UTI-Small Cap Fund – Direct Growth

Equity · Small Cap
 · ★★★
100
Min SIP
5,000
Min Lumpsum
0.42 %
Expense Ratio
★★★
Rating
3,736
Fund Size (in Cr)
3 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 3 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 27 February 2024 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 42.3% 28% - 29.2%
Category Average 71.8% 30.4% 26.8% -

Scheme Allocation

By Holding
By Sector
By Asset
Others
88.83%
View all Holdings
Holdings Sector Instrument Asset
Karur Vysya Bank Banks Equity 2.57%
Brigade Enterpr. Realty Equity 2.56%
Chalet Hotels Hotels & Restaurants Equity 2.11%
Chola Financial Finance Equity 2.02%
Cera Sanitary. Ceramic Products Equity 1.91%
Techno Elec.Engg Infrastructure Developers & Operators Equity 1.84%
360 ONE Finance Equity 1.83%
KPIT Technologi. IT - Software Equity 1.81%
Krishna Institu. Healthcare Equity 1.8%
Carborundum Uni. Capital Goods-Non Electrical Equipment Equity 1.78%
Persistent Sys IT - Software Equity 1.73%
Multi Comm. Exc. Miscellaneous Equity 1.68%
Timken India Bearings Equity 1.67%
Cams Services Miscellaneous Equity 1.58%
Firstsour.Solu. IT - Software Equity 1.58%
Coforge IT - Software Equity 1.56%
Suven Pharma Pharmaceuticals Equity 1.5%
Raymond Textiles Equity 1.5%
Can Fin Homes Finance Equity 1.44%
Subros Auto Ancillaries Equity 1.43%
J B Chem & Pharm Pharmaceuticals Equity 1.43%
Ratnamani Metals Steel Equity 1.42%
CIE Automotive Castings, Forgings & Fastners Equity 1.41%
Indiamart Inter. E-Commerce/App based Aggregator Equity 1.4%
City Union Bank Banks Equity 1.37%
Avanti Feeds FMCG Equity 1.34%
Equitas Sma. Fin Banks Equity 1.3%
TD Power Systems Capital Goods - Electrical Equipment Equity 1.3%
eClerx Services IT - Software Equity 1.29%
Greenpanel Inds. Plywood Boards/Laminates Equity 1.27%
Ashoka Buildcon Infrastructure Developers & Operators Equity 1.26%
Affle India IT - Software Equity 1.25%
Route Mobile IT - Software Equity 1.23%
CreditAcc. Gram. Finance Equity 1.22%
Team Lease Serv. Miscellaneous Equity 1.21%
MTAR Technologie Aerospace & Defence Equity 1.2%
J K Cements Cement Equity 1.2%
Vardhman Textile Textiles Equity 1.19%
ERIS Lifescience Pharmaceuticals Equity 1.16%
Sheela Foam Miscellaneous Equity 1.14%
Tube Investments Auto Ancillaries Equity 1.12%
Praj Industries Capital Goods-Non Electrical Equipment Equity 1.1%
Navin Fluo.Intl. Chemicals Equity 1.08%
Dr Lal Pathlabs Healthcare Equity 1.07%
Titagarh Rail Capital Goods-Non Electrical Equipment Equity 1.03%
ISGEC Heavy Infrastructure Developers & Operators Equity 1.02%
Birlasoft Ltd IT - Software Equity 1.02%
Ami Organics Pharmaceuticals Equity 1.01%
Orchid Pharma Pharmaceuticals Equity 1.01%
Metro Brands Leather Equity 0.96%
Metropolis Healt Healthcare Equity 0.96%
Rossari Biotech Chemicals Equity 0.95%
V-Mart Retail Retail Equity 0.94%
RHI Magnesita Refractories Equity 0.92%
La Opala RG Glass & Glass Products Equity 0.91%
KFin Technolog. Miscellaneous Equity 0.86%
Asahi India Glas Glass & Glass Products Equity 0.85%
NESCO Miscellaneous Equity 0.84%
Grindwell Norton Capital Goods-Non Electrical Equipment Equity 0.83%
INDIA SHELTE FIN Finance Equity 0.82%
Mahindra Logis. Logistics Equity 0.81%
Indoco Remedies Pharmaceuticals Equity 0.81%
DCB Bank Banks Equity 0.78%
V I P Inds. Plastic products Equity 0.78%
Inox India Packaging Equity 0.76%
Jamna Auto Inds. Auto Ancillaries Equity 0.76%
Sai Silks Retail Equity 0.73%
Aarti Industries Chemicals Equity 0.72%
Arman Financial Finance Equity 0.69%
Hawkins Cookers Consumer Durables Equity 0.69%
Kajaria Ceramics Ceramic Products Equity 0.69%
Kewal Kir.Cloth. Readymade Garments/ Apparells Equity 0.67%
Dixon Technolog. Consumer Durables Equity 0.62%
Concord Biotech Pharmaceuticals Equity 0.6%
Fine Organic Chemicals Equity 0.59%
Coromandel Inter Fertilizers Equity 0.59%
Borosil Renew. Glass & Glass Products Equity 0.57%
Whirlpool India Consumer Durables Equity 0.56%
Caplin Point Lab Pharmaceuticals Equity 0.55%
TCI Express Logistics Equity 0.55%
Johnson Con. Hit Consumer Durables Equity 0.48%
GMM Pfaudler Capital Goods-Non Electrical Equipment Equity 0.46%
Prince Pipes Plastic products Equity 0.43%
Consumer Durables
10.01%
Industrial Products
8.38%
Pharmaceuticals & Biotech
8.07%
Finance
8.02%
IT-Software
6.12%
Others
59.4%
View all Sectors
Sectors Asset
Consumer Durables 10.01%
Industrial Products 8.38%
Pharmaceuticals & Biotech 8.07%
Finance 8.02%
IT-Software 6.12%
Banks 6.02%
Auto Components 5.57%
Commercial Services & Sup 4.92%
Cash & Others 4.21%
Construction 4.12%
Capital Markets 4.12%
Healthcare Services 3.83%
Textiles & Apparels 3.36%
Chemicals & Petrochemical 3.34%
Retailing 3.07%
Industrial Manufacturing 2.59%
Realty 2.56%
Leisure Services 2.11%
Transport Services 1.36%
Food Products 1.34%
Electrical Equipments 1.3%
IT-Services 1.25%
Telecom-Services 1.23%
Cement & Cement Products 1.2%
Aerospace & Defense 1.2%
Fertilisers & Agrochemica 0.59%
Debt 0.09%
Others 0.02%
Equity
95.68%
Net Curr Ass/Net Receivables
4.21%
T-Bills
0.09%
Fixed Deposit
0.02%

Advance Ratio

4.56
Alpha
3.91
SD
0.68
Beta
1.64
Sharpe

Exit Load

Exit Load 1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment.

Fund Objective

The UTI-Small Cap Fund is a diversified equity scheme launched on 22nd December 2020 by UTI Mutual Fund.

The scheme distributes the majority of its investments across the financial services, capital goods, consumer durables, healthcare, IT, automobile and auto components, chemicals, and services sectors. It is managed by Ankit Agarwal.

The scheme’s investment objective is to achieve long-term capital appreciation by investing primarily in equity and equity-related securities of small-cap companies. The scheme aims to achieve its investment objective by focusing on companies with scalable business models and strong potential for long-term growth.

The UTI-Small Cap Fund allocates between 65% to 80% of its corpus to small-cap companies and the remainder to mid-cap stocks. Small-cap companies are those which are ranked 251st and below based on market capitalisation.

Pros & Cons

Pros Cons
1-year and 2-year annualised returns for the UTI-Small Cap Fund are higher than its benchmark, the Nifty Smallcap 250 TRI. 1-year and 2-year annualised returns for the UTI-Small Cap Fund are lower than the average for its category.
The scheme has a lower expense ratio than the average for its category, indicating that more of the scheme’s assets are available to be invested in securities rather than being used to cover the scheme’s operating costs. A higher P/E ratio for the scheme compared to the S&P BSE 100 TRI suggests that the scheme’s portfolio may be relatively overvalued compared to the broader market.
The scheme has a higher RoE than the S&P BSE 100 TRI suggesting that it is generating a higher rate of return than the broader market, which is a good indication of the scheme’s profitability. A higher P/B ratio for the scheme compared to the S&P BSE 100 TRI suggests that the scheme’s book value may be relatively overvalued compared to the broader market.

Who should invest in a UTI-Small Cap Fund?

The UTI-Small Cap Fund is suitable for investors seeking long-term capital appreciation through investments primarily in equity and equity-related securities of small-cap companies. This scheme is also ideal for investors seeking a higher-risk strategy to balance an overall conservative portfolio construct and willing to tolerate the volatility of the underlying portfolio to achieve higher returns relative to other diversified equity funds.

The scheme has delivered approximately a 25% Compound Annual Growth Rate (CAGR) since its inception, which is a measure of the scheme’s impressive annualised growth rate over time.

The UTI-Small Cap Fund is suitable for investors with a medium to long-term investment horizon of preferably 5 years or more and very high-risk appetites. On the other hand, the scheme is unsuitable for risk-averse investors or investors looking for a low-risk investment option.

What are the benefits of investing in the UTI-Small Cap Fund?

  • The UTI-Small Cap Fund has generated an impressive CAGR of approximately 25% since its inception.
  • Investing in the UTI-Small Cap Fund is a good option for those seeking to benefit from the opportunities in the small-cap universe. Small-cap companies often have limited coverage on the sell side, but the scheme covers a wide range of companies in this market segment.
  • The scheme follows a “bottom-up stock picking” investment strategy. This strategy allows the fund manager to focus on individual companies and their fundamentals rather than being influenced by macroeconomic factors or market trends, which can lead to potentially higher returns.
  • Other benefits of investing in UTI-Small Cap Fund include its flexibility to invest in companies whose businesses may be temporarily weak or undergoing changes and hold onto mid-cap stocks that have the potential to become large-cap.
  • The scheme’s bias toward high return on capital employed and strong operating cash flows suggests that it prioritises companies with efficient and profitable operations and strong cash flow generation, indicating a focus on long-term sustainability and profitability.

Fund Managers

Ankit Agarwal

After acquiring his B.Tech degree in computer science from the Indian Institute of Technology (IIT), Delhi, Mr. Ankit Agarwal went to the Indian Institute of Management(IIM) at Ahmedabad and subsequently earned a Master’s degree in Business Administration (MBA). With his strong education qualifications, he was hired by Deutsche Bank. He worked in credit trading for more than six years, initially as an associate and later as the vice president. He later worked at Bank of America as the Director and vice president, gaining immense experience in the banking segment. In December 2018, he co-founded Navi, a financial services company, and has since served as its CFO.

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

UTI Mutual Fund
AUM:
2,73,057 Cr
Address:
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051
Contact:
66786666
Email ID:
service@uti.co.in

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Frequently Asked Questions

How to invest in UTI-Small Cap Fund – Direct Growth ?

You can invest in UTI-Small Cap Fund – Direct Growth in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for UTI-Small Cap Fund – Direct Growth in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of UTI-Small Cap Fund – Direct Growth ?

The NAV of UTI-Small Cap Fund – Direct Growth is ₹22.6 as of 27 February 2024.

How to redeem UTI-Small Cap Fund – Direct Growth holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of UTI-Small Cap Fund – Direct Growth?

The minimum SIP amount of UTI-Small Cap Fund – Direct Growth is ₹100

What are the top sectors UTI-Small Cap Fund – Direct Growth has invested in?

The top sectors UTI-Small Cap Fund – Direct Growth has invested in are
  1. Consumer Durables - 10.01%
  2. Industrial Products - 8.38%
  3. Pharmaceuticals & Biotech - 8.07%
  4. Finance - 8.02%
  5. IT-Software - 6.12%

Can I make investments in both the SIP and Lump Sum schemes of UTI-Small Cap Fund – Direct Growth?

Yes, You can select both SIP or Lumpsum investment of UTI-Small Cap Fund – Direct Growth based on your investment objective and risk tolerance.

How much returns have UTI-Small Cap Fund – Direct Growth generated ?

The UTI-Small Cap Fund – Direct Growth has delivered 29.2% since inception

What is the expense ratio of UTI-Small Cap Fund – Direct Growth ?

The expense ratio of UTI-Small Cap Fund – Direct Growth is 0.42 % as of 27 February 2024.

What is the AUM of UTI-Small Cap Fund – Direct Growth?

The AUM of UTI-Small Cap Fund – Direct Growth is ₹2,73,057 Cr as of 27 February 2024

What are the top stock holdings of UTI-Small Cap Fund – Direct Growth?

The top stock holdings of UTI-Small Cap Fund – Direct Growth are
  1. Karur Vysya Bank - 2.57%
  2. Brigade Enterpr. - 2.56%
  3. Chalet Hotels - 2.11%
  4. Chola Financial - 2.02%
  5. Cera Sanitary. - 1.91%

How can I redeem my investments in UTI-Small Cap Fund – Direct Growth?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select UTI-Small Cap Fund – Direct Growth in Scheme, enter the redemption amount, and click on submit button.

Is there any lock-in period for UTI-Small Cap Fund - Direct Growth?

No, there is no lock-in period for UTI-Small Cap Fund – Direct Growth.

Invest Now