ITI vs Nippon India Mutual Fund: Which Mutual Fund House is Better for You?

Choosing between a niche, emerging fund house and a well-established giant is a common dilemma for investors. ITI Mutual Fund and Nippon India Mutual Fund represent two contrasting but strong options in India’s mutual fund industry.

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As of June 2025, ITI Mutual Fund AUM is ₹10,737 crore, while Nippon India Mutual Fund AUM is ₹6.17 lakh crore, making Nippon India one of the largest AMCs in the country. While ITI Mutual Fund is a young and agile AMC focusing on innovation and investor-centric offerings, Nippon India Mutual Fund enjoys scale, reputation, and a broad product portfolio. This article dives deep into both fund houses, comparing their history, products, top-performing schemes, unique strengths, and investor suitability. By the end, you’ll have clarity on whether to buy ITI Mutual Fund online or invest in Nippon India Mutual Fund through 5paisa.

About the AMC

Fund Categories Offered

Both AMCs cater to diverse investor needs, though Nippon India has a far wider spectrum of products.

• Equity Funds – Large-cap, mid-cap, small-cap, flexi-cap, and thematic funds.
• Debt Funds – Overnight, liquid, short-duration, gilt, credit risk, and corporate bond funds.
• Hybrid Funds – Aggressive hybrid, balanced advantage, and conservative allocation products.
• ELSS (Tax-Saving Funds) – Popular funds for investors under Section 80C.
• SIPs – Both AMCs allow investors to open SIP with ITI Mutual Fund or Nippon India Mutual Fund SIP ₹500 per month.
• ETFs & Index Funds – Nippon India leads in ETFs, offering some of India’s most traded products.
• Portfolio Management – Both AMCs provide portfolio management services for HNIs.

Top Funds by Each AMC

Heading to our page allows you to compare mutual funds thoroughly and make well-informed choices.

Unique Strengths of Each AMC

ITI Mutual Fund Strengths

• New-Age AMC – Agile and quick in adapting to changing investor needs.
• Retail-Centric Approach – Allows investors to begin with ITI SIP ₹500 per month.
• Focused Equity Play – ITI equity funds like Small Cap and Multi Cap attract growth-focused investors.
• Transparent Investment Schemes – Simple, straightforward ITI mutual fund returns.
• Personalized Touch – Closer engagement with investors due to modest AUM.
• Growing Digital Presence – Easy to buy ITI Mutual Fund online and invest through platforms like 5paisa.

Nippon India Mutual Fund Strengths

• Massive Scale – ₹6.17 lakh crore AUM makes Nippon India a leading fund house.
• Diverse Offerings – Equity, debt, hybrid, ETFs, and global opportunities.
• Strong SIP Book – Millions trust Nippon India SIPs for long-term wealth building.
• Market Leader in ETFs – Dominates India’s ETF and index fund market.
• Proven Track Record – Recognized for long-term performance in equity funds.
• Portfolio Management Strength – Robust PMS and advisory for institutions and HNIs.
• Global Expertise – Backed by Nippon Life Insurance (Japan) for credibility and insights.

Who Should Invest?

Choose ITI Mutual Fund if you:

• Prefer a growing fund house with transparent and retail-friendly offerings.
• Are new to mutual funds and want to start small with ITI SIP ₹500 per month.
• Seek higher growth potential from focused ITI equity funds like Small Cap and Multi Cap.
• Want exposure to ITI ELSS funds for tax benefits.

Choose Nippon India Mutual Fund if you:

• Want a large, established AMC with ₹6.17 lakh crore AUM.
• Prefer best Nippon India mutual funds 2025 with proven track records.
• Look for scale in equity, debt, and ETFs.
• Want convenience to invest in Nippon India through 5paisa or directly online.
• Value long-term consistency in mutual fund returns.

Conclusion

Both ITI Mutual Fund and Nippon India Mutual Fund bring unique strengths to the table. ITI AMC is ideal for retail investors looking for agility, personalized schemes, and affordable SIP entry points. On the other hand, Nippon India AMC is a powerhouse with scale, diverse offerings, and decades of credibility.

If you are a beginner or prefer niche opportunities, buy ITI Mutual Fund online and start small. But if you’re seeking consistency, strong ETFs, and best Nippon India equity mutual funds for long-term, then Nippon India is the safer bet. Ultimately, the right choice depends on your risk tolerance, financial goals, and investment horizon.

Explore our options in mutual fund and find one that aligns with your financial goals.