1. Home
  2. Mutual Funds

Fixed Maturity Plans Mutual Funds

Fixed maturity plans are like bank fixed deposits since they keep money locked for a predefined period. A Fixed Maturity Plan or FMP is a close-ended mutual fund scheme usually with a tenure between one (1) month and five (5) years. Generally, investors invest in FMPs with tenures of 30, 180, 370, and 395 days. View More

Fixed maturity plans invest in high-quality debt fixed income instruments. FMP’s primary objective is to lock the current yield and offer steady returns without much volatility. As a result, FMPs are a viable alternative to conventional bank deposits and often deliver higher returns.

Kickstart your SIP journey with just ₹100!

+91
Resend OTP
OTP Sent Successfully

By proceeding, you agree to the T&C.

hero_form

List of Fixed Maturity Plans Mutual Funds

Filters
Red geometric emblem with white geometric shape in betweenNippon India FMP - XLV - Sr.5 - Dir Growth

8.07%

Fund Size (Cr.) - 60

Invest
Blue and red infinity-style symbol with Kotak Mutual fund written in whiteKotak FMP - Series 304 - 3119 Days - Direct Growth

6.63%

Fund Size (Cr.) - 123

Invest
Black and red square logo with a few white rectangles and a red rectangleHDFC FMP 2638D February 2023-Sr.47-Direct Growth

6.09%

Fund Size (Cr.) - 170

Invest
Red lamp lilke geometric icon with flame like illustration in orange and yellowBandhan FTP - Sr.179 - Direct Growth

5.97%

Fund Size (Cr.) - 374

Invest
Red geometric emblem with white geometric shape in betweenNippon India FMP - XLI - Sr.8 - Dir Growth

5.92%

Fund Size (Cr.) - 70

Invest
Blue circular emblem with three keyhole-shaped designs and a curved triangle together forming a tree like structure.SBI FMP - Series 1 (3668 Days) - Direct Growth

5.90%

Fund Size (Cr.) - 52

Invest
Blue circular emblem with three keyhole-shaped designs and a curved triangle together forming a tree like structure.SBI FMP - Series 34 (3682Days) - Direct Growth

5.66%

Fund Size (Cr.) - 30

Invest
Orange and red emblem with small i written in white.ICICI Pru FMP - Sr.85-10Years Plan I-Dir Growth

5.92%

Fund Size (Cr.) - 494

Invest
Red geometric emblem with white geometric shape in betweenNippon India FMP - XLIII - Sr.5 - Dir Growth

5.76%

Fund Size (Cr.) - 189

Invest
Blue circular emblem with three keyhole-shaped designs and a curved triangle together forming a tree like structure.SBI FMP - Series 6 (3668Days) - Direct Growth

5.77%

Fund Size (Cr.) - 38

Invest
View More

Who Should Invest in Fixed Maturity Plans?

Fixed maturity plans are debt funds investing in government securities, corporate bonds, certificates of deposit, call money, commercial papers, and the like. However, unlike standard debt funds, FMPs are close-ended. Although the returns of these funds are never guaranteed, it is relatively easy to predict the maturity value since investors know the interest rate, portfolio, and maturity date when investing. View More

Hence, you can invest in fixed maturity plans if you belong to any of the investors mentioned above categories:

  • You want to protect yourself from interest rate fluctuations and grow your capital sensibly.
  • You want bank FD-like flexibility to choose your investment tenure. So, if you invest in a 30-day FMP, you can get the principal and interest back exactly on the 31st day.
  • You want a little higher liquidity than bank FDs. FMPs are traded on the stock exchange. However, despite being listed and liquid, FMPs are generally not traded often for a scarcity of buyers.
  • You know the fundamentals of the debt market and how the prices of debt instruments move. The debt (secondary) market generally behaves opposite to the primary market. So, if the equity market goes up, the debt market typically remains subdued.
  • You have surplus cash in your account and earn higher returns than the savings account interest rate.
  • Your investment horizon is short to medium-term.
  • You will not need the money invested before maturity.
  • You want to experience market volatility without taking many risks.
  • You want better after-tax returns from an alternative investment option.

Popular Fixed Maturity Plans Mutual Funds

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 60
  • 3Y Returns
  • 8.75%

  • Nippon India FMP - XLV - Sr.5 - Dir Growth is an Fixed Maturity Plans scheme that was launched on 29-03-2023 and is currently under the management of our experienced fund manager Vikas Agrawal. With an impressive AUM of ₹60 Crores, this scheme's latest NAV is ₹13.3051 as of 8/12/2026 12:00:00 AM.


    Nippon India FMP - XLV - Sr.5 - Dir Growth scheme has delivered a return performance of 8.07% in the last 1 year, 8.75% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 60
  • 3Y Returns
  • 8.75%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 123
  • 3Y Returns
  • 8.37%

  • Kotak FMP - Series 304 - 3119 Days - Direct Growth is an Fixed Maturity Plans scheme that was launched on 27-12-2022 and is currently under the management of our experienced fund manager Deepak Agrawal. With an impressive AUM of ₹123 Crores, this scheme's latest NAV is ₹13.3818 as of 8/12/2026 12:00:00 AM.


    Kotak FMP - Series 304 - 3119 Days - Direct Growth scheme has delivered a return performance of 6.63% in the last 1 year, 8.37% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 123
  • 3Y Returns
  • 8.37%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 170
  • 3Y Returns
  • 8.14%

  • HDFC FMP 2638D February 2023-Sr.47-Direct Growth is an Fixed Maturity Plans scheme that was launched on 21-02-2023 and is currently under the management of our experienced fund manager Anupam Joshi. With an impressive AUM of ₹170 Crores, this scheme's latest NAV is ₹13.2711 as of 8/12/2026 12:00:00 AM.


    HDFC FMP 2638D February 2023-Sr.47-Direct Growth scheme has delivered a return performance of 6.09% in the last 1 year, 8.14% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 170
  • 3Y Returns
  • 8.14%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 374
  • 3Y Returns
  • 7.95%

  • Bandhan FTP - Sr.179 - Direct Growth is an Fixed Maturity Plans scheme that was launched on 11-03-2019 and is currently under the management of our experienced fund manager Harshal Joshi. With an impressive AUM of ₹374 Crores, this scheme's latest NAV is ₹18.1711 as of 8/12/2026 12:00:00 AM.


    Bandhan FTP - Sr.179 - Direct Growth scheme has delivered a return performance of 5.97% in the last 1 year, 7.95% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 374
  • 3Y Returns
  • 7.95%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 70
  • 3Y Returns
  • 7.93%

  • Nippon India FMP - XLI - Sr.8 - Dir Growth is an Fixed Maturity Plans scheme that was launched on 09-04-2019 and is currently under the management of our experienced fund manager Amit Tripathi. With an impressive AUM of ₹70 Crores, this scheme's latest NAV is ₹17.806 as of 8/12/2026 12:00:00 AM.


    Nippon India FMP - XLI - Sr.8 - Dir Growth scheme has delivered a return performance of 5.92% in the last 1 year, 7.93% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 70
  • 3Y Returns
  • 7.93%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 52
  • 3Y Returns
  • 7.92%

  • SBI FMP - Series 1 (3668 Days) - Direct Growth is an Fixed Maturity Plans scheme that was launched on 26-03-2019 and is currently under the management of our experienced fund manager Ranjana Gupta. With an impressive AUM of ₹52 Crores, this scheme's latest NAV is ₹17.7735 as of 8/12/2026 12:00:00 AM.


    SBI FMP - Series 1 (3668 Days) - Direct Growth scheme has delivered a return performance of 5.90% in the last 1 year, 7.92% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 52
  • 3Y Returns
  • 7.92%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 30
  • 3Y Returns
  • 7.87%

  • SBI FMP - Series 34 (3682Days) - Direct Growth is an Fixed Maturity Plans scheme that was launched on 23-04-2020 and is currently under the management of our experienced fund manager Ranjana Gupta. With an impressive AUM of ₹30 Crores, this scheme's latest NAV is ₹14.9453 as of 8/12/2026 12:00:00 AM.


    SBI FMP - Series 34 (3682Days) - Direct Growth scheme has delivered a return performance of 5.66% in the last 1 year, 7.87% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 30
  • 3Y Returns
  • 7.87%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 494
  • 3Y Returns
  • 7.86%

  • ICICI Pru FMP - Sr.85-10Years Plan I-Dir Growth is an Fixed Maturity Plans scheme that was launched on 12-03-2019 and is currently under the management of our experienced fund manager Darshil Dedhia. With an impressive AUM of ₹494 Crores, this scheme's latest NAV is ₹18.101 as of 8/12/2026 12:00:00 AM.


    ICICI Pru FMP - Sr.85-10Years Plan I-Dir Growth scheme has delivered a return performance of 5.92% in the last 1 year, 7.86% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 494
  • 3Y Returns
  • 7.86%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 189
  • 3Y Returns
  • 7.84%

  • Nippon India FMP - XLIII - Sr.5 - Dir Growth is an Fixed Maturity Plans scheme that was launched on 25-02-2022 and is currently under the management of our experienced fund manager Vikas Agrawal. With an impressive AUM of ₹189 Crores, this scheme's latest NAV is ₹13.552 as of 8/12/2026 12:00:00 AM.


    Nippon India FMP - XLIII - Sr.5 - Dir Growth scheme has delivered a return performance of 5.76% in the last 1 year, 7.84% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 189
  • 3Y Returns
  • 7.84%

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 38
  • 3Y Returns
  • 7.81%

  • SBI FMP - Series 6 (3668Days) - Direct Growth is an Fixed Maturity Plans scheme that was launched on 09-05-2019 and is currently under the management of our experienced fund manager Ranjana Gupta. With an impressive AUM of ₹38 Crores, this scheme's latest NAV is ₹17.283 as of 8/12/2026 12:00:00 AM.


    SBI FMP - Series 6 (3668Days) - Direct Growth scheme has delivered a return performance of 5.77% in the last 1 year, 7.81% in the last 3 years, and an since its launch. With a minimum SIP investment of just -, this scheme offers a great investment opportunity for those looking to invest in Fixed Maturity Plans.

  • Min SIP Investment Amt
  • -
  • AUM (Cr.)
  • ₹ 38
  • 3Y Returns
  • 7.81%
Clear All

Open Free Demat Account

Be a part of 5paisa community - The first listed discount broker of India.

+91
Resend OTP

By proceeding, you agree to all T&C*

footer_form