SBI Technology Opportunities Fund

Equity | Sectoral / Thematic Mutual Funds
Monthly Amount Invested
  • Would Have Become
  • Invested Value
  • Total Gain
  • Returns
    -- per annum
₹500 ₹5,000 0.87 % 0★ ₹2,861 10 Years
Min SIP Min Lumpsum Expense Ratio Rating Fund Size (in Cr) Fund Age
₹500 ₹5,000 0.87 %
Min SIP Min Lumpsum Expense Ratio
0★ ₹2,861 Cr 10 Years
Rating Fund Size Fund Age

Scheme Objective

SBI Mutual Fund offers a mutual fund scheme specialised in the technology sector called the SBI Technology Opportunities Fund-Growth. This fund was established on July 14, 1999, and is now managed by fund managers Saurabh Pant and Mohit Jain.

By purchasing a diverse portfolio of equities and equity-linked securities issued by technology and technology-related firms, the SBI Technology Prospects Fund hopes to offer investors with opportunities for long-term capital gain. At least 80% of the fund is put towards equities of tech and tech-related firms.

Up to 20% of the SBI Technology Opportunities Fund’s assets may be invested in non-technology-related shares, debt, or money market instruments. The fund uses a bottom-up strategy to identify and invest in firms that stand to profit from technological innovation.

Pros & Cons

Pros Cons

Suitable for long-term investments

Not suitable for short-term

Delivered returns without frequent ups and downs

High risk fund

High expense ratio

How to invest in SBI Technology Opportunities Fund?

5paisa simplifies the process of investing in the SBI Technology Opportunities Fund. The approach has been made fully paperless and streamlined. Simply follow the instructions outlined below:

What is the expense ratio of the SBI Technology Opportunities Fund?

The yearly fees you pay to the mutual fund provider to manage your assets in that fund are reflected in a mutual fund’s expense ratio. The Fund’s returns are used to pay the Expense Ratio, which is calculated as a proportion of Assets Under Management (AUM). Since of this, a fund with a lower cost ratio is always preferable because a lesser portion of the returns will be removed, meaning that you will get greater returns.

Who should invest in SBI Technology Opportunities Fund?

One of the fastest-growing industries in recent years has been IT, and almost every major IT company in the world now has a presence in India. The technology industry is a rapidly expanding market that has attracted a lot of investors in recent years which makes this fund a lucrative choice.

  • Investors with a 5-7 year time horizon are good fits for the SBI Technology Opportunities Fund.
  • If you have a high-risk tolerance, you should consider investing in this fund. The volatility of technology funds is greater than that of diversified funds
  • Investors with an in-depth understanding of macro trends who are willing to gamble strategically in pursuit of superior returns relative to other Equity funds. Even if the market as a whole is doing well, these investors should nevertheless be prepared for the risk of moderate to severe losses in their assets.
  • For any investment to be successful, you must be willing to commit to the market for the long haul. Experts in Technology Funds do not recommend investing for the short term.

What are the benefits of investing in the SBI Technology Opportunities Fund?

The fund makes investments in the creation of high-impact technologies that may be utilised by businesses around the world to enhance their infrastructure, products, and services. It focuses on artificial intelligence (AI), robots, data science, and blockchain technologies.

  • Profit-to-Risk Ratio Very High

Since technology is one of the fastest-growing sectors, technology funds aim to outperform equities funds by maintaining a high allocation to that sector. All Sectoral Funds aim to outperform diversified funds by investing primarily in a single, high-growth industry. The fund’s returns might take a significant hit if this viewpoint fails, but it could outperform the market and other equities funds if the underlying industry thrives. As a result, the potential benefits outweigh the risks.

  • Capitalization-Wide Market Investment

While the emphasis is on a certain industry, it is not restricted to a specific market cap. Its primary focus is on investing in the stock of technology-related companies, while it makes investments in the stocks of businesses of all sizes. Whether a scheme or AMC invests a large portion of its funds in a single market cap or maintains a broadly diversified portfolio is a matter of discretion.

  • Steady Performance

As with any Sectoral Fund, the Technology Fund focuses on a single industry. There is not much variety available. All sectors experience market cycles and perform correspondingly, and when a sector is expanding, funds that concentrate on growth sectors provide the highest returns and increase the margin over the benchmark and other mutual funds. Over the years, the technology industry has delivered steady performance.

Scheme Performance

Returns and Ranks ( as on 22 March 2023 )
1 Year1Y 3 Years3Y 5 Years5Y MaxMax
Trailing Returns -8.7% 37.1% 21.0% 20.4%
Category Average -18.3% 33.5% 16.4% -

Scheme Allocation

Bharti Airtel
HCL Technologies
Tech Mahindra
Reverse Repos
Foreign Equity
Net Curr Ass/Net Receivables

Fund House Details

SBI Mutual Fund

SBI Technology Opportunities Fund

Fund Manager
Saurabh Pant

Exit Load

Exit Load 0.50% - If redeemed/switched out wihin 15 days from the date of allotment. Nil - If redeemed/switched out after 15 days from the date of allotment.

Advance Ratio

-0.02 1.2 0.87 -0.01
Alpha SD Beta Sharpe


Other Funds from the same Fund House

Peer Comparison

AMC Contact Details

SBI Mutual Fund
6,48,640 Cr
9th Floor,Crescenzo, C-39&39, G Block, Bandra kurla complex, Bandra (east), Mumbai-400 051.
Email ID:

Frequently Asked Questions

You can invest in SBI Technology Opportunities Fund in a quick and simple process. Follow the below steps;
  • Login to your 5paisa account, Go to the Mutual Funds section.
  • Search for SBI Technology Opportunities Fund in the search box.
  • Click on "Start SIP" if you wish to do a SIP or click on “One-time” if you wish to invest a lumpsum amount then click on "Invest Now"
The SBI Technology Opportunities Fund has delivered 20.4% since inception
The NAV of SBI Technology Opportunities Fund is ₹151.8 as of 22 March 2023.
The expense ratio of SBI Technology Opportunities Fund is 0.87 % as of 22 March 2023.
You can go to your holding on the app and click on the fund name you will get two options Invest More and Redeem; click on redeem and enter the amount or units you desire to redeem or you can tick on “Redeem all units”.
The AUM of SBI Technology Opportunities Fund is ₹6,48,640 Cr as of 22 March 2023
The minimum SIP amount of SBI Technology Opportunities Fund is ₹500
The top stock holdings of SBI Technology Opportunities Fund are
  1. Infosys - 27.03%
  2. TCS - 14.82%
  3. Bharti Airtel - 9.08%
  4. HCL Technologies - 6.4%
  5. Tech Mahindra - 4.92%
The top sectors SBI Technology Opportunities Fund has invested in are
  1. Infosys - 27.03%
  2. TCS - 14.82%
  3. Bharti Airtel - 9.08%
  4. HCL Technologies - 6.4%
  5. Tech Mahindra - 4.92%
Invest Now