Cholamandalam Investment and Finance Q4 Results Update

Cholamandalam Investment and Finance Q4 Results Update

by Shreya Anaokar Last Updated: Aug 08, 2022 - 06:49 pm 29k Views
Listen icon

On 5th May 2022, Cholamandalam Investment and Finance announced its quarterly results for the last quarter of FY2022.


Key Highlights:

- Assets under management for FY22, stood at ₹ 82,904 Cr as compared to ₹ 76,518 Cr in FY21.  

- Profits after Tax (PAT) for Q4 FY 22 were at ₹ 690 Cr compared to ₹ 243 Cr in Q4 FY 21, reporting a growth of 184%. PAT for FY 21-22, was at ₹ 2,147 Cr as against ₹ 1,515 Cr in the same period last year registering a growth of 42%. 

- The Company continues to hold a strong liquidity position with ₹ 5,341 Cr as cash balance as at end of March 2022 (including ₹ 1500 Cr invested in Gsec shown under investments), with a total liquidity position of ₹ 13,246 Cr (including undrawn sanctioned lines). 

- Net Income Margin was at ₹ 1,516 Cr for the quarter with a growth of 13% YoY and ₹ 5,757 Cr for FY22 with 16% YoY growth.


Start Investing in 5 mins*

Get Benefits worth Rs. 5100 | Rs. 20 Flat Per Order | 0% Brokerage


Business Highlights:

- The company reported disbursements at ₹ 12,718 Cr for Q4FY22 with a growth of 58% and ₹ 35,490 Cr for FY22 with a growth of 36% YoY  

- Vehicle Finance (VF) disbursements were at ₹ 8,785 Cr in Q4 FY22 as against ₹ 6,153 Cr in Q4 FY21, with a growth of 43%. Disbursements for FY22, were at ₹ 25,439 Cr as against ₹ 20,249 Cr in FY21 reporting a growth of 26% YoY.  

- Loan Against Property including Affordable LAP, business disbursed ₹ 1,978 Cr in Q4 FY22, as against ₹ 1,191 Cr in Q4 FY21, with a growth rate of 66%. The Disbursements for FY 22 were at ₹ 5,862 Cr as against ₹ 3,627 Cr in the previous year, registering a good growth rate of 62% YoY.  

- Home Loan (HL) business disbursed ₹ 441 Cr in Q4 FY22, as against ₹ 538 Cr in Q4 FY21. The Disbursements for FY 22 were at ₹ 1,571 Cr as against ₹ 1,542 Cr in FY21.

- New businesses Consumer and Small Enterprise Loans (CSEL), Secured Business and Personal Loans (SBPL) along with Small and Medium Enterprises Loans business made disbursals of ₹ 1515 Cr in Q4FY22 which is a growth of 702% and ₹ 2619 Cr in the full year, which is a growth of 319% YoY. 


The Board of Directors of the company has recommended a dividend of ₹ 0.70 per share (35%) on the equity shares of the company, subject to the approval of the members of the company at the ensuing Annual General Meeting. This is in addition to the interim dividend of ₹ 1.30 per share (65%) for the financial year 2021-22 declared by the company on 1st February 2022.


Share Market Today

How do you rate this article?


Start Investing in 5 mins*

Rs. 20 Flat Per Order | 0% Brokerage


About the Author

Shreya Anaokar is a Content Writer at 5paisa. She has completed her Master’s in Finance and Graduation in Statistics from the University of Mumbai. 


Investment/Trading is subject to market risk, past performance doesn’t guarantee future performance. The risk of trading/investment loss in securities markets can be substantial. Also, the above report is compiled from data available on public platforms.
Open Free Demat Account
Resend OTP
Please Enter OTP
Mobile No. belongs to

By proceeding, you agree to the T&C.

Latest News
Graphisads IPO final subscription: 3.85x oversubscribed

About the Graphisads IPO Graphisads

Marinetrans India IPO oversubscribed 33 times in final subscription

About the Marinetrans India IPO Mar

India's Stock Market Achieves $4 Trillion Valuation for the First Time

India's stock market, now the world's fifth-largest, is on the verge of hitting a historic $4 trillion valuation. Since the low point during the pandemic in March 2020, the market capitalization of listed securities has tripled.