SBI vs Axis Mutual Fund: Which Mutual Fund House is Better for You?

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Last Updated: 14th October 2025 - 05:28 pm

4 min read

Mutual funds have become one of the most preferred investment vehicles in India, and choosing the right Asset Management Company (AMC) is crucial for wealth creation. Among the top players, SBI Mutual Fund and Axis Mutual Fund stand out for their strong reputation, wide investor base, and competitive fund performance.

SBI Mutual Fund is India’s largest mutual fund house, managing an AUM (Assets Under Management) of over ₹11.45 lakh crore (as of June 2025). Backed by the State Bank of India, SBI MF is a household name, popular for its Debt Funds, Hybrid Funds, and beginner-friendly SIPs.

Axis Mutual Fund (Axis AMC), established in 2009, is a relatively younger player but has grown rapidly with an AUM of over ₹3.3 lakh crore (as of 2025). Known for its equity-focused funds, SIP culture, and consistent returns, Axis has become a favorite for retail investors.

If you are wondering “Is SBI Mutual Fund good?” or “Which Axis Mutual Fund is best for SIP?”, this detailed comparison will help you decide.

About the AMC

SBI Mutual Fund (SBI AMC) Axis Mutual Fund (Axis AMC)
Largest AMC in India with ₹11.45 lakh+ crore AUM. Fast-growing AMC with ₹3.3 lakh+ crore AUM.
Backed by the trusted State Bank of India brand. Supported by Axis Bank’s credibility and growing retail presence.
Popular in Debt Funds and Hybrid categories. Strong performer in Equity Funds and SIPs.
Offers SBI SIP ₹500 per month for beginners. Known for disciplined SIP book and consistent equity returns.

Fund Categories Offered

Both SBI AMC and Axis AMC offer a diverse range of investment schemes for different investor needs:

  • Equity Funds – Large Cap, Flexi Cap, Mid Cap, Small Cap, Focused Equity.
  • Debt Funds – Overnight, Liquid, Short Duration, Corporate Bond Funds.
  • Hybrid Funds – Aggressive Hybrid, Balanced Advantage, Multi-Asset.
  • Tax-Saving Funds (ELSS) – Eligible for tax deduction under Section 80C.
  • ETFs & Index Funds – Nifty 50, Sensex, sectoral ETFs.
  • Children’s & Retirement Plans – Goal-specific long-term products.

Top Funds of Each AMC

Here are the top 10 mutual funds from each AMC (as of 2025):

Find out how your options measure up when you compare mutual funds on our comprehensive comparison page.

Unique Strengths of Each AMC

SBI Mutual Fund Strengths

  • Largest Fund House in India: With ₹11.45 lakh+ crore AUM, SBI AMC leads the industry.
  • Extensive Reach: Easy to buy SBI Mutual Fund online or at SBI branches nationwide.
  • Debt & Hybrid Leadership: Known for robust SBI Debt Funds and Hybrid products.
  • Beginner-Friendly SIPs: Open SIP with SBI Mutual Fund starting from ₹500 per month.
  • Tax-Saving Edge: Top SBI ELSS schemes help salaried professionals save under Section 80C.
  • Strong Performance Across Categories: SBI mutual fund returns are competitive in equity, debt, and hybrid products.
  • Trusted Portfolio Management: Experienced fund managers ensure stable SBI investment schemes.

Axis Mutual Fund Strengths

  • Rapid Growth: Despite being younger, Axis AMC now manages ₹3.3 lakh+ crore AUM.
  • Equity Leadership: Axis Equity Funds like Axis Bluechip and Axis Midcap consistently deliver strong long-term returns.
  • SIP-Centric AMC: Many investors prefer Axis SIPs for systematic wealth creation.
  • Strong ELSS Offering: Axis Long Term Equity Fund (ELSS) is among the most popular tax-saving funds in 2025.
  • Consistent Equity Returns: Best Axis equity mutual funds for long-term have built strong investor confidence.
  • Tech-Driven Investing: Easy to invest in Axis Mutual Fund through 5paisa or other online platforms.
  • Focused on Retail Investors: Investor-friendly policies and disciplined Axis portfolio management.

Who Should Invest?

Your choice between SBI AMC and Axis AMC depends on your investment style and financial goals.

Choose SBI Mutual Fund if you:

  • Prefer conservative exposure with SBI Debt Funds and Hybrid products.
  • Value the SBI brand trust and its wide distribution network.
  • Are a beginner looking to start an SBI SIP with ₹500 per month.
  • Want reliable Top SBI mutual funds for tax saving through ELSS.
  • Seek stability from India’s largest fund house.

Choose Axis Mutual Fund if you:

  • Want to focus on equity-driven wealth creation.
  • Believe in systematic investing via Axis SIPs.
  • Prefer Best Axis equity mutual funds for long-term growth.
  • Need Top Axis ELSS schemes for tax benefits.
  • Trust a younger, dynamic AMC with consistent retail focus.

Conclusion

Both SBI Mutual Fund AMC and Axis Mutual Fund AMC are strong players with their unique advantages.

SBI Mutual Fund is ideal for conservative investors who prefer stability, strong Debt Funds, and beginner-friendly SIPs.

Axis Mutual Fund is better suited for investors seeking long-term equity growth, systematic wealth creation, and popular SIP-driven investment strategies.

Explore our options in mutual fund and find one that aligns with your financial goals.

In 2025, the smart approach could be diversifying across both fund houses—using SBI for debt and hybrid exposure, and Axis for equity-focused growth. Whether you want to buy SBI Mutual Fund online or invest in Axis Mutual Fund through 5paisa, both AMCs offer solid opportunities for wealth creation.
 

Frequently Asked Questions

Which is better for SIP – SBI or Axis Mutual Fund? 

Which AMC is better for tax-saving investments? 

Which AMC has lower expense ratios? 

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