UTI vs Mirae Asset Mutual Fund: Which Mutual Fund House is Better for You?

Our page makes it simple to compare mutual funds based on returns, risk, and management fees.

Unique Strengths of Each AMC

UTI Mutual Fund Strengths

• Legacy & Trust: Being the oldest AMC, the UTI fund house is trusted by millions of Indian investors.
• Wide Range of Products: From UTI Equity Funds to UTI Debt Funds and UTI ELSS, UTI covers every investor segment.
• Strong SIP Book: Affordable UTI SIP ₹500 per month makes it investor-friendly for beginners.
• Stable Performance: Known for consistent UTI mutual fund returns, especially in index and hybrid categories.
• Distribution Network: Extensive reach in rural and semi-urban areas.
• Tax-Saving Options: Popular Top UTI Mutual Funds for tax saving via UTI ELSS schemes.
• Portfolio Management: Offers comprehensive UTI portfolio management services for HNIs.

Mirae Asset Mutual Fund Strengths

• Fastest-Growing AMC: Among India’s youngest yet rapidly growing fund houses.
• Equity-Centric AMC: Mirae Asset Equity Funds like Emerging Bluechip and Large Cap Fund are popular for long-term wealth creation.
• Strong SIP Growth: Aggressive retail participation in Mirae Asset SIP plans.
• Global Expertise: Leverages international experience from Mirae Asset Group.
• Investor-Centric: Known for transparency, low expense ratios, and strong investor communication.
• Tax-Saving Potential: Offers some of the Best Mirae Asset Mutual Funds 2025 under the ELSS category.
• Digital Accessibility: Easy to Buy Mirae Asset Mutual Fund online and Invest in Mirae Asset through 5paisa.

Who Should Invest?

When deciding between UTI vs Mirae Asset Mutual Fund, consider your risk appetite and investment goals.

Choose UTI Mutual Fund if you:

• Prefer conservative debt and hybrid products.
• Are starting small with UTI SIP ₹500 per month.
• Value legacy, consistency, and strong UTI mutual fund returns.
• Want Best UTI equity mutual funds for long-term backed by trust.

Choose Mirae Asset Mutual Fund if you:

• Want aggressive growth via Mirae Asset Equity Funds.
• Prefer sector/thematic exposure like Mirae Asset Digital & Global FoFs.
• Are a millennial/young investor seeking higher returns.
• Want to explore Which Mirae Asset fund is best for SIP with equity focus.

Both AMCs allow investors to Open SIP with UTI or Mirae Asset easily through digital platforms and brokers like 5paisa.

Conclusion

Both UTI Mutual Fund AMC and Mirae Asset AMC are strong players, but they serve different investor personas.

UTI Mutual Fund is ideal for investors looking for stability, conservative allocation, and trust built over decades.

Mirae Asset Mutual Fund is better suited for growth-oriented investors who want to leverage strong equity funds and global expertise.

Explore our options in mutual fund and find one that aligns with your financial goals.

In short, Is UTI Mutual Fund good? Yes – for stability. Is Mirae Asset Mutual Fund good? Yes – for growth. The final choice depends on your risk appetite and financial goals.