Demat Account Holding Statement: Meaning, Format & How to Download

What Is a Demat Account Holding Statement?

A Demat account holding statement is a document that provides details of the securities held in an investor’s Demat account as of a specific date. It generally includes information such as the names of securities, quantities held, and other relevant holding details. The statement provides a record of an investor’s holdings maintained electronically through the depository system.

Statement of Demat Holdings vs. Statement of Transactions: What's the Difference?

The following table explains the difference between the two statements.

A transaction statement therefore explains changes in holdings, while a Demat account holding statement shows the resulting position.  

How to Download a Demat Account Holding Statement

The following are three common ways to download a Demat account holding statement. 

Through a Broker or Depository Participant 

This method can provide details specific to the Demat account maintained with that DP. The statement can usually be accessed through the website or mobile application of the Depository Participant (DP). After logging in, investors can open the Holdings, Portfolio or Reports section, depending on the platform. The option to download a Demat account holding statement may then be available. The investor can select the required date or period and download the statement in the format provided by the platform.  

Through CDSL Easi or Easiest 

Investors whose Demat account is with the Central Depository Services (India) Limited (CDSL) can access holding information through CDSL Easi or Easiest. After logging in, the investor can open the transaction or holdings section and select the relevant statement option. 

For example, CDSL Easi allows users to access a Statement of Demat Holdings and Statement of Transactions. Users can select the required period and download the statement or have it sent to their registered email address. 

Through NSDL IDeAS 

Investors whose Demat account is with the National Securities Depository Limited (NSDL) can use the IDeAS facility to access account information. After registration and login, the investor can view the available holdings and statement details. 

The statement can then be downloaded using the available options on the platform. NSDL also provides access to electronic Consolidated Account Statements through its online facilities. 

The steps and statement options may vary based on the account and services enabled by the DP.

How to Download from CDSL Easi / Easiest

CDSL Easi provides electronic access to Demat account information. CDSL also allows registered users to access the Consolidated Account Statement (CAS) through Easi and Easiest.  

The general process is: 

• Log in to the CDSL Easi or Easiest portal. 
• Select the relevant account or statement option. 
• Choose the required period. 
• Select the holding or transaction-cum-holding statement. 
• Generate the statement. 
• Download or save the statement in the available format. 

CDSL's Easiest facility also allows users to select a recent or historical period before generating the statement.  

How to Download from NSDL IDeAS

NSDL's IDeAS facility provides online access to information related to securities held in a Demat account. 

The general process involves: 

• Log in to the NSDL IDeAS facility. 
• Select the relevant Demat account. 
• Open the holdings or account statement section. 
• Select the required date or period. 
• View the available holdings. 
• Download or save the statement if the option is provided. 

The available options can vary based on the DP and the services enabled for the account.

What Is CAS (Consolidated Account Statement)? How Is It Different from a Demat Holding Statement?

A Consolidated Account Statement (CAS) combines information across an investor's securities and mutual fund holdings. It provides a consolidated view rather than showing only one Demat account. SEBI states that CAS contains details of transactions during the month and securities held in Demat accounts.

CAS is therefore different from a Demat account holding statement even though both can contain holding information.  

How to Check if Your Demat Account Is with NSDL or CDSL

A Demat account is maintained through a Depository Participant (DP), which is connected to either the National Securities Depository Limited (NSDL) or Central Depository Services (India) Limited (CDSL). The depository can usually be identified from the Demat account statement or client master report provided by the DP.  

Investors can also check the DP details and account information shown on the broker's website or application. The statement may mention the name or abbreviation of the depository along with the DP identification details. If the account details show CDSL, the Demat account is held with CDSL.  

If they mention NSDL, it is held with NSDL. The investor can also contact the DP if the depository details are not clearly shown.

Why You Should Track Your Demat Holding Statement

The following are some reasons for checking a Demat holding statement. 

• Verify Holdings: It allows investors to check the securities and quantities recorded in the account. 
• Check Account Changes: Differences in holdings can be compared with recent transactions. 
• Review Pledged Securities: The statement can show whether certain securities are pledged or otherwise restricted. 
• Check Locked-in Holdings: Locked-in quantities can be identified where applicable. 
• Maintain Records: Statements can be retained for personal and financial records. 

Any mismatch should be checked against the transaction statement and, where required, raised with the DP. 

When Should You Check Your Demat Account Holding Statement?

The following are some situations when checking the statement can be useful. 

• After Buying or Selling Securities: The statement can be checked after the relevant transaction is processed. 
• After Corporate Actions: Bonus shares, rights issues, stock splits and other corporate actions can change holdings. 
• After Pledging Securities: The statement can be reviewed to check the status of pledged securities. 
• During Portfolio Reviews: Investors can use the statement to review the securities recorded in the account. 
• When Closing an Account: A final check can help confirm the holdings before account closure. 

Conclusion

A Demat account holding statement provides a record of the securities held in a Demat account at a given time. It is different from a transaction statement, which records account activity during a selected period. Investors can obtain holding details through their DP or the relevant depository's online services. CDSL users can access services such as Easi and Easiest, while NSDL users can use IDeAS. CAS provides a broader consolidated view of securities and mutual fund investments. Regularly checking these records can help investors keep track of holdings and identify account discrepancies.