UTI-Unit Linked Insurance Plan – Direct

₹ 500
Min SIP
₹ 15,000
Min Lumpsum
0.92 %
Expense Ratio
Rating
5,308
Fund Size (in Cr)
11 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 19 April 2024 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 13% 8.3% 7.8% 9%
Category Average 24.3% 16.5% 14.9% -

Scheme Allocation

By Holding
By Sector
By Asset
2.56%
2.25%
Others
89.38%
View all Holdings
Holdings Sector Instrument Asset
ICICI Bank Banks Equity 2.56%
HDFC Bank Banks Equity 2.25%
Bajaj Finance Finance Equity 2.2%
LTIMindtree IT - Software Equity 1.9%
Avenue Super. Retail Equity 1.71%
Kotak Mah. Bank Banks Equity 1.46%
Infosys IT - Software Equity 1.41%
Info Edg.(India) E-Commerce/App based Aggregator Equity 1.4%
Titan Company Diamond, Gems and Jewellery Equity 1.29%
Coforge IT - Software Equity 1.1%
Astral Plastic products Equity 1.1%
Maruti Suzuki Automobile Equity 0.96%
Zomato Ltd E-Commerce/App based Aggregator Equity 0.84%
Trent Retail Equity 0.69%
Asian Paints Paints/Varnish Equity 0.63%
Bharti Airtel Telecomm-Service Equity 0.63%
Ajanta Pharma Pharmaceuticals Equity 0.59%
P I Industries Agro Chemicals Equity 0.59%
Havells India Consumer Durables Equity 0.57%
Shree Cement Cement Equity 0.56%
Dr Lal Pathlabs Healthcare Equity 0.55%
Berger Paints Paints/Varnish Equity 0.54%
AU Small Finance Banks Equity 0.52%
Nestle India FMCG Equity 0.52%
Poly Medicure Healthcare Equity 0.51%
Torrent Pharma. Pharmaceuticals Equity 0.5%
Suven Pharma Pharmaceuticals Equity 0.49%
Schaeffler India Bearings Equity 0.48%
Pidilite Inds. Chemicals Equity 0.48%
Motherson Wiring Auto Ancillaries Equity 0.46%
Eicher Motors Automobile Equity 0.46%
Indiamart Inter. E-Commerce/App based Aggregator Equity 0.46%
Grindwell Norton Capital Goods-Non Electrical Equipment Equity 0.44%
Persistent Sys IT - Software Equity 0.44%
Jubilant Food. Quick Service Restaurant Equity 0.43%
Endurance Tech. Auto Ancillaries Equity 0.41%
Divi's Lab. Pharmaceuticals Equity 0.4%
Marico Edible Oil Equity 0.39%
Ipca Labs. Pharmaceuticals Equity 0.39%
Page Industries Readymade Garments/ Apparells Equity 0.36%
AAVAS Financiers Finance Equity 0.35%
Samvardh. Mothe. Auto Ancillaries Equity 0.35%
Syngene Intl. Pharmaceuticals Equity 0.34%
3M India Diversified Equity 0.33%
Dixon Technolog. Consumer Durables Equity 0.32%
Dabur India FMCG Equity 0.3%
ERIS Lifescience Pharmaceuticals Equity 0.29%
Crompton Gr. Con Consumer Durables Equity 0.25%
Sheela Foam Consumer Durables Equity 0.24%
Gland Pharma Pharmaceuticals Equity 0.22%
FSN E-Commerce E-Commerce/App based Aggregator Equity 0.2%
Relaxo Footwear Leather Equity 0.2%
Rossari Biotech Chemicals Equity 0.18%
Polycab India Cables Equity 0.18%
Metropolis Healt Healthcare Equity 0.17%
SRM Energy Ltd Power Generation & Distribution Equity 0.01%
Shukra Jewellery Realty Equity 0%
Dhar Textile - Equity 0%
Mahendra Petroch - Equity 0%
Poysha Indl. Co. - Equity 0%
Eastern Medikit - Equity 0%
Omega Labs - Equity 0%
I L F S - Equity 0%
Dhar Cements - Equity 0%
Euro Cotspin - Equity 0%
Serene Inds. - Equity 0%
Oriqua - Equity 0%
Jaipur Syntex - Equity 0%
Aruna Mills - Equity 0%
Modern Denim Textiles Equity 0%
Raipur Mfg. Co. - Equity 0%
Marwar Hotels - Equity 0%
Debt
58.83%
Banks
6.51%
IT-Software
5.55%
Retailing
4.91%
Consumer Durables
4.03%
Others
20.16%
View all Sectors
Sectors Asset
Debt 58.83%
Banks 6.51%
IT-Software 5.55%
Retailing 4.91%
Consumer Durables 4.03%
Cash & Others 3.48%
Pharmaceuticals & Biotech 2.89%
Finance 2.34%
Auto Components 1.79%
Industrial Products 1.78%
Automobiles 1.29%
Healthcare Services 1.08%
Chemicals & Petrochemical 0.64%
Telecom-Services 0.58%
Fertilisers & Agrochemica 0.56%
Cement & Cement Products 0.55%
Healthcare Equipment & Su 0.53%
Food Products 0.51%
Leisure Services 0.45%
Agricultural Food & other 0.41%
Textiles & Apparels 0.36%
Diversified 0.34%
Personal Products 0.31%
Others 0.2%
Equity
37.59%
Govt Securities / Sovereign
33%
Non Convertable Debenture
23.25%
Net Curr Ass/Net Receivables
4.44%
Mutual Funds Units
1.15%
Others
0.57%
View all Assets
Assets Asset
Equity 37.59%
Govt Securities / Sovereign 33%
Non Convertable Debenture 23.25%
Net Curr Ass/Net Receivables 4.44%
Mutual Funds Units 1.15%
Certificate of Deposit 0.25%
Fixed Deposit 0.16%
T-Bills 0.15%
Commercial Paper 0.03%

Advance Ratio

-1.25
Alpha
1.72
SD
0.4
Beta
0.27
Sharpe

Exit Load

Exit Load AFTER MATURITY - NIL.

Fund Objective

An open-ended balanced fund withan objective of investing not more than 40% of the funds in equity and equity related instruments and balance in debt and money market instruments with low to medium risk profile. Investment by an individual in the scheme is eligible for exemption under section 88 of the IT Act 1961. In addition the scheme also offers LIfe Insurance and Accident Insurance cover.

Fund Managers

Amandeep Chopra

Mr Amandeep Chopra, Group President and Head of Income, is an elite awardee for a list of awards like Best Debt Fund Manager, Best Debt Fund House and the funds under his managerial sense. He has served with the company since 1994. He has served on various committees like the Executive Investment Committee, Valuation Committee and Management Committee of the AMC. He even consults with India’s Securities & Exchange Board (SEBI).

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

UTI Mutual Fund
AUM:
2,90,993 Cr
Address:
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051
Contact:
66786666
Email ID:
service@uti.co.in

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Frequently Asked Questions

How to invest in UTI-Unit Linked Insurance Plan – Direct ?

You can invest in UTI-Unit Linked Insurance Plan – Direct in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for UTI-Unit Linked Insurance Plan – Direct in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of UTI-Unit Linked Insurance Plan – Direct ?

The NAV of UTI-Unit Linked Insurance Plan – Direct is ₹38.9 as of 19 April 2024.

How to redeem UTI-Unit Linked Insurance Plan – Direct holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of UTI-Unit Linked Insurance Plan – Direct?

The minimum SIP amount of UTI-Unit Linked Insurance Plan – Direct is ₹500

What are the top sectors UTI-Unit Linked Insurance Plan – Direct has invested in?

The top sectors UTI-Unit Linked Insurance Plan – Direct has invested in are
  1. Debt - 58.83%
  2. Banks - 6.51%
  3. IT-Software - 5.55%
  4. Retailing - 4.91%
  5. Consumer Durables - 4.03%

Can I make investments in both the SIP and Lump Sum schemes of UTI-Unit Linked Insurance Plan – Direct?

Yes, You can select both SIP or Lumpsum investment of UTI-Unit Linked Insurance Plan – Direct based on your investment objective and risk tolerance.

How much returns have UTI-Unit Linked Insurance Plan – Direct generated ?

The UTI-Unit Linked Insurance Plan – Direct has delivered 9% since inception

What is the expense ratio of UTI-Unit Linked Insurance Plan – Direct ?

The expense ratio of UTI-Unit Linked Insurance Plan – Direct is 0.92 % as of 19 April 2024.

What is the AUM of UTI-Unit Linked Insurance Plan – Direct?

The AUM of UTI-Unit Linked Insurance Plan – Direct is ₹2,90,993 Cr as of 19 April 2024

What are the top stock holdings of UTI-Unit Linked Insurance Plan – Direct?

The top stock holdings of UTI-Unit Linked Insurance Plan – Direct are
  1. ICICI Bank - 2.56%
  2. HDFC Bank - 2.25%
  3. Bajaj Finance - 2.2%
  4. LTIMindtree - 1.9%
  5. Avenue Super. - 1.71%

How can I redeem my investments in UTI-Unit Linked Insurance Plan – Direct?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select UTI-Unit Linked Insurance Plan – Direct in Scheme, enter the redemption amount, and click on submit button.
Invest Now