NAV
41.85
as on 27 Sep 23
0.1 (0.2%)
Last Change
32.9%
3Y CAGR returns
100
Min SIP
100
Min Lumpsum
0.74 %
Expense Ratio
★★★★★
Rating
3,655
Fund Size (in Cr)
8 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
-
Invested Amount--
-
Wealth Gained--
-
Expected Amount--
Scheme Performance
1Y | 1Y | 3Y | 3Y | 5Y | 5Y | Max | Max | |
---|---|---|---|---|---|---|---|---|
Trailing Returns | 29.1% | 32.9% | 19.7% | 20.7% | ||||
Category Average | 18.8% | 24.3% | 14.8% | - |
Scheme Allocation
By Holding
By Sector
By Asset
6.85%
5.38%
3.73%
3.42%
2.92%
Others
View all Holdings
Holdings | Sector | Instrument | Asset |
---|---|---|---|
HDFC Bank | Banks | Equity | 6.85% |
ICICI Bank | Banks | Equity | 5.38% |
Infosys | IT - Software | Equity | 3.73% |
Reliance Industr | Refineries | Equity | 3.42% |
St Bk of India | Banks | Equity | 2.92% |
Larsen & Toubro | Infrastructure Developers & Operators | Equity | 2.59% |
ITC | Tobacco Products | Equity | 2.41% |
Bharti Airtel | Telecomm-Service | Equity | 2.34% |
Axis Bank | Banks | Equity | 2.15% |
Cipla | Pharmaceuticals | Equity | 2.06% |
HCL Technologies | IT - Software | Equity | 1.92% |
Finolex Cables | Cables | Equity | 1.8% |
M & M | Automobile | Equity | 1.72% |
United Spirits | Alcoholic Beverages | Equity | 1.46% |
Transport Corp. | Logistics | Equity | 1.42% |
Volt.Transform. | Capital Goods - Electrical Equipment | Equity | 1.42% |
Max Financial | Finance | Equity | 1.4% |
Bajaj Auto | Automobile | Equity | 1.39% |
IndusInd Bank | Banks | Equity | 1.32% |
Bharat Electron | Electronics | Equity | 1.31% |
Bharat Dynamics | Capital Goods-Non Electrical Equipment | Equity | 1.23% |
Dr Reddy's Labs | Pharmaceuticals | Equity | 1.23% |
The Anup Enginee | Engineering | Equity | 1.19% |
Bajaj Electrical | Consumer Durables | Equity | 1.18% |
ICICI Lombard | Insurance | Equity | 1.15% |
Godrej Consumer | FMCG | Equity | 1.1% |
Tata Motors-DVR | Automobile | Equity | 1.09% |
GE Shipping Co | Shipping | Equity | 1.05% |
Indian Hotels Co | Hotels & Restaurants | Equity | 1.04% |
Aurobindo Pharma | Pharmaceuticals | Equity | 1.02% |
H P C L | Refineries | Equity | 1.02% |
Torrent Pharma. | Pharmaceuticals | Equity | 1.01% |
Cyient | IT - Software | Equity | 0.99% |
Finolex Inds. | Plastic products | Equity | 0.98% |
Mahindra Holiday | Hotels & Restaurants | Equity | 0.98% |
Gland Pharma | Pharmaceuticals | Equity | 0.95% |
Jindal Steel | Steel | Equity | 0.94% |
Akzo Nobel | Paints/Varnish | Equity | 0.94% |
Carborundum Uni. | Capital Goods-Non Electrical Equipment | Equity | 0.93% |
PNC Infratech | Construction | Equity | 0.92% |
Gateway Distri | Logistics | Equity | 0.89% |
CRISIL | Credit Rating Agencies | Equity | 0.87% |
K E C Intl. | Capital Goods - Electrical Equipment | Equity | 0.85% |
Nippon Life Ind. | Finance | Equity | 0.85% |
Firstsour.Solu. | IT - Software | Equity | 0.81% |
Max Healthcare | Healthcare | Equity | 0.81% |
Power Grid Corpn | Power Generation & Distribution | Equity | 0.8% |
Sanofi India | Pharmaceuticals | Equity | 0.78% |
VRL Logistics | Logistics | Equity | 0.78% |
Apar Inds. | Capital Goods - Electrical Equipment | Equity | 0.75% |
Balrampur Chini | Sugar | Equity | 0.75% |
Symphony | Consumer Durables | Equity | 0.72% |
J B Chem & Pharm | Pharmaceuticals | Equity | 0.71% |
GNA Axles | Auto Ancillaries | Equity | 0.71% |
Chambal Fert. | Fertilizers | Equity | 0.68% |
Equitas Sma. Fin | Banks | Equity | 0.67% |
Oracle Fin.Serv. | IT - Software | Equity | 0.67% |
Timken India | Bearings | Equity | 0.62% |
Greenply Industr | Miscellaneous | Equity | 0.61% |
Tata Steel | Steel | Equity | 0.5% |
Nilkamal Ltd | Plastic products | Equity | 0.49% |
Redington | Trading | Equity | 0.43% |
Kalpataru Proj. | Capital Goods - Electrical Equipment | Equity | 0.42% |
T N Newsprint | Paper | Equity | 0.41% |
Hero Motocorp | Automobile | Equity | 0.4% |
Cholaman.Inv.&Fn | Finance | Equity | 0.38% |
KEI Industries | Cables | Equity | 0.37% |
Jio Financial | Finance | Equity | 0.33% |
Bharat Forge | Castings, Forgings & Fastners | Equity | 0.29% |
Oriental Carbon | Chemicals | Equity | 0.13% |
Banks
19.64%
Debt
9.07%
Pharmaceuticals & Biotech
7.57%
IT-Software
5.98%
Industrial Products
4.98%
Others
View all Sectors
Sectors | Asset |
---|---|
Banks | 19.64% |
Debt | 9.07% |
Pharmaceuticals & Biotech | 7.57% |
IT-Software | 5.98% |
Industrial Products | 4.98% |
Petroleum Products | 4.9% |
Automobiles | 4.73% |
Consumer Durables | 4.23% |
Transport Services | 4.18% |
Construction | 4.02% |
Electrical Equipments | 2.76% |
Aerospace & Defense | 2.7% |
Diversified FMCG | 2.61% |
Insurance | 2.5% |
Telecom-Services | 2.49% |
Leisure Services | 1.92% |
Finance | 1.74% |
Beverages | 1.51% |
Ferrous Metals | 1.46% |
Commercial Services & Sup | 1.24% |
Industrial Manufacturing | 1.17% |
Personal Products | 1.16% |
IT-Services | 0.9% |
Power | 0.89% |
Healthcare Services | 0.83% |
Agricultural Food & other | 0.79% |
Auto Components | 0.74% |
Capital Markets | 0.71% |
Fertilisers & Agrochemica | 0.7% |
Cash & Others | 0.35% |
Paper, Forest & Jute Prod | 0.35% |
Chemicals & Petrochemical | 0.13% |
Equity
88.43%
Reverse Repos
10.58%
REITs
1%
Net Curr Ass/Net Receivables
-0.01%
Others
Advance Ratio
10.11
Alpha
3.77
SD
0.84
Beta
2.18
Sharpe
Exit Load
Exit Load | Nil |
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Fund Objective
The Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.
Fund Managers
Srinivasan Ramamurthy - Fund Manager
Mr Srinivasan Ramamurthy is an engineer by qualification from Jadavpur University and has completed his MBA from IIM – Calcutta. Before joining HDFC Asset Management Company Limited, he worked with other known fund houses, including Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory. He manages 19 schemes in total with an AUM of ₹11,782 Cr.
Risk-O-Meter
Peer Comparison
Fund Name
- Fund Name
- Fund Size
- 1Y
- 3Y Returns
- 5Y
-
Tata Retirement Savings Fund – Conservat-Dir Growth- Solution Oriented .
- Retirement .
-
- 164
-
10.2%Fund Size - 164
-
8.4%Fund Size - 164
-
8.8%Fund Size - 164
-
Nippon India Retirement Fund-IG – Dir Growth- Solution Oriented .
- Retirement .
-
- 170
-
12.1%Fund Size - 170
-
8.3%Fund Size - 170
-
9.1%Fund Size - 170
-
ICICI Pru Retirement Fund – Pure Equity – Dir Growth- Solution Oriented .
- Retirement .
-
- 349
-
24.8%Fund Size - 349
-
32.5%Fund Size - 349
-
-Fund Size - 349
-
Nippon India Retirement Fund-WC – Dir Growth- Solution Oriented .
- Retirement .
-
- 2,604
-
24.2%Fund Size - 2,604
-
26.2%Fund Size - 2,604
-
11.1%Fund Size - 2,604
-
HDFC Retirement Savings Fund-Hybrid Equity-Dir Growth- Solution Oriented .
- Retirement .
-
- 1,138
-
23.1%Fund Size - 1,138
-
23.2%Fund Size - 1,138
-
15.5%Fund Size - 1,138
AMC Contact Details
HDFC Mutual Fund
AUM:
4,89,893 Cr
Address:
HDFC House, 2nd Flr, H.T.Parekh Marg,
165-166, Backbay Reclamation,
Churchgate, Mumbai - 400 020.
Contact:
022 - 6631 6333
Email ID:
cliser@hdfcfund.com
Frequently Asked Questions
How to invest in HDFC Retirement Savings Fund – Equity – Dir Growth ?
You can invest in HDFC Retirement Savings Fund – Equity – Dir Growth in a quick and simple process. Follow the below steps;
- Login to your 5paisa account, Go to the Mutual Funds section.
- Search for HDFC Retirement Savings Fund – Equity – Dir Growth in the search box.
- Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"
What is the NAV of HDFC Retirement Savings Fund – Equity – Dir Growth ?
The NAV of HDFC Retirement Savings Fund – Equity – Dir Growth is ₹41.8 as of 27 September 2023.
How to redeem HDFC Retirement Savings Fund – Equity – Dir Growth holding ?
You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.
What is the minimum sip amount of HDFC Retirement Savings Fund – Equity – Dir Growth?
The minimum SIP amount of HDFC Retirement Savings Fund – Equity – Dir Growth is ₹100
What are the top sectors HDFC Retirement Savings Fund – Equity – Dir Growth has invested in?
The top sectors HDFC Retirement Savings Fund – Equity – Dir Growth has invested in are
- Banks - 19.64%
- Debt - 9.07%
- Pharmaceuticals & Biotech - 7.57%
- IT-Software - 5.98%
- Industrial Products - 4.98%
Can I make investments in both the SIP and Lump Sum schemes of HDFC Retirement Savings Fund – Equity – Dir Growth?
Yes, You can select both SIP or Lumpsum investment of HDFC Retirement Savings Fund – Equity – Dir Growth based on your investment objective and risk tolerance.
How much returns have HDFC Retirement Savings Fund – Equity – Dir Growth generated ?
The HDFC Retirement Savings Fund – Equity – Dir Growth has delivered 20.7% since inception
What is the expense ratio of HDFC Retirement Savings Fund – Equity – Dir Growth ?
The expense ratio of HDFC Retirement Savings Fund – Equity – Dir Growth is 0.74 % as of 27 September 2023.
What is the AUM of HDFC Retirement Savings Fund – Equity – Dir Growth?
The AUM of HDFC Retirement Savings Fund – Equity – Dir Growth is ₹4,89,893 Cr as of 27 September 2023
What are the top stock holdings of HDFC Retirement Savings Fund – Equity – Dir Growth?
The top stock holdings of HDFC Retirement Savings Fund – Equity – Dir Growth are
- HDFC Bank - 6.85%
- ICICI Bank - 5.38%
- Infosys - 3.73%
- Reliance Industr - 3.42%
- St Bk of India - 2.92%
How can I redeem my investments in HDFC Retirement Savings Fund – Equity – Dir Growth?
Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select HDFC Retirement Savings Fund – Equity – Dir Growth in Scheme, enter the redemption amount, and click on submit button.
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select HDFC Retirement Savings Fund – Equity – Dir Growth in Scheme, enter the redemption amount, and click on submit button.