HDFC Index Fund-Nifty 50 Plan – Direct

Other · Index
 · ★★★
Min Lumpsum
0.2 %
Expense Ratio
Fund Size (in Cr)
11 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Max: 5 yrs
  • Invested Amount
  • Wealth Gained
  • Expected Amount

Scheme Performance

Returns and Ranks ( as on 29 September 2023 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 17.7% 21.6% 13.4% 12.8%
Category Average 18% 22% 13.6% -

Scheme Allocation

By Holding
By Sector
By Asset
View all Holdings
Holdings Sector Instrument Asset
HDFC Bank Banks Equity 13.76%
Reliance Industr Refineries Equity 9.56%
ICICI Bank Banks Equity 7.87%
Infosys IT - Software Equity 6.01%
ITC Tobacco Products Equity 4.55%
TCS IT - Software Equity 4.04%
Larsen & Toubro Infrastructure Developers & Operators Equity 3.83%
Axis Bank Banks Equity 3.13%
Kotak Mah. Bank Banks Equity 3.03%
Hind. Unilever FMCG Equity 2.62%
St Bk of India Banks Equity 2.53%
Bharti Airtel Telecomm-Service Equity 2.52%
Bajaj Finance Finance Equity 2.24%
Asian Paints Paints/Varnish Equity 1.72%
M & M Automobile Equity 1.66%
Maruti Suzuki Automobile Equity 1.56%
Titan Company Diamond, Gems and Jewellery Equity 1.52%
HCL Technologies IT - Software Equity 1.46%
Sun Pharma.Inds. Pharmaceuticals Equity 1.41%
Tata Motors Automobile Equity 1.24%
NTPC Power Generation & Distribution Equity 1.23%
Tata Steel Steel Equity 1.16%
UltraTech Cem. Cement Equity 1.12%
IndusInd Bank Banks Equity 1.05%
Power Grid Corpn Power Generation & Distribution Equity 0.98%
Bajaj Finserv Finance Equity 0.95%
Nestle India FMCG Equity 0.92%
Jio Financial Finance Equity 0.92%
Tech Mahindra IT - Software Equity 0.88%
Adani Enterp. Trading Equity 0.87%
JSW Steel Steel Equity 0.87%
HDFC Life Insur. Insurance Equity 0.81%
Dr Reddy's Labs Pharmaceuticals Equity 0.8%
O N G C Crude Oil & Natural Gas Equity 0.8%
Hindalco Inds. Non Ferrous Metals Equity 0.79%
Adani Ports Infrastructure Developers & Operators Equity 0.78%
Grasim Inds Textiles Equity 0.78%
Cipla Pharmaceuticals Equity 0.77%
Wipro IT - Software Equity 0.71%
SBI Life Insuran Insurance Equity 0.68%
Britannia Inds. FMCG Equity 0.62%
Coal India Mining & Mineral products Equity 0.62%
Bajaj Auto Automobile Equity 0.61%
Tata Consumer Plantation & Plantation Products Equity 0.58%
Apollo Hospitals Healthcare Equity 0.57%
LTIMindtree IT - Software Equity 0.56%
Divi's Lab. Pharmaceuticals Equity 0.54%
Eicher Motors Automobile Equity 0.54%
Hero Motocorp Automobile Equity 0.44%
B P C L Refineries Equity 0.38%
UPL Agro Chemicals Equity 0.35%
Petroleum Products
Diversified FMCG
View all Sectors
Sectors Asset
Banks 31.92%
IT-Software 12.86%
Petroleum Products 10.25%
Diversified FMCG 7.3%
Automobiles 5.94%
Finance 4.22%
Construction 3.7%
Pharmaceuticals & Biotech 3.43%
Consumer Durables 3.17%
Telecom-Services 2.55%
Power 2.22%
Ferrous Metals 1.99%
Cement & Cement Products 1.88%
Food Products 1.57%
Insurance 1.45%
Metals & Minerals Trading 0.88%
Oil 0.79%
Non-Ferrous Metals 0.77%
Transport Infrastructure 0.75%
Consumable Fuels 0.6%
Healthcare Services 0.59%
Agricultural Food & other 0.58%
Fertilisers & Agrochemica 0.36%
Debt 0.13%
Cash & Others 0.1%
Reverse Repos
Net Curr Ass/Net Receivables

Advance Ratio


Exit Load

Exit Load 0.25% - If units are redeemed / switched out within 3 Days from the date of allotment. Nil - If units are redeemed / switched out after 3 days from the date of allotment.

Fund Objective

The HDFC Nifty 50 Index Fund has 99.95% investment in domestic equities, of which 85.78% is in Large Cap stocks, and 2.47% is in Mid Cap stocks. Launched on January 1, 2013, the fund has grown to the size of ₹ 7,411 crores, with a portfolio Turnover Ratio of 8.94% as against 41.04% in the category average turnover ratio.
Its benchmark is marked against the Nifty 50 Total Return, and there is no lock-in for the investment. This ten-year and one-month-old scheme from the house of HDFC Mutual Funds is under the management of Mr. Arun Agarwal.

Pros and Cons



The expense ratio is less in the case of this fund, so investors have more cash with them. The Standard Deviation ratio shows high market volatility of 22.37 against the category average of 16.27.
The fund has displayed the ability to deliver returns consistently in a moderate way.  
It provides diversification without the need for much knowledge on the investor’s part.  


How to Invest in HDFC Nifty 50 Index?

The HDFC Nifty 50 Index Fund belongs to a subcategory of mutual funds that have a portfolio built to closely resemble or follow the components of a market index. Investors should take due note of the market and portfolio compositions before investing. The percentage of stocks in index funds will be identical to that of the Benchmark they represent.
For instance, this index fund that follows the Nifty Index will contain all the equities in precisely the same proportion as the Nifty index.

The returns given by the index and the returns supplied by the scheme, however, can occasionally differ slightly. The term’ tracking error’ is referred to as this phenomenon, and the lesser the tracking error, the better the fund proves to be. So, investors should always go for the fund showing fewer tracking errors.

What is the expense ratio?

The connotation’ Expense Ratio’ means the yearly sum of money one needs to pay as remuneration to the company for managing your investments in that mutual fund. It will help if investors go for a lesser expense ratio, as the fund operating fees get deducted by this, leading to greater returns.

Who should invest in HDFC Nifty 50 Index?

Investors who are not comfortable with exercising technical decision-making about the stock market, or are new to the game, must choose the HDFC Nifty 50 Index Fund. Investment in this fund is very easy and simple and doesn’t require a person to be too well-versed in the nitty-gritty of the investment process.
Since the portfolio of this fund is designed such that it adheres to the NIFTY 50 index and resembles its composition closely, it is suitable for investors who do not wish to deviate much from the benchmark while, at the same time, wanting diversification.
At least seven years of time-period is required for the capital to mature when invested in this fund as otherwise, it may face fluctuations when invested in for a shorter term. Only over the long run, the returns in the range of 10% to 12% can be foreseen. Hence, this fund is ideal for investors who are looking at a long-term investment horizon for themselves.


● To ensure that investors receive the highest possible returns on their investments made, the HDFC fund managers make every effort with their professionalism to lower the tracking error of index funds. Investors benefited much in their endeavour from this.
● Since the fund is passively managed, the expense ratio turns out to be much lower than most other funds in its category. Resultantly, investors are left with a higher profit margin as much less cash is expended from their pockets before the returns begin accruing.
● The tax structure of this fund is very affordable and flexible. Newer investors who may not have very strong financial backing are benefitted from this. Under the fund, the redemption of the units of index funds will earn you capital gains which are taxable and dependent on the duration of the investment.
● Being of a diversified nature, HDFC Nifty 50 Index Fund reduces the risk associated with the investment portfolio. It is less vulnerable to risks and volatilities associated with equity as they replicate an index benchmark. Hence, they are ideal in times of a market rally and can fetch lucrative returns.
● This fund is easier to manage relatively than others since investors do not feel the need to worry about the performance of specific funds other than what they are concerned with. It is germane for well-organised markets as well.
● Its trailing returns over different time periods are -5.5% (1yr), 15.22% (3yr), 11.65% (5yr), and 14.6% (since launch), as against Category returns for the same time duration, such as: -5.36% (1yr), 15.29% (3yr) and 10.82% (5yr). Overall, it is guaranteed to exceed the average expectations of an investor.


Fund Managers

Nirman Morakhia


Peer Comparison

Fund Name

AMC Contact Details

HDFC Mutual Fund
4,89,893 Cr
HDFC House, 2nd Flr, H.T.Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
022 - 6631 6333
Email ID:

Frequently Asked Questions

How to invest in HDFC Index Fund-Nifty 50 Plan – Direct ?

You can invest in HDFC Index Fund-Nifty 50 Plan – Direct in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for HDFC Index Fund-Nifty 50 Plan – Direct in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of HDFC Index Fund-Nifty 50 Plan – Direct ?

The NAV of HDFC Index Fund-Nifty 50 Plan – Direct is ₹187 as of 29 September 2023.

How to redeem HDFC Index Fund-Nifty 50 Plan – Direct holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of HDFC Index Fund-Nifty 50 Plan – Direct?

The minimum SIP amount of HDFC Index Fund-Nifty 50 Plan – Direct is ₹100

What are the top sectors HDFC Index Fund-Nifty 50 Plan – Direct has invested in?

The top sectors HDFC Index Fund-Nifty 50 Plan – Direct has invested in are
  1. Banks - 31.92%
  2. IT-Software - 12.86%
  3. Petroleum Products - 10.25%
  4. Diversified FMCG - 7.3%
  5. Automobiles - 5.94%

Can I make investments in both the SIP and Lump Sum schemes of HDFC Index Fund-Nifty 50 Plan – Direct?

Yes, You can select both SIP or Lumpsum investment of HDFC Index Fund-Nifty 50 Plan – Direct based on your investment objective and risk tolerance.

How much returns have HDFC Index Fund-Nifty 50 Plan – Direct generated ?

The HDFC Index Fund-Nifty 50 Plan – Direct has delivered 12.8% since inception

What is the expense ratio of HDFC Index Fund-Nifty 50 Plan – Direct ?

The expense ratio of HDFC Index Fund-Nifty 50 Plan – Direct is 0.2 % as of 29 September 2023.

What is the AUM of HDFC Index Fund-Nifty 50 Plan – Direct?

The AUM of HDFC Index Fund-Nifty 50 Plan – Direct is ₹4,89,893 Cr as of 29 September 2023

What are the top stock holdings of HDFC Index Fund-Nifty 50 Plan – Direct?

The top stock holdings of HDFC Index Fund-Nifty 50 Plan – Direct are
  1. HDFC Bank - 13.76%
  2. Reliance Industr - 9.56%
  3. ICICI Bank - 7.87%
  4. Infosys - 6.01%
  5. ITC - 4.55%

How can I redeem my investments in HDFC Index Fund-Nifty 50 Plan – Direct?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select HDFC Index Fund-Nifty 50 Plan – Direct in Scheme, enter the redemption amount, and click on submit button.
Invest Now