HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth

Solution Oriented · Retirement
 · ★★★★
100
Min SIP
100
Min Lumpsum
0.99 %
Expense Ratio
★★★★
Rating
154
Fund Size (in Cr)
8 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 21 September 2023 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 10.5% 10.1% 9.2% 9.9%
Category Average 12.9% 21.8% 13.8% -

Scheme Allocation

By Holding
By Sector
By Asset
2.22%
1.67%
1.02%
Others
92.98%
View all Holdings
Holdings Sector Instrument Asset
HDFC Bank Banks Equity 2.22%
ICICI Bank Banks Equity 1.67%
Larsen & Toubro Infrastructure Developers & Operators Equity 1.18%
Infosys IT - Software Equity 1.02%
Reliance Industr Refineries Equity 0.93%
Bharti Airtel Telecomm-Service Equity 0.91%
ITC Tobacco Products Equity 0.85%
Axis Bank Banks Equity 0.82%
St Bk of India Banks Equity 0.76%
Vesuvius India Refractories Equity 0.66%
United Spirits Alcoholic Beverages Equity 0.62%
Finolex Cables Cables Equity 0.57%
The Anup Enginee Engineering Equity 0.57%
Dr Reddy's Labs Pharmaceuticals Equity 0.54%
TCS IT - Software Equity 0.54%
Maruti Suzuki Automobile Equity 0.52%
Transport Corp. Logistics Equity 0.52%
ICICI Lombard Insurance Equity 0.51%
Torrent Pharma. Pharmaceuticals Equity 0.48%
SBI Life Insuran Insurance Equity 0.42%
Global Health Healthcare Equity 0.41%
Hind.Aeronautics Capital Goods-Non Electrical Equipment Equity 0.38%
Volt.Transform. Capital Goods - Electrical Equipment Equity 0.37%
Ashok Leyland Automobile Equity 0.36%
Guj.St.Petronet Gas Distribution Equity 0.36%
Goodyear India Tyres Equity 0.35%
Bayer Crop Sci. Agro Chemicals Equity 0.34%
H P C L Refineries Equity 0.32%
Apar Inds. Capital Goods - Electrical Equipment Equity 0.29%
Gateway Distri Logistics Equity 0.28%
Symphony Consumer Durables Equity 0.28%
NRB Bearings Auto Ancillaries Equity 0.26%
Balrampur Chini Sugar Equity 0.25%
Guj Pipavav Port Marine Port & Services Equity 0.25%
City Union Bank Banks Equity 0.24%
Sterling Tools Castings, Forgings & Fastners Equity 0.24%
AIA Engineering Castings, Forgings & Fastners Equity 0.24%
PVR Inox Entertainment Equity 0.23%
Sanofi India Pharmaceuticals Equity 0.23%
Lumax Industries Auto Ancillaries Equity 0.22%
Kalpataru Proj. Capital Goods - Electrical Equipment Equity 0.21%
Power Grid Corpn Power Generation & Distribution Equity 0.19%
Alembic Pharma Pharmaceuticals Equity 0.15%
Oriental Carbon Chemicals Equity 0.15%
Redington Trading Equity 0.14%
Insecticid.India Agro Chemicals Equity 0.13%
Jio Financial Finance Equity 0.09%
Debt
72.59%
Banks
5.99%
Cash & Others
3.64%
Pharmaceuticals & Biotech
1.7%
IT-Software
1.52%
Others
14.56%
View all Sectors
Sectors Asset
Debt 72.59%
Banks 5.99%
Cash & Others 3.64%
Pharmaceuticals & Biotech 1.7%
IT-Software 1.52%
Industrial Products 1.48%
Construction 1.38%
Petroleum Products 1.36%
Auto Components 1.03%
Insurance 0.96%
Telecom-Services 0.95%
Diversified FMCG 0.9%
Transport Services 0.74%
Beverages 0.62%
Electrical Equipments 0.55%
Industrial Manufacturing 0.54%
Automobiles 0.51%
Fertilisers & Agrochemica 0.44%
Healthcare Services 0.41%
Aerospace & Defense 0.38%
Gas 0.37%
Agricultural, Commercial 0.36%
Consumer Durables 0.28%
Agricultural Food & other 0.26%
Transport Infrastructure 0.24%
Power 0.21%
Entertainment 0.2%
Commercial Services & Sup 0.16%
Chemicals & Petrochemical 0.13%
Finance 0.1%
Govt Securities / Sovereign
39.49%
Equity
23.27%
Non Convertable Debenture
21.13%
Reverse Repos
12.34%
Net Curr Ass/Net Receivables
3.77%

Advance Ratio

6.63
Alpha
1.06
SD
0.18
Beta
2.75
Sharpe

Exit Load

Exit Load Nil

Fund Objective

The Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

Fund Managers

Shobhit Mehrotra - Fund Manager

With over 25 years of collective experience in Fixed Income markets, Fixed Income dealing, credit rating and more, Mr Mehrotra manages 22 different schemes with an AUM of ₹35,492 Cr

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

HDFC Mutual Fund
AUM:
4,89,893 Cr
Address:
HDFC House, 2nd Flr, H.T.Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Contact:
022 - 6631 6333
Email ID:
cliser@hdfcfund.com

Frequently Asked Questions

How to invest in HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth ?

You can invest in HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth ?

The NAV of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth is ₹20.3 as of 21 September 2023.

How to redeem HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth?

The minimum SIP amount of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth is ₹100

What are the top sectors HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth has invested in?

The top sectors HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth has invested in are
  1. Debt - 72.59%
  2. Banks - 5.99%
  3. Cash & Others - 3.64%
  4. Pharmaceuticals & Biotech - 1.7%
  5. IT-Software - 1.52%

Can I make investments in both the SIP and Lump Sum schemes of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth?

Yes, You can select both SIP or Lumpsum investment of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth based on your investment objective and risk tolerance.

How much returns have HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth generated ?

The HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth has delivered 9.9% since inception

What is the expense ratio of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth ?

The expense ratio of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth is 0.99 % as of 21 September 2023.

What is the AUM of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth?

The AUM of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth is ₹4,89,893 Cr as of 21 September 2023

What are the top stock holdings of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth?

The top stock holdings of HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth are
  1. HDFC Bank - 2.22%
  2. ICICI Bank - 1.67%
  3. Larsen & Toubro - 1.18%
  4. Infosys - 1.02%
  5. Reliance Industr - 0.93%

How can I redeem my investments in HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select HDFC Retirement Savings Fund-Hybrid Debt-Dir Growth in Scheme, enter the redemption amount, and click on submit button.
Invest Now