HDFC Balanced Advantage Fund Direct Growth NAV at ₹549.92 on 30 September; 5-Year CAGR at 13.30%

Key Takeaways

• HDFC Balanced Advantage Fund Direct Growth recorded a NAV of ₹549.92 on 30 September 2026, rising 0.03%.
• The one-year return stood at -1.43%, the three-year CAGR at 10.20%, and the five-year annualised return at 13.30%.
• The scheme managed approximately ₹107,296 crore and carried a Direct Growth expense ratio of 0.77%.
• ICICI Bank was the largest disclosed equity holding at 5.32%, followed by HDFC Bank at 4.13%.

HDFC Balanced Advantage Fund Direct Growth recorded a NAV of ₹549.92 on 30 September 2026, edging up 0.03% from the previous valuation. The scheme belongs to the balanced advantage or dynamic asset allocation category. Its portfolio can combine equity, debt and related fixed-income exposure, with the allocation changing within the scheme's investment framework rather than remaining at a fixed equity-debt split.

The one-year return stood at -1.43%. Across three years, the annualised return was 10.20%, while the five-year CAGR reached 13.30%. The five-year figure was 3.10 percentage points above the three-year number and 14.73 percentage points higher than the one-year reading. The differences reflect the varied market periods captured by each trailing-return window.

The fund managed approximately ₹107,296 crore. Its Direct Growth expense ratio was 0.77%. Both minimum SIP and minimum lump-sum investment amounts stood at ₹100. The latest profile showed a fund age of 13 years. AUM placed the scheme among the largest funds covered in the current daily set.

Among the displayed equity holdings, ICICI Bank accounted for 5.32%, HDFC Bank for 4.13%, Reliance Industries for 3.74%, SBI for 3.46% and Bharti Airtel for 2.93%. These five positions together represented 19.58%. The portfolio also contains debt and other fixed-income exposure, so the equity list alone does not describe the full asset allocation. Historical beta stood at 0.71 and the Sharpe ratio at 0.72.