UTI-Flexi Cap Fund

Equity · Flexi Cap
 · ★★★★
500
Min SIP
5,000
Min Lumpsum
0.88 %
Expense Ratio
★★★★
Rating
24,236
Fund Size (in Cr)
10 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 02 June 2023 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 8.4% 23% 12.8% 14.3%
Category Average 14% 25.4% 13% -

Scheme Allocation

By Holding
By Sector
By Asset
LTI Mindtree
6.24%
ICICI Bank
6.16%
Bajaj Finance
5.51%
HDFC Bank
4.55%
Kotak Mah. Bank
4.31%
Others
73.23%
Banks
16.91%
IT-Software
13.41%
Finance
9.81%
Retailing
9.74%
Consumer Durables
9.34%
Others
40.79%
Equity
95.59%
Net Curr Ass/Net Receivables
4.24%
T-Bills
0.17%
Fixed Deposit
0.02%

Advance Ratio

-0.25
Alpha
4.73
SD
1
Beta
0.39
Sharpe

Exit Load

Exit Load Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil

Fund Objective

The UTI Flexi Cap Fund is a diversified equity scheme that was launched on 18th May 1992 by UTI Mutual Fund.

The UTI Flexi Cap Fund, formerly known as UTI Equity Fund, is managed by Ajay Tyagi. The scheme distributes the majority of its investments across the financial services, IT, healthcare, consumer services, consumer durables, and automobile sectors.

The scheme’s investment objective is to achieve long-term capital appreciation by predominantly investing in equities and equity-related securities flexibly across different market capitalisation levels. It achieves capital appreciation by investing in equities that generate high returns on capital employed and positive operating cash flows.

The UTI Flexi Cap Fund allocates its investment across different instruments, including domestic and overseas equities, derivatives, debt and money market instruments, REITs, and InvITs.

Pros & Cons

Pros Cons

The UTI Flexi Cap Fund has a lower standard deviation and beta than its benchmark, NIFTY 500 TRI, resulting in less volatile returns.

3-year annualised returns for this scheme is 14.8%, below the benchmark and the average for its category.

5-year annualised returns for his scheme is 12%, which is above the benchmark and the average for its category.

The scheme’s beta is higher than the category average, making it more volatile.

It has a low portfolio turnover ratio and expense ratio, indicating that it is relatively inexpensive to operate and, therefore, may generate higher returns for investors.

The alpha and Sharpe ratio are negative, indicating that the scheme has not performed as well as its benchmark.

How to invest in UTI Flexi Cap Fund?

5paisa makes it simple and convenient for users to invest in the UTI Flexi Cap Fund Direct-Growth. The procedure is straightforward, can be finished quickly, and does not include any paperwork at any point. Invest a few minutes in carrying out the steps listed below:

What is the expense ratio of the UTI Flexi Cap Fund?

When referring to the UTI Flexi Cap Fund Direct-Growth or any other mutual fund, the word "Expense Ratio" refers to the fund’s annual operating expenses as a percentage of its total assets, which can impact a scheme’s returns for investors. A lower expense ratio usually means the fund is less costly and may generate higher returns for the investors.

Who should invest in UTI Flexi Cap Fund?

The UTI Flexi Cap fund is suitable for investors looking to establish a core equity portfolio by investing in high-quality businesses that generate sustainable value over the long term. This scheme best suits investors with a time horizon of at least 5 years.

The UTI Flexi Cap fund is consistently ranked among the most popular options within the Flexi Cap category due to its consistent performance, low expense ratio, experienced fund management, solid investment strategy, and ability to provide good returns to investors. The historical performance of the scheme has been strong, and it has consistently beaten its benchmark and category average. It has delivered a 12.34% CAGR (Compound Annual Growth Rate) since its inception.

The scheme is suitable for investors with long-term goals and a high-risk appetite. However, there may be better schemes for you if your investment objective is low-risk and short-term.

What are the benefits of investing in the UTI Flexi Cap Fund?

  • The UTI Flexi Cap Fund has generated a CAGR of 12.34% since its inception, outperforming its benchmark, the NIFTY 500 TRI, which has a CAGR of 11.78%.
  • It has a strong history of consistent earnings growth over the last 5-10 years, with stability in margins. The 5-year annualised return for this scheme is 12%, higher than the benchmark and category average.
  • The instances of negative returns under the UTI Flexi Cap Fund are 0% over a 5-year and 10-year investment horizon and 0.2% over a 3-year investment horizon.
  • The UTI Flexi Cap Fund is less volatile than its benchmark. This is because it focuses on selecting high-quality businesses in secular growth industries that can generate economic value instead of cyclical sectors that are highly volatile.
  • The scheme is managed by a seasoned fund manager who serves as the Head of Equity at UTI Asset Management Company and has a good track record of performance.
  • The UTI Flexi Cap Fund follows a "bottom-up stock picking" investment strategy. This strategy allows the fund manager to focus on individual companies and their fundamentals rather than being influenced by macroeconomic factors or market trends, which can lead to potentially higher returns.
  • As the name suggests, the UTI Flexi Cap Fund has the flexibility to invest across market capitalisation, which can help it adapt to changing market conditions and take advantage of opportunities in different market segments.

Fund Managers

Ajay Tyagi

Mr Ajay Tyagi, Head of Equities, joined the AMC in 2000 and served different roles and responsibilities across equity research, offshore funds, and domestic onshore funds. He was awarded a series of accolades and recognition for his performance. Being an investment advisor on the panel, he has helped funds prove their mettle time and again.

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

UTI Mutual Fund
AUM:
2,23,841 Cr
Address:
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051
Contact:
66786666
Email ID:
service@uti.co.in

Frequently Asked Questions

How to invest in UTI-Flexi Cap Fund ?

You can invest in UTI-Flexi Cap Fund in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for UTI-Flexi Cap Fund in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of UTI-Flexi Cap Fund ?

The NAV of UTI-Flexi Cap Fund is ₹255 as of 02 June 2023.

How to redeem UTI-Flexi Cap Fund holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of UTI-Flexi Cap Fund?

The minimum SIP amount of UTI-Flexi Cap Fund is ₹500

What are the top sectors UTI-Flexi Cap Fund has invested in??

The top sectors UTI-Flexi Cap Fund has invested in are
  1. LTI Mindtree - 6.24%
  2. ICICI Bank - 6.16%
  3. Bajaj Finance - 5.51%
  4. HDFC Bank - 4.55%
  5. Kotak Mah. Bank - 4.31%

How much returns have UTI-Flexi Cap Fund generated ?

The UTI-Flexi Cap Fund has delivered 14.3% since inception

What is the expense ratio of UTI-Flexi Cap Fund ?

The expense ratio of UTI-Flexi Cap Fund is 0.88 % as of 02 June 2023.

What is the AUM of UTI-Flexi Cap Fund?

The AUM of UTI-Flexi Cap Fund is ₹2,23,841 Cr as of 02 June 2023

What are the top stock holdings of UTI-Flexi Cap Fund?

The top stock holdings of UTI-Flexi Cap Fund are
  1. LTI Mindtree - 6.24%
  2. ICICI Bank - 6.16%
  3. Bajaj Finance - 5.51%
  4. HDFC Bank - 4.55%
  5. Kotak Mah. Bank - 4.31%
Invest Now