HDFC Retirement Savings Fund – Equity – Dir Growth

Solution Oriented · Retirement
 · ★★★★★
100
Min SIP
100
Min Lumpsum
0.74 %
Expense Ratio
★★★★★
Rating
3,655
Fund Size (in Cr)
8 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 27 September 2023 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 29.1% 32.9% 19.7% 20.7%
Category Average 18.8% 24.3% 14.8% -

Scheme Allocation

By Holding
By Sector
By Asset
6.85%
5.38%
3.73%
Others
77.7%
View all Holdings
Holdings Sector Instrument Asset
HDFC Bank Banks Equity 6.85%
ICICI Bank Banks Equity 5.38%
Infosys IT - Software Equity 3.73%
Reliance Industr Refineries Equity 3.42%
St Bk of India Banks Equity 2.92%
Larsen & Toubro Infrastructure Developers & Operators Equity 2.59%
ITC Tobacco Products Equity 2.41%
Bharti Airtel Telecomm-Service Equity 2.34%
Axis Bank Banks Equity 2.15%
Cipla Pharmaceuticals Equity 2.06%
HCL Technologies IT - Software Equity 1.92%
Finolex Cables Cables Equity 1.8%
M & M Automobile Equity 1.72%
United Spirits Alcoholic Beverages Equity 1.46%
Transport Corp. Logistics Equity 1.42%
Volt.Transform. Capital Goods - Electrical Equipment Equity 1.42%
Max Financial Finance Equity 1.4%
Bajaj Auto Automobile Equity 1.39%
IndusInd Bank Banks Equity 1.32%
Bharat Electron Electronics Equity 1.31%
Bharat Dynamics Capital Goods-Non Electrical Equipment Equity 1.23%
Dr Reddy's Labs Pharmaceuticals Equity 1.23%
The Anup Enginee Engineering Equity 1.19%
Bajaj Electrical Consumer Durables Equity 1.18%
ICICI Lombard Insurance Equity 1.15%
Godrej Consumer FMCG Equity 1.1%
Tata Motors-DVR Automobile Equity 1.09%
GE Shipping Co Shipping Equity 1.05%
Indian Hotels Co Hotels & Restaurants Equity 1.04%
Aurobindo Pharma Pharmaceuticals Equity 1.02%
H P C L Refineries Equity 1.02%
Torrent Pharma. Pharmaceuticals Equity 1.01%
Cyient IT - Software Equity 0.99%
Finolex Inds. Plastic products Equity 0.98%
Mahindra Holiday Hotels & Restaurants Equity 0.98%
Gland Pharma Pharmaceuticals Equity 0.95%
Jindal Steel Steel Equity 0.94%
Akzo Nobel Paints/Varnish Equity 0.94%
Carborundum Uni. Capital Goods-Non Electrical Equipment Equity 0.93%
PNC Infratech Construction Equity 0.92%
Gateway Distri Logistics Equity 0.89%
CRISIL Credit Rating Agencies Equity 0.87%
K E C Intl. Capital Goods - Electrical Equipment Equity 0.85%
Nippon Life Ind. Finance Equity 0.85%
Firstsour.Solu. IT - Software Equity 0.81%
Max Healthcare Healthcare Equity 0.81%
Power Grid Corpn Power Generation & Distribution Equity 0.8%
Sanofi India Pharmaceuticals Equity 0.78%
VRL Logistics Logistics Equity 0.78%
Apar Inds. Capital Goods - Electrical Equipment Equity 0.75%
Balrampur Chini Sugar Equity 0.75%
Symphony Consumer Durables Equity 0.72%
J B Chem & Pharm Pharmaceuticals Equity 0.71%
GNA Axles Auto Ancillaries Equity 0.71%
Chambal Fert. Fertilizers Equity 0.68%
Equitas Sma. Fin Banks Equity 0.67%
Oracle Fin.Serv. IT - Software Equity 0.67%
Timken India Bearings Equity 0.62%
Greenply Industr Miscellaneous Equity 0.61%
Tata Steel Steel Equity 0.5%
Nilkamal Ltd Plastic products Equity 0.49%
Redington Trading Equity 0.43%
Kalpataru Proj. Capital Goods - Electrical Equipment Equity 0.42%
T N Newsprint Paper Equity 0.41%
Hero Motocorp Automobile Equity 0.4%
Cholaman.Inv.&Fn Finance Equity 0.38%
KEI Industries Cables Equity 0.37%
Jio Financial Finance Equity 0.33%
Bharat Forge Castings, Forgings & Fastners Equity 0.29%
Oriental Carbon Chemicals Equity 0.13%
Banks
19.64%
Debt
9.07%
Pharmaceuticals & Biotech
7.57%
IT-Software
5.98%
Industrial Products
4.98%
Others
52.76%
View all Sectors
Sectors Asset
Banks 19.64%
Debt 9.07%
Pharmaceuticals & Biotech 7.57%
IT-Software 5.98%
Industrial Products 4.98%
Petroleum Products 4.9%
Automobiles 4.73%
Consumer Durables 4.23%
Transport Services 4.18%
Construction 4.02%
Electrical Equipments 2.76%
Aerospace & Defense 2.7%
Diversified FMCG 2.61%
Insurance 2.5%
Telecom-Services 2.49%
Leisure Services 1.92%
Finance 1.74%
Beverages 1.51%
Ferrous Metals 1.46%
Commercial Services & Sup 1.24%
Industrial Manufacturing 1.17%
Personal Products 1.16%
IT-Services 0.9%
Power 0.89%
Healthcare Services 0.83%
Agricultural Food & other 0.79%
Auto Components 0.74%
Capital Markets 0.71%
Fertilisers & Agrochemica 0.7%
Cash & Others 0.35%
Paper, Forest & Jute Prod 0.35%
Chemicals & Petrochemical 0.13%
Equity
88.43%
Reverse Repos
10.58%
REITs
1%
Net Curr Ass/Net Receivables
-0.01%
Others
0%

Advance Ratio

10.11
Alpha
3.77
SD
0.84
Beta
2.18
Sharpe

Exit Load

Exit Load Nil

Fund Objective

The Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

Fund Managers

Srinivasan Ramamurthy - Fund Manager

Mr Srinivasan Ramamurthy is an engineer by qualification from Jadavpur University and has completed his MBA from IIM – Calcutta. Before joining HDFC Asset Management Company Limited, he worked with other known fund houses, including Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory. He manages 19 schemes in total with an AUM of ₹11,782 Cr.

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

HDFC Mutual Fund
AUM:
4,89,893 Cr
Address:
HDFC House, 2nd Flr, H.T.Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020.
Contact:
022 - 6631 6333
Email ID:
cliser@hdfcfund.com

Frequently Asked Questions

How to invest in HDFC Retirement Savings Fund – Equity – Dir Growth ?

You can invest in HDFC Retirement Savings Fund – Equity – Dir Growth in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for HDFC Retirement Savings Fund – Equity – Dir Growth in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of HDFC Retirement Savings Fund – Equity – Dir Growth ?

The NAV of HDFC Retirement Savings Fund – Equity – Dir Growth is ₹41.8 as of 27 September 2023.

How to redeem HDFC Retirement Savings Fund – Equity – Dir Growth holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of HDFC Retirement Savings Fund – Equity – Dir Growth?

The minimum SIP amount of HDFC Retirement Savings Fund – Equity – Dir Growth is ₹100

What are the top sectors HDFC Retirement Savings Fund – Equity – Dir Growth has invested in?

The top sectors HDFC Retirement Savings Fund – Equity – Dir Growth has invested in are
  1. Banks - 19.64%
  2. Debt - 9.07%
  3. Pharmaceuticals & Biotech - 7.57%
  4. IT-Software - 5.98%
  5. Industrial Products - 4.98%

Can I make investments in both the SIP and Lump Sum schemes of HDFC Retirement Savings Fund – Equity – Dir Growth?

Yes, You can select both SIP or Lumpsum investment of HDFC Retirement Savings Fund – Equity – Dir Growth based on your investment objective and risk tolerance.

How much returns have HDFC Retirement Savings Fund – Equity – Dir Growth generated ?

The HDFC Retirement Savings Fund – Equity – Dir Growth has delivered 20.7% since inception

What is the expense ratio of HDFC Retirement Savings Fund – Equity – Dir Growth ?

The expense ratio of HDFC Retirement Savings Fund – Equity – Dir Growth is 0.74 % as of 27 September 2023.

What is the AUM of HDFC Retirement Savings Fund – Equity – Dir Growth?

The AUM of HDFC Retirement Savings Fund – Equity – Dir Growth is ₹4,89,893 Cr as of 27 September 2023

What are the top stock holdings of HDFC Retirement Savings Fund – Equity – Dir Growth?

The top stock holdings of HDFC Retirement Savings Fund – Equity – Dir Growth are
  1. HDFC Bank - 6.85%
  2. ICICI Bank - 5.38%
  3. Infosys - 3.73%
  4. Reliance Industr - 3.42%
  5. St Bk of India - 2.92%

How can I redeem my investments in HDFC Retirement Savings Fund – Equity – Dir Growth?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select HDFC Retirement Savings Fund – Equity – Dir Growth in Scheme, enter the redemption amount, and click on submit button.
Invest Now