Personal Finance Articles

Over the past year, many credit card users in India have started noticing a clear shift. The rewards and benefits they once enjoyed are slowly being reduced. Well-established and popular banks like HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Sta

You open Netflix, thinking you are going to watch something for 20 minutes or maybe 30 minutes. You scroll for some time, but you don’t find anything that excites you. So, you keep scrolling a bit more. Thriller, comedy, documentary, trending, etc.

Margin Trading Facility (MTF) is gaining popularity among active traders in India. It enables you to purchase stocks by paying only a portion of the total value, with your broker covering the remainder. This increases your purchasing power, but it al

Not every trader can buy the stocks they want from the market. This is where a Margin Trading Facility (MTF) comes in. It brings in brokers who can fund the remaining amount while the trader pays some money earlier. However, these brokers also charge

Traders may not always have the money to buy stocks. In that case, they often seek support from brokers who may make up for the purchase. That is where MTF, or the Margin Trading Facility, comes in. It lets you borrow money from your broker to buy sh

Starting April 1, 2026, India will implement a new Income Tax Act that replaces the existing legislation from 1961. This represents a structural change to the income tax framework, though tax rates remain unchanged. The transition marks a comprehensi

India is producing graduates at a record pace, but employment hasn’t kept up. According to the State of Working India 2026 report, nearly 50 lakh graduates were added every year between 2004 and 2023, while only about 28 lakh found jobs annually, a

Wealth creation is usually slow at the start, uncertain in the middle, and only begins to feel rewarding much later. That’s exactly why milestones matter. They give structure to an otherwise long and sometimes discouraging journey. Most people e

Capital gains tax in India is a form of direct tax applied to profits when an investor sells any capital asset with a gain. The Capital Gains Tax (CGT) is one of the vital pillars in India’s direct tax framework. Here, the broad categories o

It’s 2026, and investing has never been easier. With a smartphone and a few taps, anyone can participate in the markets. Unfortunately, the same convenience has made it easier for fraudsters to target investors. As per the latest governmen

The margin scheme under GST was created to make tax rules easier for selling second-hand goods. Under this scheme, GST is charged only on the profit the seller makes, not on the full selling price. This helps avoid paying tax twice on goods that have

The procedure under Section 148A of the Income Tax Act is used when the tax department believes some income was not reported correctly. This rule started on 1 April 2021. It makes sure the taxpayer gets a chance to explain their side before the tax o