Asset Reconstruction Company India IPO
Asset Reconstruction Company India IPO Details
-
Open Date
09 Sep 2026
-
Close Date
11 Sep 2026
- IPO Price Range
₹ 132 to ₹139
- IPO Size
₹ 732.97 Cr
Asset Reconstruction Company India IPO Timeline
Last Updated: 08 September 2026 1:21 PM by 5paisa
Asset Reconstruction Company (India) Limited is India’s first asset reconstruction company, registered with the RBI in August 2003. It acquires stressed assets from banks and financial institutions and implements resolution strategies to maximise recoveries. The company operates across Corporate Loans, SME and Other Loans, and Retail Loans. As of March 2026, it operated 13 offices across 12 states, supported by 206 employees, valuers, collection agents and empanelled lawyers.
Established in: 2002
Managing Director: Phanindranath Kakarla
Asset Reconstruction Company India Objectives
The Asset Reconstruction Co.(India) Ltd. IPO is a 100% Offer for Sale (OFS), so the company will not receive any funding and the entire IPO proceeds will go to the selling shareholders.
Asset Reconstruction IPO Size
| Types | Size |
|---|---|
| Total IPO Size | ₹732.97 Cr |
| Offer For Sale | ₹732.97 Cr |
| Fresh Issue | - |
Asset Reconstruction IPO Lot Size
| Application | Lots | Shares | Amount (₹) |
|---|---|---|---|
| Retail (Min) | 1 | 107 | 14,124 |
| Retail (Max) | 13 | 1,391 | 1,93,349 |
| S-HNI (Min) | 14 | 1,498 | 1,97,736 |
| S-HNI (Max) | 67 | 7,169 | 9,96,491 |
| B-HNI (Min) | 68 | 7,276 | 9,60,432 |
| Particulars (In ₹ Crores) | FY24 | FY25 | FY26 |
| Revenue | 570.14 | 596.42 | 753.04 |
| EBITDA | 416.36 | 491.88 | 588.93 |
| PAT | 305.34 | 355.32 | 407.84 |
| Particulars (In ₹ Crores) | FY24 | FY25 | FY26 |
| Total Assets | 2795.32 | 3263.82 | 4460.85 |
| Share Capital | 324.90 | 324.90 | 324.90 |
| Total Liabilities | 2795.32 | 3263.82 | 4460.85 |
| Particulars (In ₹Crores.) | FY24 | FY25 | FY26 |
| Net Cash Generated From / (used in) Operating Activities | 203.48 | 320.20 | 153.58 |
| Net Cash Generated From / (used in) Investing Activities | -16.30 | -609.94 | -1024.01 |
| Net Cash Generated From / (used in) Financing Activities | -55.13 | 94.17 | 766.27 |
| Net Increase (Decrease) in Cash and Cash Equivalents | 132.05 | -195.58 | -104.17 |
Strengths
1. India’s first ARC with extensive industry experience
2. Strong relationships with leading financial institutions nationwide
3. Diversified portfolio across corporate, SME, retail loans
4. Robust resolution and collections infrastructure supports recoveries
Weaknesses
1. Significant exposure remains concentrated in corporate loans
2. Earnings remain dependent on successful asset recoveries
3. Stressed asset valuations involve considerable subjective judgement
4. Older stressed assets may delay timely recoveries
Opportunities
1. Rising retail stress creates new acquisition opportunities
2. SME stressed assets offer further portfolio diversification
3. Data analytics can strengthen collection efficiency further
4. Collection services can create fee-based revenue streams
Threats
1. Limited stressed asset supply may constrain growth
2. Regulatory changes could reshape ARC industry dynamics
3. Delayed legal proceedings can slow asset resolutions
4. Competition for quality stressed assets may intensify
1. India’s first ARC with established operating track record
2. Diversified presence across corporate, SME, retail segments
3. Strong relationships with banks and financial institutions
4. Growing retail portfolio offers further expansion opportunities
India’s asset reconstruction sector plays a vital role in resolving stressed financial assets and strengthening lenders’ balance sheets. While corporate stressed asset availability has moderated, retail and SME segments are creating fresh opportunities. Retail loan acquisitions have expanded amid rising delinquencies, supporting portfolio diversification. Improved recovery rates and evolving resolution models could further strengthen the sector, although slower fresh acquisitions and regulatory changes may influence overall AUM growth.
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FAQs
Asset Reconstruction IPO opens from September 9 , 2026 to September 11, 2026.
The size of Asset Reconstruction IPO is approximately ₹732.97 crore.
The price band of Asset Reconstruction IPO is fixed at ₹132 to ₹139 per share.
To apply for Asset Reconstruction IPO, follow the steps given below:
● Login to your 5paisa demat account and select the issue in the current IPO section
● Enter the number of lots and the price at which you wish to apply for the Asset Reconstruction IPO.
● Enter your UPI ID and click on submit. With this, your bid will be placed with the exchange.
You will receive a mandate notification to block funds in your UPI app.
The minimum lot size is 107 shares, requiring an investment of approximately ₹ 14,124.
The share allotment date of Asset Reconstruction IPO is September 15, 2026.
The Asset Reconstruction IPO will likely be listed on September 17, 2026.
IIFL Capital Services Ltd is the book-running lead manager.
The Asset Reconstruction Co.(India) Ltd. IPO is a 100% Offer for Sale (OFS), so the company will not receive any funding and the entire IPO proceeds will go to the selling shareholders.