Medium to Long Duration Mutual Funds
Investing isn’t just about chasing high returns—it’s about finding the right balance between growth, stability, and timing. That’s where medium to long duration debt funds quietly shine. They don’t always make headlines like equity funds or small-cap sprints, but for investors with a bit of patience and a medium-to-long time horizon, they can offer a smart way to ride interest rate cycles while keeping credit risk relatively low. View More
List of Medium to Long Duration Mutual Funds
| Fund Name | Fund Size (Cr.) | 3Y Returns | 5Y Returns | |
|---|---|---|---|---|
 LIC MF Medium to Long Term Fund-Dir Growth | 175 | 7.41% | 6.28% | |
 ICICI Pru Medium to Long Term Fund - Direct Growth | 2,048 | 7.31% | 6.35% | |
 Kotak Medium to Long Term Fund - Direct Growth | 1,784 | 7.26% | 6.17% | |
 SBI Medium to Long Term Fund-Dir Growth | 2,046 | 6.98% | 6.21% | |
 HDFC Medium to Long Term Fund - Direct Growth | 830 | 6.87% | 5.81% | |
 JM Medium to Long Term Fund - Direct Growth | 30 | 6.79% | 5.39% | |
 Nippon India Medium to Long Term Fund - Dir Growth | 329 | 6.76% | 6.08% | |
 Bandhan Medium to Long Term Fund - Dir Growth | 429 | 6.68% | 5.27% | |
 HSBC Medium to Long Term Fund - Direct Growth | 49 | 6.57% | 5.24% | |
 UTI-Medium to Long Term Fund - Direct Growth | 305 | 6.42% | 8.54% |
| Fund Name | 1Y Returns | Rating | Fund Size (Cr.) |
|---|---|---|---|
| LIC MF Medium to Long Term Fund-Dir Growth | 5.07% Fund Size (Cr.) - 175 | ||
| ICICI Pru Medium to Long Term Fund - Direct Growth | 5.25% Fund Size (Cr.) - 2,048 | ||
| Kotak Medium to Long Term Fund - Direct Growth | 5.21% Fund Size (Cr.) - 1,784 | ||
| SBI Medium to Long Term Fund-Dir Growth | 5.03% Fund Size (Cr.) - 2,046 | ||
| HDFC Medium to Long Term Fund - Direct Growth | 4.42% Fund Size (Cr.) - 830 | ||
| JM Medium to Long Term Fund - Direct Growth | 3.78% Fund Size (Cr.) - 30 | ||
| Nippon India Medium to Long Term Fund - Dir Growth | 5.02% Fund Size (Cr.) - 329 | ||
| Bandhan Medium to Long Term Fund - Dir Growth | 5.97% Fund Size (Cr.) - 429 | ||
| HSBC Medium to Long Term Fund - Direct Growth | 3.55% Fund Size (Cr.) - 49 | ||
| UTI-Medium to Long Term Fund - Direct Growth | 4.06% Fund Size (Cr.) - 305 |
What is a Medium to Long Duration Mutual Fund?
When you’re planning for goals that are still a few years away—like a child’s education, a home purchase, or even just building a safety net—finding the right balance between risk and return matters. That’s where medium to long duration debt mutual funds come in.
Under SEBI’s framework, these funds fall into a specific category that ensures they maintain a Macaulay duration between 4 and 7 years—a key metric that reflects how sensitive the fund is to changes in interest rates.
Whether you're looking at medium or medium-to-long duration funds, both aim to offer better yields than short-term funds while keeping volatility lower than what you might face with long-duration bonds. For investors with a moderate risk appetite and a time horizon of 3 to 7 years, these funds can provide a relatively stable, inflation-beating return, especially in a fluctuating interest rate environment.
Popular Medium to Long Duration Mutual Funds
- LIC MF Medium to Long Term Fund-Dir Growth
- ₹ 200
- ₹ 175
- 7.41%
- Min SIP Investment Amt
- ₹ 200
- AUM (Cr.)
- ₹ 175
- 3Y Returns
- 7.41%
- Min SIP Investment Amt
- ₹ 200
- AUM (Cr.)
- ₹ 175
- 3Y Returns
- 7.41%
- ICICI Pru Medium to Long Term Fund - Direct Growth
- ₹ 100
- ₹ 2,048
- 7.31%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 2,048
- 3Y Returns
- 7.31%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 2,048
- 3Y Returns
- 7.31%
- Kotak Medium to Long Term Fund - Direct Growth
- ₹ 100
- ₹ 1,784
- 7.26%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 1,784
- 3Y Returns
- 7.26%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 1,784
- 3Y Returns
- 7.26%
- SBI Medium to Long Term Fund-Dir Growth
- ₹ 500
- ₹ 2,046
- 6.98%
- Min SIP Investment Amt
- ₹ 500
- AUM (Cr.)
- ₹ 2,046
- 3Y Returns
- 6.98%
- Min SIP Investment Amt
- ₹ 500
- AUM (Cr.)
- ₹ 2,046
- 3Y Returns
- 6.98%
- HDFC Medium to Long Term Fund - Direct Growth
- ₹ 100
- ₹ 830
- 6.87%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 830
- 3Y Returns
- 6.87%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 830
- 3Y Returns
- 6.87%
- JM Medium to Long Term Fund - Direct Growth
- ₹ 500
- ₹ 30
- 6.79%
- Min SIP Investment Amt
- ₹ 500
- AUM (Cr.)
- ₹ 30
- 3Y Returns
- 6.79%
- Min SIP Investment Amt
- ₹ 500
- AUM (Cr.)
- ₹ 30
- 3Y Returns
- 6.79%
- Nippon India Medium to Long Term Fund - Dir Growth
- ₹ 100
- ₹ 329
- 6.76%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 329
- 3Y Returns
- 6.76%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 329
- 3Y Returns
- 6.76%
- Bandhan Medium to Long Term Fund - Dir Growth
- ₹ 100
- ₹ 429
- 6.68%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 429
- 3Y Returns
- 6.68%
- Min SIP Investment Amt
- ₹ 100
- AUM (Cr.)
- ₹ 429
- 3Y Returns
- 6.68%
- HSBC Medium to Long Term Fund - Direct Growth
- ₹ 1000
- ₹ 49
- 6.57%
- Min SIP Investment Amt
- ₹ 1000
- AUM (Cr.)
- ₹ 49
- 3Y Returns
- 6.57%
- Min SIP Investment Amt
- ₹ 1000
- AUM (Cr.)
- ₹ 49
- 3Y Returns
- 6.57%
- UTI-Medium to Long Term Fund - Direct Growth
- ₹ 500
- ₹ 305
- 6.42%
- Min SIP Investment Amt
- ₹ 500
- AUM (Cr.)
- ₹ 305
- 3Y Returns
- 6.42%
- Min SIP Investment Amt
- ₹ 500
- AUM (Cr.)
- ₹ 305
- 3Y Returns
- 6.42%