Bajaj Finserv vs Navi Mutual Fund: Which AMC is Better for You in 2025?

The Indian mutual fund market has expanded at a rapid pace, with new-generation fund houses vying with the old guard. Of these, Bajaj Finserv Mutual Fund and Navi Mutual Fund are notable for their progressive products and increasing investor following. As of June 2025, the AUM of Bajaj Finserv Mutual Fund stands at ₹24,110 crore, indicating robust investor confidence in schemes of the fund house. In contrast, the AUM of Navi Mutual Fund is ₹7,751 crore, indicating consistent growth due to low-cost, technology-led investment products. While Bajaj Finserv has the brand image of the Bajaj Group behind it with an emphasis on diversified products, Navi Mutual Fund—founded by Flipkart co-founder Sachin Bansal—tries to establish itself as a disruptor, digital-first AMC. But when it is time to pick between the two, which one do you trust with your wealth creation process? Let's see.

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About the AMC

• Bajaj Finserv Mutual Fund: Bajaj Finserv AMC is part of the Bajaj Group, one of India’s most trusted financial services conglomerates. The fund house offers a mix of equity funds, debt funds, hybrid schemes, and ELSS. AUM as of June 2025: ₹24,110 crore. Known for active fund management, diverse investment schemes, and strong brand recall.
• Navi Mutual Fund: Navi AMC is a new-age fund house leveraging technology and low-cost investment strategies. It focuses on passive equity funds, index funds, ETFs, and cost-effective debt funds. AUM as of June 2025: ₹7,751 crore. Known for lowest-cost index funds, digital onboarding, and seamless app-based investing.

Fund Categories Offered

• Bajaj Finserv Mutual Fund: Equity Funds (Large Cap, Mid Cap, Multi Cap), Debt Funds (Short Duration, Liquid, Dynamic Bond), Hybrid Funds (Balanced Advantage, Aggressive Hybrid), ELSS (Tax-saving mutual funds), Index Funds & ETFs, Portfolio Management Services (PMS)
• Navi Mutual Fund: Equity Funds (Index Funds, International Index Funds), Debt Funds (Short Duration, Liquid Funds), ETFs (Equity & Debt), ELSS (Low-cost tax saving funds), SIP options starting from ₹500 per month, Simple “Buy Navi Mutual Fund online” journey via app

Top Funds – Bajaj vs Navi (2025)

For anyone looking to invest intelligently, our page allows you to compare mutual funds side by side.

Unique Strengths of Each AMC

Bajaj Finserv Mutual Fund Strengths

• Strong Brand Trust: Backed by Bajaj Group’s credibility in financial services.
• Diversified Portfolio: Offers equity, debt, hybrid, ELSS, and PMS solutions.
• Active Fund Management: Focus on research-driven stock selection for best long-term equity funds.
• Tax Saving Edge: Top Bajaj Finserv mutual funds for tax saving through its ELSS products.
• Flexibility for SIP Investors: Options like Bajaj Finserv SIP ₹500 per month make it beginner-friendly.
• Distribution Network: Wide physical presence through Bajaj Finance channels and distributors.

Navi Mutual Fund Strengths

• Low-Cost Investing: Industry-leading low expense ratios on index funds and ETFs.
• Digital-First Approach: Seamless investing journey to open SIP with Navi Mutual Fund through its app.
• Global Exposure: Access to US and international index funds for diversification.
• SIP Friendly: Focus on building a large retail base with Navi Mutual Fund SIP ₹500 per month plans.
• Simple and Transparent: Easy-to-understand investment schemes with no hidden charges.
• Retail Popularity: Attractive for first-time investors who want to buy Navi Mutual Fund online without complications.

Who Should Invest?

• Invest in Bajaj Finserv Mutual Fund if:
  • You desire actively managed funds by experts.
  • Opt for a reputable fund house with robust heritage and brand equity.
  • Seeking top Bajaj Finserv equity mutual funds for long-term wealth generation.
  • Appreciate access to portfolio management services and hybrid offerings.
• Invest in Navi Mutual Fund if:
  • You need cost-effective index funds for passive investment.
  • You like digital convenience and simplicity of investing through app.
  • You are a young investor investing small with Navi Mutual Fund SIP of ₹500 per month.
  • You need global exposure through international funds.

Conclusion

Both Bajaj Finserv AMC and Navi AMC possess their own strengths and appeal to different investor segments. Bajaj Finserv Mutual Fund is more suitable for those looking for brand-supported faith, active management, and diversified investment schemes across asset classes. Navi Mutual Fund is best suited for digital-savvy millennials who are interested in low-cost index-based strategies.

Overall, the most suitable mutual fund for you in 2025 will depend on whether you appreciate Bajaj Finserv's active strategy and distribution prowess or Navi's technology-based, low-cost model.

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