Zerodha vs Groww Mutual Fund: Which Mutual Fund House is Better for You?

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Last Updated: 14th October 2025 - 05:38 pm

Zerodha Mutual Fund and Groww Mutual Fund are two of India’s newest and most talked-about AMCs (Asset Management Companies). Backed by their highly popular discount broking and investment platforms, both fund houses have entered the mutual fund space with a promise to simplify investing for retail investors.

As of June 2025, the AUM of Zerodha Mutual Fund is ₹6,349 crore, while the AUM of Groww Mutual Fund is ₹2,000 crore. Both may be smaller in size compared to traditional AMCs, but their growing popularity shows how fintech-driven fund houses are reshaping India’s investment landscape.

But the big question is: Zerodha vs Groww Mutual Fund – which AMC is better for you in 2025? Let’s find out.

About the AMCs

Particulars Zerodha Mutual Fund Groww Mutual Fund
Overview Launched by India’s largest discount broker, Zerodha AMC focuses on transparent, low-cost mutual funds with simple structures. Backed by Groww, one of India’s fastest-growing investment platforms, Groww AMC emphasizes easy-to-understand products for millennials.
Product Range AUM (June 2025): ₹6,349 crore AUM (June 2025): ₹2,000 crore
Market Presence Known for Zerodha SIP, Zerodha equity funds, index funds, and debt funds. Known for Groww SIP, Groww equity funds, thematic funds, and ELSS.
Investor Appeal Easy to buy Zerodha Mutual Fund online or invest in Zerodha through 5paisa. Seamless options to buy Groww Mutual Fund online directly via Groww app or 5paisa.

Fund Categories Offered

Zerodha Mutual Fund AMC offers:

  • Zerodha Equity Funds (index-based, passive equity schemes)
  • Zerodha Debt Funds (low-cost bond and liquid funds)
  • Zerodha Hybrid Funds
  • Zerodha ELSS for tax saving
  • Zerodha SIP plans starting from ₹500 per month
  • Global ETFs and passive investment schemes

Groww Mutual Fund AMC offers:

  • Groww Equity Funds (diversified and thematic)
  • Groww Debt Funds (short-term and dynamic bond funds)
  • Groww Hybrid Funds
  • Groww ELSS for tax benefits
  • Groww SIP options starting from ₹500 per month
  • Innovative retail-focused investment schemes

Top Funds of Each AMC

These funds are widely regarded as the top AMC mutual funds for 2025 in their respective categories.

If you want to make an informed investment, our page allows you to compare mutual funds effectively.

Zerodha Mutual Fund Strengths:

  • Transparent, low-cost Zerodha AMC investment schemes ideal for cost-conscious investors.
  • Strong expertise in index-based investing with Zerodha equity funds.
  • Focus on passive strategies, making it easier for first-time investors.
  • Popular Zerodha SIP ₹500 per month entry option for beginners.
  • Seamless process to buy Zerodha Mutual Fund online through Zerodha Coin or other platforms.
  • Consistent Zerodha mutual fund returns in index-based funds, reducing fund manager bias.
  • Ability to open SIP with Zerodha instantly using its existing trading app.
  • Suitable for best Zerodha equity mutual funds for long-term passive investing.
  • Offers strong options in Zerodha debt funds for conservative investors.
  • Dedicated Zerodha portfolio management support for retail investors.

Groww Mutual Fund Strengths:

  • Popular among millennials and new investors due to simple, app-based onboarding.
  • Wide range of Groww equity funds including flexi cap, mid cap, and small cap.
  • Attractive Groww SIP ₹500 per month plans tailored for young investors.
  • Consistent Groww mutual fund returns in actively managed equity categories.
  • Strong Groww ELSS options for tax-saving under Section 80C.
  • Easy to buy Groww Mutual Fund online directly from the Groww app.
  • Options to invest in Groww through 5paisa and other platforms.
  • Top Groww mutual funds for tax saving include their ELSS schemes.
  • Retail-focused approach makes Groww AMC one of the most trusted new-age AMCs.
  • Personalized Groww portfolio management insights through its app.

Who Should Invest?

Both Zerodha and Groww Mutual Fund cater to different investor personas.

Choose Zerodha Mutual Fund if you:

  • Prefer conservative debt funds or passive index-based strategies.
  • Want transparent, low-cost funds with minimal expense ratios.
  • Are looking for best Zerodha equity mutual funds for long-term passive growth.
  • Want to start a simple Zerodha SIP ₹500 per month plan.
  • Value Zerodha AMC’s credibility as part of India’s top broker.

Choose Groww Mutual Fund if you:

  • Prefer actively managed Groww equity funds with potential for higher returns.
  • Are looking for top Groww mutual funds for tax saving through ELSS.
  • Want user-friendly app-based investing with easy Groww SIP options.
  • Are a young investor wanting exposure to small cap and thematic categories.
  • Prefer the personalized and digital-first approach of Groww AMC.

Conclusion

Both Zerodha Mutual Fund and Groww Mutual Fund are strong fintech-driven AMCs bringing innovation to India’s mutual fund space. Zerodha AMC is better suited for investors who prefer passive, low-cost, index-based strategies with stability, while Groww AMC appeals more to younger, aggressive investors looking for actively managed equity and thematic funds.

In short, if you’re exploring the Best Zerodha Mutual Funds 2025 or the Best Groww Mutual Funds 2025, your choice depends on whether you want passive low-cost stability (Zerodha) or active growth opportunities (Groww).

Explore our options in mutual fund and find one that aligns with your financial goals.

Frequently Asked Questions

What is the AUM of Zerodha Mutual Fund? 

What is the AUM of Groww Mutual Fund? 

Which Zerodha fund is best for SIP? 

Which Groww fund is best for SIP? 

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