Best Blue Chip Mutual Funds

Blue-chip funds are a type of equity mutual fund that invest in large, well-known companies with strong business foundations. These are the kind of companies most people already recognise—industry leaders with solid balance sheets, steady earnings, and a long history of performance. Many of them are part of major indices like the Nifty 50 or Sensex, and they’re known for holding up better than smaller companies when the economy slows down.

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The main aim of a blue-chip fund is long-term wealth creation with relatively lower ups and downs. Since these funds invest in established businesses, their returns tend to be more stable and predictable rather than flashy or aggressive. This makes them a comfortable choice for conservative or moderate investors who want to stay invested for several years without worrying too much about sharp volatility.

Blue-chip funds are usually spread across sectors such as banking, IT, FMCG, and automobiles, which helps reduce risk if one sector goes through a rough patch. The portfolios are managed by experienced fund managers who carefully track company performance. Investors also benefit from better liquidity and strong corporate governance, which are typical strengths of blue-chip companies.

Nippon India Large Cap Fund

Nippon India Large Cap Fund puts its money into big, established blue-chip companies. The fund’s all about building long-term wealth, spreading investments across a bunch of large-cap stocks. As of November 2025, it manages about ₹50,276 crore, has an expense ratio of 1.48%, and over the last three years, it’s 3 year CAGR returns of 19.18%.

ICICI Prudential Large Cap Fund

ICICI Prudential Large Cap Fund goes after market leaders from the Nifty 100, mixing both growth and value strategies. It handles a hefty ₹78,135 crore, charges 1.40% in expenses, and has clocked in three-year CAGR of 18.03%.

DSP Large Cap Fund

DSP Large Cap Fund is focused on long-term capital growth, picking mostly large-cap companies. Their approach is pretty methodical, lots of research and careful risk management. The fund manages nearly ₹7,164 crore, has a 1.81% expense ratio, and has earned 17.94% returns over the past three years.

Bandhan Large Cap Fund

Bandhan Large Cap Fund is all about capturing India’s growth story by sticking to high-quality large-cap stocks and trying to keep things steady through diversification. Its AUM is close to ₹2,052 crore, the expense ratio sits at 2.02%, and it’s turned in three-year CAGR returns of 17.32%.

Invesco India Large Cap Fund

Invesco India Large Cap Fund focuses on sector leaders with solid balance sheets and lasting competitive edges. The fund manages about ₹1,722 crore, has an expense ratio of 2.02%, and has delivered 17.09% annual returns over the last three years.

WhiteOak Capital Large Cap Fund

WhiteOak Capital Large Cap Fund likes to keep things focused—holding a smaller, carefully chosen mix of large-cap stocks. They go for high-conviction picks, not just what’s in the benchmark. The fund’s AUM is around ₹1,140 crore, its expense ratio is 2.14%, and its three-year CAGR returns are 16.81%.

HDFC Large Cap Fund

HDFC Large Cap Fund sticks to the big names, using deep research and a bottom-up approach that zeroes in on quality, clear earnings, and reasonable prices. It manages about ₹40,622 crore, charges 1.58% in expenses, and has delivered a CAGR of nearly 15.81% returns over three years.

Baroda BNP Paribas Large Cap Fund

Baroda BNP Paribas Large Cap Fund chases long-term growth by investing across sectors in well-established companies. They mix big-picture sector calls with detailed stock research. The fund has an AUM of almost ₹2,781 crore, an expense ratio of 1.97%, and three-year annualised returns of 15.80%.

Aditya Birla Sun Life Large Cap Fund

Aditya Birla Sun Life Large Cap Fund looks for top companies with strong track records and good governance, sticking with a diverse set of large-cap stocks across important sectors. It manages around ₹31,451 crore, charges 1.62% in expenses, and has posted three-year CAGR returns of 15.61%.

Bank of India Large Cap Fund

Bank of India Large Cap Fund aims for long-term growth by picking mainly large-cap names, trying to ride the performance of India’s main index stocks while keeping risk in check through diversification. It’s a smaller fund with about ₹208 crore in AUM, charges a 2.41% expense ratio, and has delivered a CAGR 15.55% over the last three years.

Conclusion

Investing in India's best blue chip mutual funds is wise for investors looking for stability, growth potential, and exposure to financially strong companies. To make discerning judgments, do extensive study before investing and consider personal financial objectives. The investment strategy can be improved further by consulting with the financial advisor, who can help it fit with particular needs and risk tolerance.