How to Check Mutual Fund Status with Folio Number

What is the Folio Number in a Mutual Fund?

Whenever you invest in a mutual fund, the AMC opens a folio in your name and assigns a unique number. The folio number can be numeric or alphanumeric. It is linked to your Permanent Account Number (PAN) and can be used to track all your mutual fund investments with that AMC. 

Every time you invest with the same AMC, you can choose whether you wish to open a new folio or invest in the same folio. Please note, that you can add different schemes to the same folio, as long as it is the same AMC. If you wish to invest with a different AMC, you must create a new folio with a different folio number.

Why is a Folio Number Important?

A folio number is like your unique ID in the mutual fund world. It helps track your investments, SIPs, redemptions, and statements — all under one reference. Without it, managing or checking your mutual fund status becomes difficult. Whether you want to start a new SIP, switch funds, or update details, your folio number keeps everything organised and linked. It also makes it easier to consolidate investments across schemes from the same fund house.
If you ever wonder how to check mutual fund status, the folio number is the first thing you’ll need. That’s why it’s crucial to keep it safe. With a simple folio number check, you can view balances, download statements, or redeem units instantly. In short, it’s your access point to everything related to your mutual fund investments.

Advantages of Having a Folio Number

Having a folio number comes with the following benefits:

    • Tracing funds invested in different mutual fund schemes
    • Accessing the transacting history and obtaining the mutual fund account statement
    • Avoiding repetitive KYC processes with the same AMC
    • No need to note multiple account numbers
    • Helping the AMC to determine the unit holder's authenticity

Who Allocates the Folio Number?

Before you begin investing, you need to complete the KYC formalities. This means that you will have to provide your identity, address and your bank account details to the AMC. This information is used for verification purposes. Once approved, the AMC opens a new folio in your name and allocates the folio number.

This folio number is a unique identifier. Subsequently, you can use this number to get the entire investment details. You will be able to get the mutual fund statement using the folio number anytime you want.

How to Locate Folio Number

Now that you know the benefits of having a folio number, the next step is to locate it. You can use any of the following sources to identify your unique folio number.

    • Consolidated Account Statement (CAS) provided by your AMC
    • Mutual fund account statement for transacting through SIPs or lump sum investments

You can also call the AMC’s toll-free number, send them an email or visit the office to get the folio number.

Online Methods to Check Using a Folio Number

There are several convenient online ways to check your mutual fund status using your folio number:

1. Check Your Mutual Fund Status Online via AMC Website or App
Most AMCs allow you to log in through their website or mobile app. Once you sign in and enter your folio number, you can view your transaction history, current balance, NAV updates and other fund details.

2. Check the Status Through the Registrar’s Website (CAMS / KFintech)
Registrars like CAMS and KFintech also provide folio-based access to your mutual fund information. After registering with your mobile number and PAN, you can check your investment summary, portfolio value, and folio-wise performance.

3. Check Through the Consolidated Account Statement (CAS)
Both CDSL and NSDL send periodic Consolidated Account Statements to investors. These statements include folio-wise mutual fund performance, making it easy to track your entire portfolio online. You can also request a CAS through their online portals.
Keeping your folio number handy makes these online checks quick and hassle-free.
 

Offline Methods to Check Using a Folio Number

If you prefer traditional methods, you can still track your mutual fund status offline using your folio number:

1. Contact AMC Customer Care or Visit the Branch
If you are not very tech-savvy, you can visit the AMC’s office and request a mutual fund statement using your folio number. You may also need to provide your PAN for verification.

Alternatively, you can call or email the AMC’s customer care team. After verifying your details, they will share the required fund information with you.

2. Contact Your Broker
If you have invested through a broker, simply share your folio number and PAN with them. The broker will coordinate with the AMC to fetch your investment details, including transaction history and real-time fund performance.

Having your folio number in place makes offline enquiries smooth and helps you manage your mutual fund investments more effectively.

Getting your folio number while investing in mutual funds is a smart move. With just this number, you can easily check your mutual fund status, make transactions like buying, selling, or switching between different mutual fund schemes, and get all the details you need. 

Apart from keeping your PAN number and mobile number handy to gather the details you need, also remember to have your folio number in place. It is a small step that can make a huge difference in managing your mutual fund investments.