry of 90 Days from the date allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment: Nil On or before expiry of 90 Days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment: 1% Redemption after expiry of 90 Days from the date of allotment: Nil

Fund Objective

Tata Balanced Advantage Fund Direct-Growth is a Tata Mutual Fund Dynamic Asset Allocation mutual fund. This scheme was introduced on January 9, 2019, and is presently handled by Akhil Mittal, Sailesh Jain, and Rahul Singh. The fund has a 65.1% allocation to domestic equities, with 51.24% invested in large-cap stocks, 7.81% in mid-cap stocks, and 1.44% in small-cap stocks. The portfolio has a 30.16% allocation to debt, with 8.1% allocated to government securities and 22.06% to low-risk securities.

The fund makes investments in a diverse range of equity, arbitrage, and debt portfolios to maximise its potential for long-term capital gain and income distribution. The Scheme will make an effort to take advantage of market trends and will strive to have a balanced combination of debt and equity. However, there are no assurances or guarantees that the scheme’s investment goal will be met. The plan does not promise or ensure returns.

Pros & Cons

Pros

Cons

Low expense ratio.  

 

How to invest in Tata Balanced Advantage Fund?

With 5paisa, the Tata Balanced Advantage Fund investment procedure is streamlined and documentation is no longer required. Follow the steps mentioned below.

Step 1: Log in to your 5Paisa Account. If you do not have one, click the link to register and create a new 5Paisa account in 3 easy steps. Alternatively, you can download the 5Paisa app on your smartphone for Android or IOS and log in from your device.

Step 2: Search for the Tata Mutual FundMutual FundMutual Fund scheme that you want to invest in

Step 3: Select the option that is apt for your requirement and risk appetite

Step 4: Select the investment type – SIP (Systematic Investment Plan) or Lumpsum

Step 5: Input the amount that you’d like to invest and proceed with payment by clicking on the ‘Invest Now’ button

That’s it! This sums up the investment process. Once your payment is successful, you can see the Tata Mutual FundMutual FundMutual Fund reflected in your 5Paisa account in 3-4 working days. If you have selected the SIP option, the chosen amount will get deducted every month starting from the date you have made the payment.

What is the expense ratio of the Tata Balanced Advantage Fund?

Investors can find out how much it will cost them each year to have their money managed by a mutual fund by looking at its expense ratio. The Expense Ratio quantifies the percentage of a fund’s AUM used to pay for administrative costs. Investing in a fund with a low expense ratio will allow you to retain more of your hard-earned earnings.

Who should invest in the Tata Balanced Advantage Fund?

Tata Balanced Advantage Fund is suitable for investors with a long-term time horizon and is willing to take on some level of risk. Here is more on the target audience for this fund:

● This fund is best suited for long-term investors who have a time horizon of at least 5-7 years. The fund aims to provide consistent returns over the long term, rather than seeking short-term gains.
● The Tata Balanced Advantage Fund is ideal for investors who are seeking a balanced portfolio that combines both equity and debt securities.
● The Tata Balanced Advantage Fund also provides the potential for regular income through dividends, which can be reinvested or redeemed as per the investor’s choice.

What are the benefits of investing in the Tata Balanced Advantage Fund?

The Tata Balanced Advantage Fund is a type of balanced fund that invests in both equity and debt securities to provide a diversified portfolio for investors. Here are some of the key benefits of investing in this fund:

● Diversification

By investing in both equity and debt instruments, the Tata Balanced Advantage Fund provides a diversified portfolio that can help reduce the overall risk of the investment. This helps to spread the investment across different asset classes, market capitalisation, and sectors, which can help to mitigate the impact of market fluctuations.

● Potential for moderate returns

The Tata Balanced Advantage Fund aims to provide moderate returns by balancing investments in both equity and debt securities. The fund manager uses a systematic approach to allocate assets between these two asset classes, depending on the current market conditions, to maximise returns while minimising risk.

Liquidity

The Tata Balanced Advantage Fund can be easily redeemed at any time, making it a liquid investment option. Investors can easily access their funds in case of an emergency or when they need to make a significant financial outlay.

Fund Managers

RahulSingh

Rahul Singh has over 24 years of investment experience. He joined Tata Asset Management in October 2018 as CIO-Equities to lead the fund management and equity research teams. He is a Bachelor of Technology in Mechanical Engineering and an alumnus of IIM Lucknow, where he completed his Master of Business Administration in Finance and Financial Management Services.

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

Tata Mutual Fund
AUM:
1,31,663 Cr
Address:
1903, B-Wing, Parinee Crescenzo, G-Block, Bandra Kurla Complex, Bandra East Mumbai - 400051
Contact:
6657 8282.
Email ID:
service@tataamc.com

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Frequently Asked Questions

How to invest in Tata Balanced Advantage Fund – Direct Growth ?

You can invest in Tata Balanced Advantage Fund – Direct Growth in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for Tata Balanced Advantage Fund – Direct Growth in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of Tata Balanced Advantage Fund – Direct Growth ?

The NAV of Tata Balanced Advantage Fund – Direct Growth is ₹20.2 as of 23 February 2024.

How to redeem Tata Balanced Advantage Fund – Direct Growth holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of Tata Balanced Advantage Fund – Direct Growth?

The minimum SIP amount of Tata Balanced Advantage Fund – Direct Growth is ₹100

What are the top sectors Tata Balanced Advantage Fund – Direct Growth has invested in?

The top sectors Tata Balanced Advantage Fund – Direct Growth has invested in are
  1. Debt - 31.54%
  2. Banks - 15.34%
  3. IT-Software - 6%
  4. Power - 5.38%
  5. Petroleum Products - 5.05%

Can I make investments in both the SIP and Lump Sum schemes of Tata Balanced Advantage Fund – Direct Growth?

Yes, You can select both SIP or Lumpsum investment of Tata Balanced Advantage Fund – Direct Growth based on your investment objective and risk tolerance.

How much returns have Tata Balanced Advantage Fund – Direct Growth generated ?

The Tata Balanced Advantage Fund – Direct Growth has delivered 14.9% since inception

What is the expense ratio of Tata Balanced Advantage Fund – Direct Growth ?

The expense ratio of Tata Balanced Advantage Fund – Direct Growth is 0.3 % as of 23 February 2024.

What is the AUM of Tata Balanced Advantage Fund – Direct Growth?

The AUM of Tata Balanced Advantage Fund – Direct Growth is ₹1,31,663 Cr as of 23 February 2024

What are the top stock holdings of Tata Balanced Advantage Fund – Direct Growth?

The top stock holdings of Tata Balanced Advantage Fund – Direct Growth are
  1. Reliance Industr - 4.47%
  2. HDFC Bank - 3.83%
  3. ICICI Bank - 3.49%
  4. Larsen & Toubro - 3.15%
  5. NTPC - 2.62%

How can I redeem my investments in Tata Balanced Advantage Fund – Direct Growth?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select Tata Balanced Advantage Fund – Direct Growth in Scheme, enter the redemption amount, and click on submit button.
Invest Now