SAF Small Finance Bank Files SEBI Compliance Certificate for Q2 FY27

Key Takeaways:

• ESAF Small Finance Bank submitted its Regulation 74(5) compliance certificate to the BSE and NSE on October 12, 2026, covering the September quarter. 
• The certificate was issued on October 3, 2026, by MUFG Intime India Private Limited, the bank's Registrar and Share Transfer Agent. 
• The registrar confirmed that securities received for dematerialisation were processed, physical certificates cancelled after verification and depository records updated within the prescribed timelines. 

ESAF Small Finance Bank Limited has submitted its quarterly compliance certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended September 30, 2026. 

The bank filed the certificate with the BSE and National Stock Exchange on October 12, 2026. 

The document was issued by MUFG Intime India Private Limited, the bank's Registrar and Share Transfer Agent (RTA), on October 3. 

The certificate confirms that the registrar carried out the prescribed procedures relating to securities received for dematerialisation during the reporting quarter. 

The announcement relates specifically to regulatory compliance associated with share records and does not include the bank's quarterly financial performance. 

ESAF Small Finance Bank Submits September Quarter Compliance Certificate 

The filing forms part of the disclosure requirements applicable to listed companies under SEBI's depository regulations. 

Regulation 74(5) addresses the processing of securities submitted for conversion from physical certificates into electronic holdings through the depository system. 

The framework requires relevant procedures to be followed when securities are received for dematerialisation, including verification of certificates, communication with depositories and updating of ownership records. 

In its confirmation to ESAF Small Finance Bank, MUFG Intime India stated that securities received through depository participants for dematerialisation during the September quarter were processed and the corresponding acceptance or rejection confirmations communicated to the depositories. 

The registrar also confirmed that the securities covered by the relevant certificates were listed on the stock exchanges where the previously issued securities were listed. 

These procedures are intended to maintain consistency between a company's share register and the electronic records maintained within the depository system. 

Registrar Confirms Verification and Cancellation of Certificates 

An important part of the certificate concerns the treatment of physical securities after they are submitted for dematerialisation. 

According to MUFG Intime India's confirmation, the physical certificates received during the quarter were verified and subsequently mutilated and cancelled in accordance with the applicable process. 

The registrar further confirmed that the depositories were substituted as registered owners in the bank's register of members within the prescribed timelines. 

Under the dematerialised securities framework, the depository is recorded as the registered owner, while investors continue to hold the beneficial ownership rights associated with their securities. 

The cancellation of the corresponding physical certificates is an important control because it prevents the same securities from continuing to circulate in physical form following their conversion into electronic holdings. 

The certificate confirms compliance with these processes for the reporting period. 

What the Latest ESAF Small Finance Bank Filing Indicates 

The October 12 announcement provides confirmation of the regulatory procedures followed for the September 2026 quarter. 

However, the certificate does not disclose how many shares were submitted for dematerialisation or the number of requests accepted and rejected during the period. 

It also does not indicate any change to the bank's paid-up equity share capital or announce the issuance of additional shares. 

No information on deposits, advances, net interest income, asset quality or quarterly profitability is included in the document. 

The filing should therefore be distinguished from an earnings announcement or business update. 

Bank Submits Disclosure to Both Stock Exchanges 

ESAF Small Finance Bank submitted the certificate under reference number 07/SE/CS/OCT/2026-27. 

The regulatory intimation was signed by Company Secretary and Compliance Officer Ranjith Raj P. 

The bank is listed on the NSE under the symbol ESAFSFB and on the BSE under scrip code 544020. 

ESAF Small Finance Bank also stated that the intimation was available on its investor relations website. 

The submission completes the disclosure of its registrar's compliance confirmation for the September 2026 quarter, with the document providing no separate announcement regarding the bank's operational or financial outlook.