Pan Card
by 5paisa Research Team Last Updated: 2023-05-30T17:16:08+05:30
Listen icon

Applying for a Permanent Account Number (PAN) card is an essential financial task for all Indian citizens, including minors. A PAN card not only serves as a unique identification number for tax purposes but also serves as a crucial document for opening bank accounts, making investments, and other financial transactions. However, the process of applying for a minor pan card can be slightly different than that of adults. 
This blog will guide you through the process of minor pan card apply online, the documents required, and other essential information.
 

Applying for a PAN Card for a Minor

When it comes to minor pan card apply, the process is straightforward and easy. It's essential to have a PAN Card as it serves as crucial identity proof. The Government provides two options for applying for a PAN Card under 18, which can be done either online or offline. The application process is streamlined, making it hassle-free and convenient for parents or guardians who want to apply on behalf of their minor. So, if you're looking to apply for a PAN Card for your minor, rest assured that the process is simple and straightforward.

Benefits of Applying for a PAN Card for a Minor

While most adults have a PAN card, many parents are unaware of the benefits of applying for a PAN card for their minor children. Here are some benefits of getting a PAN card under 18:

●    Establishes identity

A PAN card is a government-issued identity proof that can be utilized for multiple purposes, such as creating a bank account or getting a passport. By applying for a minor pan card, parents can establish their child's identity from an early age, making future transactions and dealings more straightforward.

●    Enables investment and nomination

If parents want to invest in the name of their minor child, a PAN card is mandatory. Additionally, a minor child can also be made a nominee in financial products or property. Having a minor pan card makes it easy to register the minor's name in such transactions, ensuring they have a legal right to their investments or assets.

●    Permanent number

Once obtained, a PAN card number remains permanent throughout the holder's lifetime, irrespective of any changes made to their name or address. By acquiring a minor PAN card, parents can establish the child's identity for life.

●    Helps in tax tracking

While income from investments or income earned by a minor is generally not taxable, certain conditions may apply. For instance, if the minor earns income through their own skills and talent, such as modeling or acting, it may be taxable. Having a Pminor pan card helps in tracking the income of a minor, which can be useful for taxation purposes.
 

Requirement of a PAN Card for a Minor

Having a PAN card under 18 is essential for minors in several scenarios. In cases where parents plan to nominate their minor child for their investments, shares, or other financial products, a PAN card becomes a necessity. Similarly, if parents invest in their child's name or open a bank account or Sukanya Samriddhi Yojana account for a minor daughter, a PAN card is mandatory. 
Additionally, even though a minor's income from investments or other sources is usually clubbed with their parent's income and not taxable, they need a minor pan card under specific circumstances. These include if they are physically disabled or earn income through their skills or knowledge. Therefore, having a minor pan card for a minor is crucial in various financial transactions and income-related matters.
 

Online PAN Card for Child Application Process

If you're looking to apply for a minor pan card, you can follow these simple steps:

●    Step 1: Visit the NSDL website

To apply for a minor pan card online, visit the official NSDL website.

●    Step 2: Choose the type and category of the application

Select 'New PAN - Indian Citizen (Form 49A)' as the application type and 'Individual' as the category.

●    Step 3: Fill in the application form

Fill in all the required details as per the instructions provided for filling out Form 49A. You will need to produce the following details:

1.    The child's personal information, such as their name, date of birth, gender, and contact details.
2.    Details of the parents or legal guardians, including their names, PAN numbers, and contact details
3.    Details of the documents being submitted as proof of identity and address

●    Step 4: Upload the photograph and documents

Upload a photograph of the child and all the necessary documents.

●    Step 5: Make the payment

Make the payment of the fee through options such as credit card, debit card, demand draft, or net banking, and then click on the 'Submit' button.

●    Step 6: Receive the acknowledgment number

Once the application is submitted, an acknowledgment number will be provided, which can be utilized to keep track of the application's status.

●    Step 7: Send the documents (if required)

If any documents were not uploaded, you can enclose them along with the demand draft (if this mode of payment was chosen) in an envelope and post it to the Income Tax PAN Services Unit in Pune.

●    Step 8: Receive the PAN card

Upon successful verification of the minor pan card application, you will receive the pan card at your address within 10 to 15 working days.
 

Procedure to update PAN Card of Minor on Becoming Major

Updating a minor's PAN card to reflect their status as a major is a simple and straightforward process that can be done by following the steps below:

●    Obtain Form 49A/49AA

The first step in updating a minor's PAN card to reflect their new status as an adult is to obtain Form 49A if they are an Indian citizen or Form 49AA if they are a foreign citizen. The official website of the Income Tax Department provides a downloadable version of the form.

●    Fill out the form

Next, complete the form with the appropriate information. The form will require personal information such as the applicant's name, date of birth, and PAN number, along with any new information such as a new address or name change. Make sure to sign the form and provide all necessary documents.

●    Gather necessary documents

Along with the form, the applicant must provide supporting documents including proof of identity, address proof, and a passport-sized photograph. These documents may vary depending on the situation, so it's important to check the official website for the most up-to-date list of required documents.

●    Submit the form

Once the form is filled out and all supporting documents are gathered, the form can be submitted either online or offline. If submitted online, the form can be submitted on the official Income Tax Department website. If submitted offline, the form and documents can be sent to the nearest TIN-FC (Tax Information Network Facilitation Centre).

●    Payment of fee

 fee of Rs. 107 is required for domestic addresses and Rs. 989 for international addresses. Payment can be made online through debit or credit card, net banking, or by demand draft.

●    Acknowledgment

After successful payment, an acknowledgment number will be provided for keeping track of the status of the application. Within a span of 10-15 working days, the new PAN card will be dispatched to the address provided in the form.
 

Documents Required to Apply for PAN Card for a Minor

To apply for a minor's PAN card, it is crucial to have all the required documents ready. The Income Tax Act allows the parents or guardians of the minor to apply for a PAN card on their behalf.  The following documents are required:

Type of Document

Acceptable Documents

Identity Proof

  • Government-issued photo identification, such as a Ration card, Aadhaar card, Driving license, Passport, Voter’s ID card, or Arm’s license.
  • Other valid forms of identification include a Pensioner card, Ex-servicemen card with a Central Government Health Service photo ID for the Contributory Health Scheme, a valid identification certificate signed by a MP, a MLA, an MLC, or a Gazetted Officer, or an official bank certificate with the applicant’s bank account number and an attested photocopy.

Address Proof

  • Government-issued address proof, such as an Aadhaar Card, Passport, Driving License, or Voter’s ID Card.
  • Other acceptable forms of address proof include utility bills (electricity, water, or gas), bank account statements, credit card statements, post office passbook, property registration document, property tax assessment order, domicile certificate, address certificate signed by a MP, a MLA, an MLC, or a Gazetted Officer, certificate from the employer, or accommodation allotment letter issued by the Central or State Government.

Age Proof

  • Certificate of Birth, Passport, or Aadhaar Card are valid forms of age proof.
  • Other acceptable forms of age proof include a recognized board mark sheet, an affidavit sworn in front of a magistrate stating the date of birth, a domicile certificate granted by the government resulting in the issuance of a photo ID card, a photo ID for the Central Government Health Service Scheme, or an Ex-servicemen Photo ID for the Contributory Health Scheme.

 

Note that the identity proof and address proof can be provided by any of the minor applicant’s parents or guardians and will be considered as the minor applicant's proof of identity and address. However, if Aadhaar is selected as evidence of date of birth, residence, or identification, the Aadhaar of the minor, not the representative's, should be entered into the application form. It is important to ensure that all the documents provided are valid and up-to-date and that they match the information provided in the application form.

Conclusion

Obtaining a PAN card for a minor can be a straightforward process as long as the necessary documents are provided and the application process is followed correctly. The PAN card not only acts as proof of identity but also serves as an important financial tool for other purposes. It is important to keep the PAN card updated as the minor reaches adulthood and to make sure that all information provided is accurate and up-to-date.

Open Free Demat Account

Resend OTP
Please Enter OTP

By proceeding, you agree to the T&C.

Frequently Asked Questions

A PAN Card is important for a minor in several situations. If you want your child to be the nominee for your investments, you need to have a PAN card for your child. Additionally, if you put money into your child’s name, you must have a PAN card for them. You might also need a PAN card for your child if you wish to open a Sukanya Samriddhi Yojana account or a saving account for your child. Moreover, if your youngster is making money, a PAN card may be necessary. The minor's income is often coupled with that of his or her parents. The exceptions to this rule are if the minor has a physical impairment, is blind, or has a separate source of income.

Certainly, minors are eligible to apply for PAN cards, and the Income Tax Department does not have any issues with issuing PAN cards to them. Parents or guardians may apply for a PAN card on behalf of the minor.

A Minor PAN card is valid for the lifetime of the holder, provided that a request for a PAN card update or correction is made once the child attains the age of 18. The update is necessary to add the child's photograph and signature to the card, which enables it to be used as proof of identification. Once the PAN card is updated, it will remain valid for the holder's lifetime.

Yes, it is possible to open a minor account online without a PAN card. Some banks may require a PAN card for opening an account, while others may only ask for the parent’s or guardian’s PAN card details.

While a minor PAN card may be accepted as identity proof for children under the age of 5, it is imperative to obtain one if you wish to appoint your minor child as a nominee for your property or other investments. When making investments in a minor's name, providing their PAN card details is mandatory.

To contact PAN customer care, you can call the Protean eGov customer care at +91 020 – 27218080 or the UTIITSL PAN Assistance Center at +91 033 – 40802999. These numbers can be used to ask any questions or concerns regarding the PAN application process or PAN card issuance.