Tata vs Motilal Oswal Mutual Fund: Which Mutual Fund House is Better for You?

Tata Mutual Fund and Motilal Oswal Mutual Fund are two of India’s most recognized AMCs (Asset Management Companies), catering to millions of investors with diverse financial needs. While Tata Mutual Fund boasts a legacy of stability and trust, backed by the Tata brand, Motilal Oswal Mutual Fund has built its reputation on research-driven investing and a strong equity-focused portfolio.

As of June 2025, Tata Mutual Fund AUM (Assets Under Management) stands at ₹1.9 lakh crore, while Motilal Oswal Mutual Fund AUM is at ₹1.09 lakh crore. Both AMCs offer a wide range of investment schemes including Equity Funds, Debt Funds, Hybrid Funds, ETFs, and ELSS. But the real question is—which fund house is better for your goals in 2025? Let’s compare.

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About the AMC

Fund Categories Offered

Tata Mutual Fund Investment Schemes:

• Tata SIP options starting at ₹500 per month
• Tata Equity Funds for long-term growth
• Tata Debt Funds for conservative investors
• Tata ELSS (Equity Linked Saving Schemes) for tax saving under Section 80C
• Hybrid Funds (Balanced Advantage, Aggressive Hybrid)
• ETFs & Index Funds
• Portfolio Management Services (PMS)

Motilal Oswal Mutual Fund Investment Schemes:

• Motilal Oswal SIP starting from ₹500/month
• Motilal Oswal Equity Funds with strong thematic and sectoral exposure
• Limited but growing Debt Funds range
• Motilal Oswal ELSS for tax saving and equity exposure
• Wide choice of ETFs & Index Funds (like Nifty 50, Nasdaq 100 ETFs)
• Specialized portfolio management strategies

Top Funds by AMC (2025)

Visit our comparison page to compare mutual funds and understand the differences in performance and charges.

Unique Strengths of Each AMC

Tata Mutual Fund Strengths

• Backed by Tata Group’s trust and credibility
• Wide range of investment schemes across equity, debt, hybrid, and ELSS
• Strong presence in Debt Funds and hybrid categories
• Suitable for investors looking for stability and consistent returns
• Offers multiple tax-saving ELSS funds among the Top Tata mutual funds for tax saving
• Simple and accessible options for beginners like Tata SIP ₹500 per month

Motilal Oswal Mutual Fund Strengths

• Strong expertise in equity research and portfolio management
• Known for Best Motilal Oswal equity mutual funds for long-term wealth creation
• Wide variety of ETFs and Index Funds, including international exposure (Nasdaq 100, S&P 500)
• Focused strategies like Motilal Oswal Focused 25 Fund that deliver concentrated bets
• Growing SIP book, making it easier to Open SIP with Motilal Oswal
• Innovative global investing options for diversification beyond Indian equities

Who Should Invest?

Both AMCs cater to different investor personas.

Choose Tata Mutual Fund if you:

• Prefer stability and the backing of a trusted brand.
• Want to balance between Debt Funds, Equity Funds, and Hybrid Funds.
• Are a beginner looking to start with a Tata SIP ₹500 per month.
• Need Top Tata Mutual Funds for tax saving through ELSS.

Choose Motilal Oswal Mutual Fund if you:

• Are focused on long-term equity wealth creation.
• Want international exposure through global ETFs & Index Funds.
• Prefer concentrated and research-driven portfolios.
• Are looking for Best Motilal Oswal Mutual Funds 2025 to maximize equity-based growth.

Conclusion

Both Tata Mutual Fund and Motilal Oswal Mutual Fund are strong contenders in India’s AMC industry. Tata Mutual Fund stands out for its stability, strong brand trust, and balanced product offerings across equity, debt, hybrid, and ELSS schemes. Motilal Oswal Mutual Fund, on the other hand, shines in equity-focused strategies, ETFs, and global exposure, making it a preferred AMC for aggressive, growth-oriented investors.

Explore our options in mutual fund and find one that aligns with your financial goals.

In short, Tata AMC is ideal for conservative and balanced investors, while Motilal Oswal AMC is best suited for equity enthusiasts looking for long-term growth.