Stock SIP
Have you been telling yourself to start investing in the stock market but never quite managed to begin? It’s understandable; investing requires time, effort, and a lot of research. But that’s where Stock SIPs come in to ease your process.(+)
Choose your stock
- -25.94 % 1Y Return
- -10.49% 3Y Return
- 4.92% 5Y Return
- ₹ 2262.1
- ₹ 226.21 (10.00%)
- 38.96 % 1Y Return
- 30.51% 3Y Return
- 27.48% 5Y Return
- ₹ 11286.4
- ₹ 1128.64 (10.00%)
- -8.74 % 1Y Return
- 14.44% 3Y Return
- 11.08% 5Y Return
- ₹ 4055.7
- ₹ 405.57 (10.00%)
- -1.37 % 1Y Return
- 0.85% 3Y Return
- 2.7% 5Y Return
- ₹ 2342.95
- ₹ 234.3 (10.00%)
- -14.5 % 1Y Return
- 12.31% 3Y Return
- 20.53% 5Y Return
- ₹ 967.4
- ₹ 96.74 (10.00%)
- -7.2 % 1Y Return
- 15.79% 3Y Return
- 31.97% 5Y Return
- ₹ 742.75
- ₹ 74.28 (10.00%)
- 12.02 % 1Y Return
- 15.29% 3Y Return
- 33.36% 5Y Return
- ₹ 6900
- ₹ 690 (10.00%)
- 13.77 % 1Y Return
- 30.96% 3Y Return
- 19.79% 5Y Return
- ₹ 518.65
- ₹ 51.87 (10.00%)
- 9.21 % 1Y Return
- 1.43% 3Y Return
- 14.04% 5Y Return
- ₹ 2754.75
- ₹ 275.48 (10.00%)
- 27.02 % 1Y Return
- 26.65% 3Y Return
- 25.92% 5Y Return
- ₹ 3166.9
- ₹ 316.69 (10.00%)
- 4.62 % 1Y Return
- 2.19% 3Y Return
- 12.3% 5Y Return
- ₹ 7397.15
- ₹ 739.72 (10.00%)
- 2.69 % 1Y Return
- 35.11% 3Y Return
- 19.36% 5Y Return
- ₹ 228.38
- ₹ 22.84 (10.00%)
- -32.65 % 1Y Return
- 4.49% 3Y Return
- -6.06% 5Y Return
- ₹ 970.95
- ₹ 97.1 (10.00%)
- 40.92 % 1Y Return
- 33.24% 3Y Return
- 26.44% 5Y Return
- ₹ 1631.75
- ₹ 163.18 (10.00%)
- 1.53 % 1Y Return
- 72.26% 3Y Return
- 53.09% 5Y Return
- ₹ 525.45
- ₹ 52.55 (10.00%)
- 29.11 % 1Y Return
- 33.5% 3Y Return
- 38.01% 5Y Return
- ₹ 896.8
- ₹ 89.68 (10.00%)
- -3.06 % 1Y Return
- 16.21% 3Y Return
- 23.51% 5Y Return
- ₹ 1102.25
- ₹ 110.23 (10.00%)
- 24.74 % 1Y Return
- 1.74% 3Y Return
- 3.38% 5Y Return
- ₹ 598.05
- ₹ 59.81 (10.00%)
- 8.78 % 1Y Return
- 14.33% 3Y Return
- 19.03% 5Y Return
- ₹ 10693.75
- ₹ 1069.38 (10.00%)
- 19.24 % 1Y Return
- 35.75% 3Y Return
- 22.43% 5Y Return
- ₹ 8460.85
- ₹ 846.09 (10.00%)
- 10.17 % 1Y Return
- 3.54% 3Y Return
- 12.8% 5Y Return
- ₹ 1743.3
- ₹ 174.33 (10.00%)
- -23.98 % 1Y Return
- -26.66% 3Y Return
- 19.28% 5Y Return
- ₹ 802.8
- ₹ 80.28 (10.00%)
- -38.62 % 1Y Return
- -17.5% 3Y Return
- 39.17% 5Y Return
- ₹ 1031.7
- ₹ 103.17 (10.00%)
Stock SIP Calculator
What is Stock SIP?
A stock SIP, or Systematic Investment Plan, is a disciplined approach to investing in the equity market. Similar to mutual fund SIPs, stock SIPs allow you to invest regularly in shares, index exchange-traded funds (ETFs), and gold ETFs. Instead of making a lump sum investment, you can spread your investments into smaller, manageable amounts at your desired frequency i.e. daily, weekly, or monthly.
This investment method, sometimes also referred to as DIY SIP (Do It Yourself SIP), enables you to build wealth over time by taking advantage of market fluctuations. By investing a fixed amount regularly, you can purchase more units when prices are low and fewer units when prices are high, effectively averaging out market risks and enhancing potential returns through compounding.
Benefits of Investing in a Stock SIP
Stock SIPs offer several advantages that make them an effective and beginner-friendly investment option. Here’s a closer look at how they can benefit investors:
1. Helps in Building Wealth Over Time - Stock SIPs enable you to work towards your financial goals systematically. By investing a small, fixed amount at regular intervals, you can build wealth over time and achieve objectives like buying a home, funding education, or planning for retirement.
2. Cultivate Investment Discipline - With stock SIPs, investments are automated and scheduled at intervals of your choice. This systematic approach fosters discipline, ensuring you stay committed to your investment plan while managing your finances effectively.
3. Reduces Risk Through Rupee Cost Averaging - Stock SIPs utilize rupee cost averaging, a technique where you invest a fixed amount regularly, regardless of market conditions. When stock prices are low, you acquire more shares; when prices are high, you buy fewer. Over time, this approach reduces the average cost of your investments and mitigates the impact of market volatility.
4. Requires a Small Starting Amount - Stock SIPs are majorly affordable, so you don’t need a large sum to get started. This allows you to invest in shares across various companies and sectors gradually, helping you create a diversified portfolio without straining your budget.
5. Simplifies Market Monitoring - With stock SIPs, there’s no need to constantly track the market. The regular investment schedule and rupee cost averaging work together to ease the stress of timing the market, making it an ideal choice for investors with busy schedules.
6. Flexible and Customizable - Stock SIPs offer the flexibility to choose stocks, ETFs, or other investment options that align with your financial goals. You can also adjust the investment amount and frequency based on your evolving needs and risk tolerance, giving you greater control over your investment journey.
How to Start a Stock SIP with 5paisa?
Setting up a stock SIP on 5paisa is easy, here’s what you need to do:
1. Log in to the 5paisa app and search for the stock you wish to start an SIP for.
2. Select the stock name to view its details, then tap on the ‘SIP icon’ below the stock price.
3. Choose ‘Start SIP’ and specify your preferred frequency (daily, weekly, or monthly) and the quantity of shares.
4. Click ‘Start Stock SIP’ and confirm your payment details to complete the setup and begin your Stock SIP on 5paisa.
When Is the Right Time to Invest in Stock SIP?
A famous proverb goes, 'The right time to plant a tree was 20 years ago, and the second-best time is now'. Similarly, there is no right time to start investing. But now would be a good time to start if you haven't started.
Market fluctuations and current economic scenarios may not seem appealing. But do not let that deter you from investing in your future. Stock investment and risk go hand- in-hand, but SIPs minimize the risk potential by spreading it over time. The longer you invest, the lesser the risk.
Even if you feel cautious, investing small amounts regularly is a good way to test the waters. It will help you evaluate whether stock SIP assists you with your financial objectives.
Frequently Asked Questions
Is investing in stock SIP safe?
Stock SIPs are relatively safer for equity investing as they involve smaller, regular investments over time. This approach reduces risks through rupee cost averaging, minimizing the need for constant market monitoring.
Is there a lock-in period for stock SIPs?
No, stock SIPs have no lock-in period. You can start, pause, or stop your SIP at any time, offering complete flexibility and control over your investments.
How does a Stock SIP differ from a traditional SIP?
A traditional SIP invests in mutual funds, while a stock SIP invests directly in stocks or ETFs. Stock SIPs offer customization in choosing specific stocks, providing greater control over your portfolio.
Can I start a stock SIP with a small amount of money?
Yes, you can start a stock SIP with as little as ₹500 or ₹1,000. This affordability makes it an ideal option for new or budget-conscious investors.