CarTrade Tech Highlights 22% Revenue CAGR, ₹1,321 Crore Cash Reserves in Investor Presentation

CarTrade Tech Limited has laid out its financial growth and plans for its automotive platforms in an investor presentation filed with the BSE and National Stock Exchange on September 24. 

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The presentation covers the company’s businesses spanning new and used vehicles, online classifieds, vehicle auctions and inspections, along with its technology-led plans for the automotive ecosystem. 

Among the financial numbers highlighted, CarTrade Tech reported a 22% revenue CAGR, 66% EBITDA CAGR and 54% profit after tax CAGR for the growth period presented from FY23 to FY27, with Q1 FY27 figures annualised. 

The company also reported cash reserves of ₹1,321 crore and said it carries no debt. 

Profit after tax stood at ₹244 crore in FY26 

CarTrade Tech reported profit after tax of ₹244 crore for the year ended March 31, 2026. 

The presentation also shows EBITDA margin moving from 9% in FY23 to 31% based on the annualised Q1 FY27 numbers. 

Earnings per share increased from ₹7 in FY23 to ₹47, according to the presentation. 

CarTrade Tech said it has delivered EBITDA growth of more than 45% for 16 consecutive quarters. Its return on equity stood at 10% for the year ended March 31, 2026. 

The company also indicated that its cash balance had increased by approximately ₹300 crore. 

Used-car business remains a major area of focus 

A substantial part of the presentation is devoted to CarTrade Tech’s plans for India’s used-car market. 

The company said more than 23 million car buyers participate in the market every year, while over 3.4 million cars are listed annually. 

According to data included in the presentation, 94% of consumers research used cars online and 62% would consider buying a used car online. At the same time, 58% still want to test-drive a vehicle before making a purchase. 

CarTrade Tech’s approach brings these digital and physical parts of the transaction together. Its proposed journey covers discovery, shortlisting, inspection, test drives, purchase and delivery for buyers. 

For sellers, the process runs from listing and matching to inspection, an offer, payment and transfer of the vehicle’s registration certificate. 

OLX and CarWale form part of the used-car model 

CarTrade Tech plans to use OLX and CarWale as the digital platforms supporting demand and data within its used-car business. 

According to the presentation, the platforms provide traffic and first-party customer intent, pricing and demand information, technology infrastructure and brand reach. 

Physical operations are intended to be carried out through retail partners, which will handle areas such as inventory procurement, stores, refurbishment, sales, delivery and service. 

CarTrade Tech describes the structure as one where it controls the customer experience and standards while partners handle physical operations. 

AI tools being introduced across the car-buying journey 

Technology and artificial intelligence also feature prominently in the company’s plans. 

For new cars, CarTrade Tech outlined a digital journey with AI-led assistance at different stages of the purchase process. These include showroom, test-drive, pricing, loan, trade-in and delivery functions. 

Within the used-car business, the presentation identifies matchmaking, pricing and vehicle-condition agents. 

The company’s OLX India platform also includes its Elite Buyer offering, with tools covering matchmaking, buyer pricing and seller interactions. 

CarTrade Tech is also building capabilities around escrow payments and logistics tracking on OLX India. The presentation marks the payment-to-escrow and logistics-tracking functionality as live. 

VAYA Live targets automotive businesses 

The presentation also details VAYA Live, which CarTrade Tech describes as an intelligence and action platform for vehicle manufacturers, dealers and the broader automotive ecosystem. 

The platform is designed around proprietary data generated across OLX, CarWale and BikeWale. 

Its proposed capabilities include market indices, cross-shopping analysis, competitive intelligence, hyperlocal intelligence, customer insights, audience targeting and intelligent agents. 

The underlying data covers areas such as vehicles, new-car buyers, used-car buyers, car sellers, customer preferences and behaviour. 

CarTrade Tech said the platform can provide information at the make, model and variant level as well as across different geographies. 

Presentation filed under SEBI listing regulations 

CarTrade Tech submitted the September 24 presentation to the BSE and NSE under Regulation 30 of the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. 

The company trades under the symbol CARTRADE on the NSE and carries BSE scrip code 543333. 

The presentation also carries a safe-harbour statement noting that forward-looking information is subject to risks and uncertainties and does not guarantee future performance. 

The filing gives investors a broader view of where CarTrade Tech is directing its next phase of development: expanding its used-car ecosystem, building technology around the vehicle transaction journey and using its automotive data across consumer and enterprise products.