UTI-Small Cap Fund – Direct Growth
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Invested Amount--
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Wealth Gained--
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Expected Amount--
Scheme Performance
| 1Y | 1Y | 3Y | 3Y | 5Y | 5Y | Max | Max | |
|---|---|---|---|---|---|---|---|---|
| Trailing Returns | 20% | - | - | 28.3% | ||||
| Category Average | 34.8% | 36.4% | 18.3% | - |
Scheme Allocation
Advance Ratio
Exit Load
| Exit Load | 1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment. |
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Fund Objective
The UTI-Small Cap Fund is a diversified equity scheme launched on 22nd December 2020 by UTI Mutual Fund.
The scheme distributes the majority of its investments across the financial services, capital goods, consumer durables, healthcare, IT, automobile and auto components, chemicals, and services sectors. It is managed by Ankit Agarwal.
The scheme’s investment objective is to achieve long-term capital appreciation by investing primarily in equity and equity-related securities of small-cap companies. The scheme aims to achieve its investment objective by focusing on companies with scalable business models and strong potential for long-term growth.
The UTI-Small Cap Fund allocates between 65% to 80% of its corpus to small-cap companies and the remainder to mid-cap stocks. Small-cap companies are those which are ranked 251st and below based on market capitalisation.
Pros & Cons
| Pros | Cons |
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| 1-year and 2-year annualised returns for the UTI-Small Cap Fund are higher than its benchmark, the Nifty Smallcap 250 TRI. | 1-year and 2-year annualised returns for the UTI-Small Cap Fund are lower than the average for its category. |
| The scheme has a lower expense ratio than the average for its category, indicating that more of the scheme’s assets are available to be invested in securities rather than being used to cover the scheme’s operating costs. | A higher P/E ratio for the scheme compared to the S&P BSE 100 TRI suggests that the scheme’s portfolio may be relatively overvalued compared to the broader market. |
| The scheme has a higher RoE than the S&P BSE 100 TRI suggesting that it is generating a higher rate of return than the broader market, which is a good indication of the scheme’s profitability. | A higher P/B ratio for the scheme compared to the S&P BSE 100 TRI suggests that the scheme’s book value may be relatively overvalued compared to the broader market. |
Who should invest in a UTI-Small Cap Fund?
The UTI-Small Cap Fund is suitable for investors seeking long-term capital appreciation through investments primarily in equity and equity-related securities of small-cap companies. This scheme is also ideal for investors seeking a higher-risk strategy to balance an overall conservative portfolio construct and willing to tolerate the volatility of the underlying portfolio to achieve higher returns relative to other diversified equity funds.
The scheme has delivered approximately a 25% Compound Annual Growth Rate (CAGR) since its inception, which is a measure of the scheme’s impressive annualised growth rate over time.
The UTI-Small Cap Fund is suitable for investors with a medium to long-term investment horizon of preferably 5 years or more and very high-risk appetites. On the other hand, the scheme is unsuitable for risk-averse investors or investors looking for a low-risk investment option.
What are the benefits of investing in the UTI-Small Cap Fund?
- The UTI-Small Cap Fund has generated an impressive CAGR of approximately 25% since its inception.
- Investing in the UTI-Small Cap Fund is a good option for those seeking to benefit from the opportunities in the small-cap universe. Small-cap companies often have limited coverage on the sell side, but the scheme covers a wide range of companies in this market segment.
- The scheme follows a “bottom-up stock picking” investment strategy. This strategy allows the fund manager to focus on individual companies and their fundamentals rather than being influenced by macroeconomic factors or market trends, which can lead to potentially higher returns.
- Other benefits of investing in UTI-Small Cap Fund include its flexibility to invest in companies whose businesses may be temporarily weak or undergoing changes and hold onto mid-cap stocks that have the potential to become large-cap.
- The scheme’s bias toward high return on capital employed and strong operating cash flows suggests that it prioritises companies with efficient and profitable operations and strong cash flow generation, indicating a focus on long-term sustainability and profitability.
Fund Managers
Ankit Agarwal
After acquiring his B.Tech degree in computer science from the Indian Institute of Technology (IIT), Delhi, Mr. Ankit Agarwal went to the Indian Institute of Management(IIM) at Ahmedabad and subsequently earned a Master’s degree in Business Administration (MBA). With his strong education qualifications, he was hired by Deutsche Bank. He worked in credit trading for more than six years, initially as an associate and later as the vice president. He later worked at Bank of America as the Director and vice president, gaining immense experience in the banking segment. In December 2018, he co-founded Navi, a financial services company, and has since served as its CFO.
Risk-O-Meter
Peer Comparison
- Fund Name
- Fund Size
- 1Y
- 3Y
- 5Y
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- Equity .
- Small Cap .
-
- 8,075
-
32.6%Fund Size - 8,075
-
48.6%Fund Size - 8,075
-
30.3%Fund Size - 8,075
-
- Equity .
- Small Cap .
-
- 36,539
-
31.9%Fund Size - 36,539
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44.4%Fund Size - 36,539
-
24.7%Fund Size - 36,539
-
- Equity .
- Small Cap .
-
- 22,560
-
35.3%Fund Size - 22,560
-
42.1%Fund Size - 22,560
-
20.2%Fund Size - 22,560
-
- Equity .
- Small Cap .
-
- 6,989
-
23.6%Fund Size - 6,989
-
39.9%Fund Size - 6,989
-
24.1%Fund Size - 6,989
-
- Equity .
- Small Cap .
-
- 9,595
-
31.5%Fund Size - 9,595
-
39.4%Fund Size - 9,595
-
19.2%Fund Size - 9,595
AMC Contact Details
Frequently Asked Questions
How to invest in UTI-Small Cap Fund – Direct Growth ?
- Login to your 5paisa account, Go to the Mutual Funds section.
- Search for UTI-Small Cap Fund – Direct Growth in the search box.
- Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"
What is the NAV of UTI-Small Cap Fund – Direct Growth ?
How to redeem UTI-Small Cap Fund – Direct Growth holding ?
What is the minimum sip amount of UTI-Small Cap Fund – Direct Growth?
What are the top sectors UTI-Small Cap Fund – Direct Growth has invested in?
- Consumer Durables - 12.31%
- Industrial Products - 10.97%
- Finance - 7.88%
- Banks - 5.96%
- Auto Components - 5.79%
Can I make investments in both the SIP and Lump Sum schemes of UTI-Small Cap Fund – Direct Growth?
How much returns have UTI-Small Cap Fund – Direct Growth generated ?
What is the expense ratio of UTI-Small Cap Fund – Direct Growth ?
What is the AUM of UTI-Small Cap Fund – Direct Growth?
What are the top stock holdings of UTI-Small Cap Fund – Direct Growth?
- Cera Sanitary. - 2.25%
- Carborundum Uni. - 2.15%
- Chalet Hotels - 2.1%
- Brigade Enterpr. - 2.07%
- Chola Financial - 2.01%
How can I redeem my investments in UTI-Small Cap Fund – Direct Growth?
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select UTI-Small Cap Fund – Direct Growth in Scheme, enter the redemption amount, and click on submit button.
Is there any lock-in period for UTI-Small Cap Fund - Direct Growth?
No, there is no lock-in period for UTI-Small Cap Fund – Direct Growth.