UTI-Retirement Benefit Pension Plan – Direct

Solution Oriented · Retirement
500
Min SIP
500
Min Lumpsum
0.99 %
Expense Ratio
Rating
4,004
Fund Size (in Cr)
11 Years
Fund Age
Mutual Fund SIP Calculator
Monthly Investment
Max: ₹1,00,000
Investment Period
Yrs
Max: 5 yrs
  • Invested Amount
    --
  • Wealth Gained
    --
  • Expected Amount
    --

Scheme Performance

Returns and Ranks ( as on 27 September 2023 )
1Y1Y 3Y3Y 5Y5Y MaxMax
Trailing Returns 14.9% 16% 9.8% 10.1%
Category Average 17.3% 21.4% 13.9% -

Scheme Allocation

By Holding
By Sector
By Asset
3.65%
2.85%
2.38%
ITC
1.75%
Others
87.39%
View all Holdings
Holdings Sector Instrument Asset
HDFC Bank Banks Equity 3.65%
ICICI Bank Banks Equity 2.85%
Infosys IT - Software Equity 2.38%
Larsen & Toubro Infrastructure Developers & Operators Equity 1.98%
ITC Tobacco Products Equity 1.75%
M & M Automobile Equity 1.43%
Reliance Industr Refineries Equity 1.39%
HCL Technologies IT - Software Equity 1.22%
IndusInd Bank Banks Equity 1.07%
St Bk of India Banks Equity 1.05%
Tata Motors-DVR Automobile Equity 0.98%
Axis Bank Banks Equity 0.97%
Hindalco Inds. Non Ferrous Metals Equity 0.89%
Bharti Airtel Telecomm-Service Equity 0.72%
GAIL (India) Gas Distribution Equity 0.64%
Interglobe Aviat Air Transport Service Equity 0.57%
Max Financial Finance Equity 0.56%
Cipla Pharmaceuticals Equity 0.53%
Hero Motocorp Automobile Equity 0.52%
NMDC Mining & Mineral products Equity 0.5%
Gland Pharma Pharmaceuticals Equity 0.48%
Federal Bank Banks Equity 0.46%
Phoenix Mills Realty Equity 0.46%
Bajaj Auto Automobile Equity 0.46%
Tata Steel Steel Equity 0.44%
ICICI Lombard Insurance Equity 0.43%
G R Infraproject Infrastructure Developers & Operators Equity 0.41%
Shriram Finance Finance Equity 0.41%
eClerx Services IT - Software Equity 0.4%
NHPC Ltd Power Generation & Distribution Equity 0.4%
Fortis Health. Healthcare Equity 0.39%
Oracle Fin.Serv. IT - Software Equity 0.39%
Emami FMCG Equity 0.39%
Dalmia BharatLtd Cement Equity 0.39%
Ajanta Pharma Pharmaceuticals Equity 0.36%
Aurobindo Pharma Pharmaceuticals Equity 0.36%
Zydus Lifesci. Pharmaceuticals Equity 0.36%
Nippon Life Ind. Finance Equity 0.36%
GHCL Chemicals Equity 0.34%
Prestige Estates Realty Equity 0.34%
Indian Bank Banks Equity 0.34%
Coromandel Inter Fertilizers Equity 0.32%
ERIS Lifescience Pharmaceuticals Equity 0.32%
Mphasis IT - Software Equity 0.3%
Balkrishna Inds Tyres Equity 0.28%
Apollo Tyres Tyres Equity 0.27%
Endurance Tech. Auto Ancillaries Equity 0.27%
Raymond Textiles Equity 0.26%
Biocon Pharmaceuticals Equity 0.25%
Mahindra Holiday Hotels & Restaurants Equity 0.24%
Aditya Birla Cap Finance Equity 0.22%
Cummins India Capital Goods-Non Electrical Equipment Equity 0.19%
S P Apparels Textiles Equity 0.19%
Suzlon Energy Capital Goods - Electrical Equipment Equity 0.17%
Ashok Leyland Automobile Equity 0.16%
Star Health Insu Insurance Equity 0.1%
Bharti Airtel PP Telecomm-Service Equity 0.08%
GHCL Textiles Textiles Equity 0.06%
HDFC AMC Finance Equity 0.03%
Bharat Forge Castings, Forgings & Fastners Equity 0%
Information Tech IT - Software Equity 0%
Debt
53.67%
Banks
11%
Cash & Others
7.85%
IT-Software
4.34%
Automobiles
3.54%
Others
19.6%
View all Sectors
Sectors Asset
Debt 53.67%
Banks 11%
Cash & Others 7.85%
IT-Software 4.34%
Automobiles 3.54%
Pharmaceuticals & Biotech 2.64%
Construction 2.39%
Diversified FMCG 1.85%
Auto Components 1.18%
Petroleum Products 1.13%
Insurance 0.98%
Realty 0.93%
Non-Ferrous Metals 0.89%
Telecom-Services 0.82%
Finance 0.72%
Gas 0.62%
Transport Services 0.53%
Capital Markets 0.53%
Minerals & Mining 0.48%
Textiles & Apparels 0.46%
Commercial Services & Sup 0.45%
Power 0.43%
Healthcare Services 0.41%
Personal Products 0.39%
Chemicals & Petrochemical 0.37%
Cement & Cement Products 0.36%
Fertilisers & Agrochemica 0.3%
Industrial Products 0.26%
Others 0.18%
Agricultural, Commercial 0.16%
Leisure Services 0.14%
Equity
37.73%
Non Convertable Debenture
28.89%
Govt Securities / Sovereign
24.49%
Net Curr Ass/Net Receivables
8.52%
Fixed Deposit
0.24%
Others
0.13%
View all Assets
Assets Asset
Equity 37.73%
Non Convertable Debenture 28.89%
Govt Securities / Sovereign 24.49%
Net Curr Ass/Net Receivables 8.52%
Fixed Deposit 0.24%
T-Bills 0.14%

Advance Ratio

7.54
Alpha
1.72
SD
0.37
Beta
2.42
Sharpe

Exit Load

Exit Load Nil

Fund Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved

Fund Managers

Sunil Patil

Risk-O-Meter

Peer Comparison

Fund Name

AMC Contact Details

UTI Mutual Fund
AUM:
2,48,191 Cr
Address:
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051
Contact:
66786666
Email ID:
service@uti.co.in

Frequently Asked Questions

How to invest in UTI-Retirement Benefit Pension Plan – Direct ?

You can invest in UTI-Retirement Benefit Pension Plan – Direct in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for UTI-Retirement Benefit Pension Plan – Direct in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"

What is the NAV of UTI-Retirement Benefit Pension Plan – Direct ?

The NAV of UTI-Retirement Benefit Pension Plan – Direct is ₹42.3 as of 27 September 2023.

How to redeem UTI-Retirement Benefit Pension Plan – Direct holding ?

You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.

What is the minimum sip amount of UTI-Retirement Benefit Pension Plan – Direct?

The minimum SIP amount of UTI-Retirement Benefit Pension Plan – Direct is ₹500

What are the top sectors UTI-Retirement Benefit Pension Plan – Direct has invested in?

The top sectors UTI-Retirement Benefit Pension Plan – Direct has invested in are
  1. Debt - 53.67%
  2. Banks - 11%
  3. Cash & Others - 7.85%
  4. IT-Software - 4.34%
  5. Automobiles - 3.54%

Can I make investments in both the SIP and Lump Sum schemes of UTI-Retirement Benefit Pension Plan – Direct?

Yes, You can select both SIP or Lumpsum investment of UTI-Retirement Benefit Pension Plan – Direct based on your investment objective and risk tolerance.

How much returns have UTI-Retirement Benefit Pension Plan – Direct generated ?

The UTI-Retirement Benefit Pension Plan – Direct has delivered 10.1% since inception

What is the expense ratio of UTI-Retirement Benefit Pension Plan – Direct ?

The expense ratio of UTI-Retirement Benefit Pension Plan – Direct is 0.99 % as of 27 September 2023.

What is the AUM of UTI-Retirement Benefit Pension Plan – Direct?

The AUM of UTI-Retirement Benefit Pension Plan – Direct is ₹2,48,191 Cr as of 27 September 2023

What are the top stock holdings of UTI-Retirement Benefit Pension Plan – Direct?

The top stock holdings of UTI-Retirement Benefit Pension Plan – Direct are
  1. HDFC Bank - 3.65%
  2. ICICI Bank - 2.85%
  3. Infosys - 2.38%
  4. Larsen & Toubro - 1.98%
  5. ITC - 1.75%

How can I redeem my investments in UTI-Retirement Benefit Pension Plan – Direct?

Step 1: Visit the fund house's website
Step 2: Log in to your account by adding Folio No. and M-Pin
Step 3: Click on Widhrawal > Redemption
Step 4: Select UTI-Retirement Benefit Pension Plan – Direct in Scheme, enter the redemption amount, and click on submit button.
Invest Now