Franklin Templeton vs HSBC Mutual Fund: Which Mutual Fund House is Better for You?

Franklin Templeton Mutual Fund and HSBC Mutual Fund are two globally connected but distinctly positioned AMCs (Asset Management Companies) in India. Franklin Templeton has long been admired for its value investing heritage, disciplined strategies, and strong performance across equity and debt categories. HSBC Mutual Fund, backed by the global banking group HSBC, leverages its international expertise and local presence to offer a wide variety of schemes with credible risk management.

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As of mid-2025, Franklin Templeton Mutual Fund AUM is about ₹1,22,292 crore in India. Meanwhile, HSBC Mutual Fund AUM is approximately ₹1,29,985 crore as of June 2025. Though the two are close in scale, their strengths, strategy, scheme variety, and investor appeal differ significantly. In this article, we compare Franklin Templeton AMC vs HSBC AMC across categories, top funds, strengths, who should pick which, etc., helping you decide which is better for your goals.

About the AMC

Fund Categories Offered

Here’s what each AMC offers in terms of product breadth:

Franklin Templeton Mutual Fund

• Franklin Templeton SIP plans.
• Franklin Templeton Equity Funds (focused, value, large-cap, mid-cap).
• Franklin Templeton Debt Funds (liquid, corporate bond, dynamic bond).
• Franklin Templeton ELSS (for tax saving).
• Franklin Templeton Hybrid Funds.
• Some global/outbound funds or fund-of-funds.

HSBC Mutual Fund

• HSBC SIP plans (large-/mid-/small-cap equity funds).
• HSBC Equity Funds.
• HSBC Debt Funds (short/medium/long duration, liquid etc.).
• HSBC ELSS (tax saving schemes).
• HSBC Hybrid Funds (conservative, balanced, aggressive hybrids).
• Sectoral & thematic funds.
• Index/ETF-type options in certain categories.
• Strong risk control and global exposure baked in some schemes.

Top Funds by Each AMC

Our easy-to-navigate page lets you compare mutual funds and make smarter investment decisions.

Unique Strengths of Each AMC

Franklin Templeton Mutual Fund Strengths

• Value & Discipline: Franklin is known for stock selection, often leaning toward value, quality, and long-term fundamentals rather than chasing short-term trends. This gives stability in volatile markets.
• Proven Equity Returns: Many Franklin Templeton Equity Funds have delivered strong long-term returns, making them among the Best Franklin Templeton Mutual Funds 2025 for long-term investors.
• Strong Debt Book: Franklin’s debt funds have good track record, useful for those seeking stable income or capital preservation.
• Portfolio Management: Franklin offers strong portfolio management, especially in focused and hybrid funds.
• Reputation and Trust: As a long-standing brand in India, Franklin Templeton is trusted, especially by investors who value transparency and governance.

HSBC Mutual Fund Strengths

• Wide Scheme Choice: HSBC has many more schemes across categories — equity, debt, hybrids, sectoral/thematic, ELSS. This diversity allows investors to pick schemes aligned with their specific risk appetite.
• Strong Global Insight: Backed by global network, HSBC leverages global research, ESG practices, risk controls.
• Solid AUM & Stability: HSBC’s large AUM (~₹1,29,985 crore) gives it economies of scale and ability to survive downturns.
• Hybrid & Sectoral Plays: Good choices for thematic investors via Infrastructure, Value, and Sectoral Funds.
• Accessibility: Easy to buy HSBC funds online; many schemes have low-minimum SIPs; good digital presence.

Who Should Invest?

Choose Franklin Templeton Mutual Fund if you:

• Prefer disciplined investment, high conviction equity strategies with value or quality focus.
• Want proven long-term performance rather than playing the newest thematic trend.
• Are interested in stable debt or liquid options as part of portfolio, with reliable returns.
• Do regular SIPs and prefer schemes with long track record.
• Care about portfolio management and governance.

Choose HSBC Mutual Fund if you:

• Want greater scheme variety — equity, ELSS, sectoral, hybrid — so you can diversify within one fund house.
• Are interested in thematic or global-exposure sectors, and want access to newer ideas.
• Seek tax-saving via ELSS along with performance.
• Need ease of access, digital usability, and frequent updates.
• Plan to build a diversified portfolio with both aggressive and moderate components.

Conclusion

Both Franklin Templeton and HSBC Mutual Fund are strong players in India’s AMC landscape, with unique strengths that appeal to different investor types. Franklin Templeton Mutual Fund is ideal for investors seeking disciplined, value-oriented equity, solid debt fund options, and stability across market cycles. HSBC Mutual Fund is better suited for investors wanting broad diversification, thematic options, global exposure, and a wide range of schemes to pick and tailor.

Explore our options in mutual fund and find one that aligns with your financial goals.