Retirement Mutual Funds

Retirement funds are mutual funds that aim to provide regular income after an investor attains the age of 55 or 60. Because these funds provide pensions to investors, they are also known as pension funds. Generally, the pension starts at age 55/60 and continues until the investor’s demise, after which the remaining corpus is transferred to the nominee. View More

Retirement mutual funds are typically open-ended and fall under the ‘Solution-Oriented’ category of mutual fund schemes. While pension funds typically invest in debt instruments, such as government securities, corporate bonds, money market instruments, and the like, some funds also invest in equity stocks and equity-related instruments. Debt instruments are relatively less volatile than equity stocks. In addition, retirement funds often come with a lock-in period, such as five years or until the planned retirement, before which you cannot withdraw your investment.

Investors can choose two modes to invest in retirement funds – SIP and Lump sum. SIP or Systematic Investment Plan is the most preferred option for investors since you can invest a small amount every month to create a massive retirement corpus.

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Retirement Mutual Funds List

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What is the Purpose of Retirement Funds?

Who Should Invest in Retirement Funds?

Different Types of Plans for Retirement

Taxability of Retirement Funds

Risks Involved With Retirement Funds

Advantages of Retirement Fund

How to Calculate the Amount You Would Need For Retirement?

Conclusion

Popular Retirement Mutual Funds

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