• Margin Trading Facility MTF

Enjoy MTF at 0% Interest

For first 30 days
4X 4X Leverage1500+ StocksUp to 25 Cr Funding
+91
 
By proceeding, you agree to our *T&C
hero_form
MTF rates dropped
Up to
4X
Leverage
Over
1,500
Stocks
Interest rates from
0.045%0.038%
Per day

What is MTF?

Margin Trading Facility (MTF) allows you to buy stocks by paying only a part of the total amount upfront, while the rest is funded by 5paisa. It’s a smart way to leverage your capital and take delivery of stocks without paying the full amount on day one.

How To

ActivatePlace OrderConvert MTF to Delivery
 

Key Benefits of using MTF

 

Up to 4X buying Power

Boost your purchasing capacity by up to 4X using collateral, with funding available up to ₹25 crores. Trade bigger without needing full cash upfront.

 

Cashless Trading

Pledge approved stocks as margin instead of cash. Buy shares without selling your current holdings.

 

Flexible Order Placement

Choose ‘Delivery’ or ‘MTF’ while placing orders. Switch seamlessly based on your funding preference.

 

Unlimited Holding Period

No forced square-offs. Hold positions indefinitely and convert to delivery when you’re ready.

 

Scrip Eligibility Transparency

See upfront which stocks qualify for MTF or T+5 funding. Over 1500 stocks are eligible for MTF, while all stocks qualify for T+5.

 

Convert MTF holding to Delivery

You can easily convert your MTF holdings to Delivery anytime, as long as you have sufficient funds.
 

How does MTF Work?

So here’s a quick visual breakdown showing how 5paisa MTF gives you up to 4X buying power and how the process unfolds:

₹25,000

You Fund

₹75,000

5paisa Funds

₹1,00,000

Value of stocks you can purchase

MTF Interest Rates

Interest Rates start at
0.045%0.038%
guy with coin
Funded AmountInterest Rate(Per Day)Annual Interest Rate

0 to 1 Cr

0.041%

14.99%

>1 Cr to 25 Cr

0.038%

13.99%

SIP TrendupMTF Calculator :
Calculate your investment, we cover the remaining with leverage.

Calculate Now

Buy More, Pay Less with
MTF on 5paisa

  • Total Investment
  • Margin Requirement
  • Margin Required
  • Funding Amount
  • Stock Price Increase (30 days holding)*
  • Profit
  • ROI before Interest
  • Interest
  • ROI After Interest

Non - MTF

  • ₹1,00,000
  • Full Investment Required
  • ₹1,00,000 
  • -
  • 20%
  • ₹20,000
  • 20%
  • -
  • 20%

MTF

  • ₹1,00,000
  • 25% (Considering Scrip has 4X leverage)
  • ₹25,000 
  • ₹75,000
  • 20%
  • ₹20,000
  • 80%
  • ₹75,000 * 0.041% * 30 days = ₹922.5
  • 76.94%
*Disclaimer: The stock price increase percentage indicated above is purely illustrative and based on assumptions. Actual performance may vary. Brokerage and applicable statutory charges will be levied as per the terms disclosed during account opening.

Comparison of returns on your investment

  • Loss with MTF
  • Profit with MTF
  • Loss without MTF
  • Profit without MTF

As an investor, you must be aware that while MTF helps you buy more stocks to increase potential gains, there is an equal chance of potential loss too. 5paisa charges brokerage on each order.

List of Stocks with MTF

Sr. No. Symbol / Scrip Name ISIN Margin Required by the User (%) Margin Funded by 5paisa (%) Leverage on MTF
1 BRITANNIA INDUSTRIES LTD INE216A01030 26.5% 73.5% 3.77X
2 BHARTI AIRTEL LIMITED INE397D01024 26.5% 73.5% 3.77X
3 ITC LTD INE154A01025 26.5% 73.5% 3.77X
4 TATA CONSULTANCY SERV LT INE467B01029 28.61% 71.39% 3.49X
5 BATA INDIA LTD INE176A01028 29.38% 70.62% 3.40X
View all MTF Stock List >

FAQs

To activate 5paisa MTF (Pay Later), you need to have an active demat and trading account with 5paisa. You can activate Pay Later instantly via the Order Form → Pay Later / Margin section by accepting the terms.  
MTF interest is charged daily on the broker-funded portion of your position, but the accumulated interest is billed weekly. At 5paisa, the interest structure is a simple slab-based model. For funded amounts up to ₹1 crore, the applicable rate is 0.041% per day (14.99% annually). For funded exposure above ₹1 crore, the rate is 0.038% per day (13.99% annually).
Delivery orders require full cash upfront, while 5paisa MTF orders let you use collateral margin based on stock-specific leverage to enhance your buying power.  
5paisa MTF offers greater control and flexibility in trading, enhanced leverage through pledged collateral, a clear breakdown of cash vs. leveraged positions, and seamless management and tracking of MTF holdings.  
With 5paisa MTF (Pay Later) orders, you can boost your buying power by using collateral margin (approved stocks pledged as security) instead of relying solely on cash.  
Interest on MTF positions is charged at a competitive rate and starts from the day funds are utilized. 5paisa MTF interest rate now starts as low as 0.038% per day (~13.99% per annum) on the borrowed amount, billed on a weekly basis.  
You can hold MTF-funded stocks indefinitely, provided you maintain the required margin and pay interest charges on time. If the margin requirement is not met, a margin call may be issued, and non-compliance may lead to square-off of positions.  
Yes, 5paisa MTF provides the Pay Later on both NSE and BSE, enabling clients to take leveraged delivery positions on either exchange.  
To use 5paisa Pay Later (Margin Trading Facility), you must have an active Demat and trading account with 5paisa, complete KYC verification, accept the risk disclosure, sign the MTF agreement, and maintain the required margin amount as per SEBI regulations. 
No additional documents are needed. If your Demat and trading account with 5paisa is KYC-verified, you can activate MTF directly and start trading. 
Pay ₹0 Pledge/Unpledge Charges for portfolios of ₹5L and above Avail Now >