Savings Schemes

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EPF Form 10C

EPF or Employees' Provident Fund is a retirement benefits scheme where employees contribute a portion of their salary...

EPF Form 31

The Employee Provident Fund, or EPF, is a retirement benefits program that allows you to build a retirement fund. A financial...

EPF Claim Status

EPF (Employees' Provident Fund), also known as PF (Provident Fund), is a mandatory retirement savings plan for workers of...

Post Office Savings Schemes

The Post Office offers various types of investment schemes to investors. Each scheme differs in terms of the rate of return...

Post Office Monthly Income Scheme

Opting for a Post Office Monthly Income Scheme (POMIS) investment is easy with minimal documentation. However, before...

Post Office Tax Saving Schemes

Post Office tax saving schemes are flagship investment schemes that post offices offer all over India. The main aim...

National Savings Scheme

A National Savings Scheme (NSS) is a government-sponsored savings instrument. Typically, a licensed financial...

Universal Account Number: Benefits, Services & Online Process

The Provident Fund is a welfare plan for employees. This plan allows employers to deduct a fixed amount each month from the employees'...

UAN Member Portal

The Universal Account Number (UAN) is an identification number assigned to every registered member of EPFO. Issued...

UAN Registration & Activation Online

UAN activation is imperative to avail of any online service related to EPF. UAN helps the employee as well as the employer to track multiple...

Employee Provident Fund (EPF)

The EPF scheme, launched in 1951, caters to more than fifty million individuals. It is a welfare scheme governed by...

Check Your EPF Balance Online

Employee Provident Fund (EPF) is a savings scheme offered by the Employees' Provident Fund Organisation...

EPF Interest Rate

The Employees’ Provident Fund Scheme is a trusted tax-free investment solution designed to expand the savings of the salaried class...

EPF Form 5

The Indian government uses the Employment Provident Fund Scheme to offer trusted retirement and savings options for salaried employees.  As part of this scheme, employers...

Atal Pension Yojana (APY)

Atal Pension Yojana (APY) is a guaranteed pension scheme up to Rs. 5,000 by the Government of India.

PPF Withdrawal

In 1968, PPF investments were introduced by the Finance Ministry to enable individuals to save small portions of their earnings...

EPS - Employee Pension Scheme

EPS was introduced in 1995 for employees at factories and similar establishments. The principal employer needs to contribute...

PF Withdrawal Form

Provident Fund (PF), also known as EPF (Employees’ Provident Fund), is an essential, beneficial savings plan designed ...

PF Form 19

EPF (Employees’ Provident Fund) is a popular savings cum retirement plan where both employer and employee contribute a...

Kisan Vikas Patra (KVP)

Kisan Vikas Patra (KVP) is a government initiative in India. The scheme was brought into action in the year 1988. As mentioned...

Jeevan Pramaan Patra - Life Certificate for Pensioners

Jeevan Pramaan Patra is proof of the existence of an individual who wishes to receive a pension for post-retirement plans. These...

National Pension Scheme (NPS)

Most people wonder what is National Pension Scheme. Well, a National Pension Scheme (NPS) is a government-based pension scheme in India. Indian citizens...

NPS Returns

National Pension Scheme (NPS) is a government-run program for Indian citizens. It allows them the opportunity

PF Withdrawal Rules 2022

Provident Fund, also referred to as Employees Provident Fund, is a mandatory retirement cum savings...

KVP Interest Rate

Kisan Vikas Patra is an extremely flexible investment scheme backed by the government of India. The savings scheme is available at all the post offices in India...

Swavalamban Pension Yojana

The Swavalamban pension plan was a micro-pension plan launched in the year 2010 with government backing. The scheme...

NSC – National Savings Certificate

The National Savings Certificate is primarily promoted as a savings plan for individuals. Therefore...

NSC Interest Rate

NSC, abbreviated for National Savings Certificate, is one of the most popular investment instruments for assured returns and tax benefits. It...

How To Check PPF Account Balance

PPF, abbreviated for Public Provident Fund, is a long-term, government-supported investment with a maturation period of 15 years. The...

Why Invest in PPF?

A Public Provident Fund is one of the most widely invested because of the PPF investment benefits it provides...

Saksham Yuva Yojana

The State Government of Haryana has launched the Saksham Yuva Yojana, an initiative focusing on the welfare and development of unemployed, educated youth. The project aims to provide monthly financial assistance to...

What is Form 15g

Form 15G is a self-declaration form that allows individuals to avoid TDS (Tax Deducted at Source) deductions on their interest income from fixed deposits, savings accounts, or recurring deposits. Individuals under 60 having a total income...

What Is NPS Interest Rates?

The contributions to the scheme and the selected asset classes determine the interest or return earned from NPS. The returns generated on NPS investment...

What is EDLI?

The Government introduced the Employees Deposit Linked Insurance Scheme (EDLI) in 1976 to offer social security benefits to private...

Foreign Currency Non Resident Account (FCNR)

Foreign Currency Non-Resident account (FCNR) is a type of bank account opened by Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) to deposit their foreign earnings in a foreign currency...

PRAN Card

The Pran Card full form is Permanent Retirement Account Number (PRAN), and it is a physical card. It is issued by NSDL e-Governance Infrastructure Limited...

List of Bank Mergers

Banking mergers involve two or more banks combining their operations and resources to become one. The merged entity is usually a...

Unit Link Insurance Plan (ULIP)

The ULIP full form stands for Unit Link Insurance Plan. It is an insurance plan that provides policyholders with coverage against life risks and simultaneously offers them a market-linked investment option. In today's world, where the market is constantly changing and offering lucrative investment opportunities, ULIPs provide a great platform to investors...

GPF Interest Rates 2023

The General Provident Fund is a savings and retirement scheme that has been established specifically for government employees in India...

SBI Annuity Deposit Scheme

As one of the biggest and most reliable banks in India, the State Bank of India (SBI) offers a variety of deposit schemes to meet the diverse financial needs of its customers....

Pension Fund Regulatory & Development (PFRDA)

The PFRDA was established in 2003 to foster growth, oversee, and enhance India's pension sector. PFRDA full form is addressed as Pension Fund Regulatory and...

General Provident Fund (GPF)

The full form of GPF is General Provident Fund. It is a savings scheme that caters to the financial needs of government employees in India. Introduced in 1960, the government manages the fund...

Senior Citizen Saving Scheme (SCSS)

The Senior Citizen Savings Scheme is a safe and lucrative investment option for senior citizens. Senior citizen saving scheme interest...

NPS Tier 1

National Pension Scheme or NPS Tier I is India's government-sponsored retirement savings programme. A person pays a certain amount ...

NPS Tier 2

National Pension Scheme Tier II was introduced by the Indian Government, which is a retirement-focused pension scheme. Initially, it was exclusively for ...

What are Tier 1 and Tier 2 in NPS?

National Pension System (NPS) is a popular investment scheme launched by the Government of India for retirement planning...

EPF Form 2

The Employees' Provident Fund Scheme, 1952, mandates every employee to nominate one or more members to their EPF account...

EPF vs EPS

Both EPF and EPS are important savings schemes for employees in India. While EPF focuses on creating a retirement corpus for employees, EPS provides pension benefits for employees after retirement...

NPS (National Pension Scheme Charges)

The full form of NPS is the National Pension Scheme. It is a pension scheme launched by the Government of India in 2004...

Atal Pension Yojna vs NPS

The full form of NPS & APY is National Pension Scheme and Atal Pension Yojna, respectively. They are two of the most popular retirement planning...

Pradhan Mantri Awas Yojana

The Pradhan Mantri Awas Yojana is government-backed housing finance in India. The affordable housing scheme was launched on 1 June 2015. Initially, the last date for availing of the scheme was 31 March 2022. But the date...

What is Fixed Deposit?

Fixed deposit meaning is a type of investment offered by financial institutions where an individual can deposit a lump sum of money...

Superannuation Meaning: What is Superannuation

Superannuation is a term that is often used in discussions about retirement savings. This financial arrangement allows...

NPS vs PPF

One of the crucial aspects of financial planning is retirement planning, of which two of the most popular investment methods are the Public Provident Fund (PPF) and the National Pension Scheme (NPS)...

EPF Form 10D

All employees registered with the Employee Provident Fund Organisation (EPFO) are automatically enrolled in the Employee Pension Scheme (EPS)...

Difference Between VPF And PPF

The VPF vs PPF are the most well-known provident funds in India. These provident funds can provide average returns to....

Introduction to Savings Schemes

Due to the fact that many people lack financial literacy, managing funds becomes difficult. The...

PF Balance Check without UAN number

Employee Provident Fund is a retirement welfare scheme the Indian Government introduced for private sector employees...

PF Balance Check with UAN Number Without Password

Retirement planning, especially when PF balance check with UAN number without password, is a pivotal component of one's financial journey....

EPF vs PPF

Financial stability and securing a comfortable future require careful consideration when selecting savings and investment tools.....

How to Transfer Your PF from One Company to Another?

Are you planning to move to a new company? If it’s a yes, then you must consider an important aspect...

TDS on PF Withdrawals: A Comprehensive Guide

Understanding taxation is crucial to managing your finances effectively in personal finance...

How to Download Your EPF Passbook: A Comprehensive Guide

One tool stands out as an essential document in financial planning and securing your future - the EPF (Employee Provident Fund) Passbook...

How to Check PF Balance in Mobile: A Comprehensive Guide

In our modern, fast-paced digital world, it's incredibly easy to keep track of your Employee Provident Fund (EPF) balance...

How to Raise Grievance in EPFO

In India, the Employees' Provident Fund Organization (EPFO) is a beacon of financial security for employees...

How to Merge Two PF Accounts?

Managing your finances can sometimes feel like assembling a puzzle with missing pieces...

How To Merge Two UAN Numbers Online

When it comes to managing your EPF accounts, having multiple UANs can be both confusing and problematic. It's a common situation that ...

What is member ID in PF?

The Member ID in the Employee Provident Fund (PF) is a unique identifier that plays a pivotal role in India's social security system....

Balika Samridhi Yojana

Balika Samridhi Yojana is a social welfare scheme introduced by the Government in India in the year 1997.

What is Pradhan Mantri Jan Arogya Yojana

PM JAY is a famous health insurance scheme that offers coverage of up to ₹5 lakh per family annually, covering both secondary and tertiary hospitalization expenses.

PPF Interest Rates 2023 - 24

The PPF Interest rates2024 refers to the Public Provident Fund. It is a government-backed saving scheme. It has been brought forward with the motive of delivering the advantages of tax saving to people.

Post Office PPF Interest Rate

With a high Post Office PPF Interest Rate, individuals can store their extra funds, earn secured returns and make significant savings.

Loan Against PPF

The facility for a PPF account loan is available to those seeking funds before completing six years of investment.

ELSS Vs PPF

Two notable schemes in this context are the Equity Linked Savings Scheme (ELSS) and the Public Provident Fund (PPF). These schemes not only yield high returns but also come with income tax benefits.

PPF Online Payment

PPF online payment is usually a simple process that enables you to make your investment in a hassle-free manner.

PPF Account for Minors

PPF account for minors is among the most reliable and time-tested investment schemes for Indian citizens.

PPF Account Age Limit

There is no specified PPF account age limit for opening and activating a PPF bank account. The adults, along with the children, are also eligible for having a PPF account.

PPF Deposit Limit

The PPF deposit limit refers to the maximum amount of money that you can invest annually in a Public Provident Fund (PPF) account.

PPF Account Withdrawal Rules

As you have completed the PPF account extension, you are allowed to withdraw the particular amount that was parked in the account during maturity.

Post Office PPF Account

The segment of post is also referred to as the ‘post office' in regular terminology. It is one of the earliest and most significant organizations at present.

Best Child Investment Plans In India

Almost every parent wants to offer their children a stable life so they can live comfortably. For this, they have to invest in a child's future, and undoubtedly, numerous options are available in India.

National Pension Scheme (NPS) Withdrawal Rules

National Pension Scheme for NRI

NPS Customer Care Number

NPS Lite Aggregators List

NPS v/s SIP

How to Change Details in Atal Pension Yojana Scheme

The Atal Pension Yojana (APY) is a government-backed pension scheme in India that aims to provide financial security to individuals in their old age.

How to Close Atal Pension Yojana Account

The Atal Pension Yojana (APY), a government-backed initiative, provides a predetermined pension to individuals employed in the unorganised sector who are not entitled to a regular pension.

How To Open Atal Pension Yojana (APY) Account Online

Launched by the Government of India, Atal Pension Yojana focuses on offering a guaranteed pension to those who may not have access to formal pension plans.

Atal Pension Yojana Tax Benefits

The Atal Pension Yojana program is overseen by the Pension Fund Regulatory and Development Authority (PFRDA).

Difference Between APR vs APY

The terms APR and APY are significant if you want to borrow or invest money. APR and APY play a vital role in the calculation of interests.