Truhome Finance IPO
Truhome Finance IPO Details
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Open Date
TBA
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Close Date
TBA
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Listing Date
TBA
- IPO Price Range
TBA
- IPO Size
TBA
- Listing Exchange
BSE NSE
Truhome Finance IPO Timeline
Last Updated: 08 April 2026 5:23 PM by 5paisa
Truhome Finance Ltd. is a retail-focused affordable housing finance company offering a diversified range of secured lending products, including housing loans and loans against property. As of 31 December 2025, it reported an average ticket size of ₹2.13 million. The company has a pan-India presence with 216 branches across 19 states and union territories, supported by a technology-enabled, in-house collections framework integrating analytics and digital tools.
Established in: 2010
Managing Director: Subramanian Jambunathan
Peers:
| Metric | Truhome Finance Limited |
Aadhar Housing Finance Limited |
Aavas Financiers Limited |
Aptus Value Housing Finance India |
Home First Finance Company Limited |
| Total Income | 19054.81 | 31089.10 | 23584.15 | 17984.02 | 15392.03 |
| Face Value | 10.00 | 10.00 | 10.00 | 2.00 | 2.00 |
|
Closing Price |
- | 452.85 | 1231.85 | 228.45 | 1074.20 |
|
Market Capitalization |
- | 196444.66 | 97537.28 | 114390.11 | 111634.31 |
| P/E | - | 21.72 | 17.12 | 15.22 | 25.53 |
| EPS (Basic) | 7.34 | 21.43 | 72.54 | 15.04 | 42.83 |
| EPS (Diluted) | 7.33 | 20.85 | 71.97 | 15.01 | 42.07 |
| RONW (%) | 8.33 | 14.31 | 13.17 | 17.40 | 15.15 |
| NAV | 74.61 | 147.72 | 550.96 | 86.37 | 279.97 |
Truhome Finance Objectives
Augmenting the capital base of the Company to meet future capital requirements including onward lending, arising out of the growth of the business
| Particulars (In ₹ Crores) | FY23 | FY24 | FY25 |
| Revenue | 667.17 | 1121.05 | 1528.64 |
| PAT | 137.75 | 217.44 | 286.24 |
| Particulars (In ₹ Crores) | FY23 | FY24 | FY25 |
| Total Assets | 7733.56 | 11820.82 | 15140.41 |
| Share Capital | 326.05 | 330.08 | 458.84 |
| Total Liabilities | 7733.56 | 11820.82 | 15140.41 |
| Cash Flows (₹ Crores) | FY23 | FY24 | FY25 |
| Net Cash Generated From / (used in) Operating Activities | -1843.41 | -4013.49 | -2396.50 |
| Net Cash Generated From / (used in) Investing Activities | 37.38 | 3.63 | -229.29 |
| Net Cash Generated From / (used in) Financing Activities | 2181.79 | 3751.30 | 2964.25 |
| Net Increase (Decrease) in Cash and Cash Equivalents | 375.77 | -258.55 | 338.46 |
Strengths
1. Strong pan-India presence across 19 states
2. Diversified secured lending product portfolio offering stability
3. Technology-enabled collections improving recovery and efficiency
4. Focus on affordable housing segment with steady demand
Weaknesses
1. Moderate average ticket size limits revenue scalability
2. High dependence on secured lending products concentration
3. Limited presence compared to larger established NBFC peers
4. Exposure to lower-income borrower credit risk segment
Opportunities
1. Rising demand for affordable housing finance in India
2. Expansion potential in underserved semi-urban rural markets
3. Digital lending and analytics enhancing operational efficiency
4. Cross-selling opportunities within existing borrower base
Threats
1. Intense competition from banks and housing finance companies
2. Regulatory changes impacting lending norms and capital requirements
3. Economic slowdown affecting borrower repayment capacity
4. Interest rate fluctuations impacting margins and loan demand
1. Strong positioning in high-growth affordable housing segment
2. Diversified secured portfolio ensuring stable asset quality
3. Technology-driven collections improving operational efficiency levels
4. Expansion potential in underserved semi-urban and rural markets
India’s affordable housing finance segment is witnessing robust growth driven by rising urbanisation, government initiatives such as PMAY, and increasing credit penetration among underserved segments. Truhome Finance operates in a niche yet expanding market with strong long-term demand fundamentals. Its focus on secured lending and semi-urban markets positions it well to benefit from structural housing demand and improving financial inclusion trends.
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FAQs
The official opening and closing dates for the Truhome Finance IPO have not been announced yet. Keep checking this page for the most up-to-date information as soon as the schedule is confirmed.
Truhome Finance has not officially disclosed the size of its IPO. For the latest updates on issue size and other key details, continue to track this page regularly.
The price band for the Truhome Finance IPO is yet to be finalised. Once the company files its RHP and receives regulatory clearance, we’ll update this page with the confirmed details.
Once the Truhome Finance IPO is officially open, one can simply follow the process to apply for the IPO:
To apply for Truhome Finance IPO, follow the steps given below:
● Login to your 5paisa account and select the issue in the current IPO section
● Enter the number of lots and the price at which you wish to apply for the Truhome Finance IPO
● Enter your UPI ID and click on submit. With this, your bid will be placed with the exchange
You will receive a mandate notification to block funds in your UPI app.
While the official lot size is yet to be declared, based on recent mainboard IPO trends, the minimum investment is likely to range between ₹14,000 to ₹15,000. Stay tuned to this page for confirmation.
The allotment date has not been announced yet. We will update this section as soon as the final schedule is made available. Keep tracking this page for timely information.
The listing date for the Truhome Finance IPO will be known after the issue closes and allotments are finalised. Bookmark this page to receive the latest listing updates as soon as they are published.
The lead book runner for this issue is yet to be announced. Check this page for updates as soon as merchant bankers are formally announced.
While the final objectives will be outlined in the Red Herring Prospectus (RHP), the IPO is likely aimed at strengthening Truhome Finance platform, expanding operations, and possibly reducing debt. Keep checking this space for an official breakdown once the RHP is filed.