Personal Finance Articles

Buying your own home might be a long time desire for you. You have everything planned right from the location, the type of property, to your interiors and furniture. You even make a proper budget regarding your spending so as to be eligible for a bet

When investors see an extra line marked as GST on their brokerage bills, it often raises concern. Many assume it eats into their profits heavily. In reality, the Goods and Services Tax in stock trading applies only to specific service components and

Your 50s are a defining decade for your finances. The children may have grown up, your career is likely at or near its peak, and retirement is no longer something that belongs “in the future”. It is now a tangible milestone that demands a sharper

Slow and steady wins the race. We all believed in this until we all saw what fast and furious could do. Wouldn’t you want to drive a Lamborghini instead of a regular sedan? Wouldn’t you want to travel in a speedboat instead of a row boat? Need

The CAGR formula is a very important tool for investors who want to understand how an investment grows over time. Many people confuse CAGR with average annual returns, but CAGR gives a more precise picture by accounting for the compounding effect, wh

With the fast-paced financial industry nowadays, especially if you are new, knowing when to finally invest in stocks can feel overwhelming. It feels like the whole market is either too early or too late, with influencers endorsing hot stocks and news

Most Indian households keep a large part of their money in savings bank accounts because they feel safe, simple, and easy to use. However, liquid funds, a type of debt mutual fund, are becoming popular since they usually offer higher returns while st

Every tax season, investors face the familiar question: “What’s the best way to save tax under Section 80C?” Among the most discussed options are ELSS (Equity Linked Savings Scheme) and Tax Saving Fixed Deposits (FDs). Both come with their own

Loans against assets represent a promising avenue in an ever-fluid economic environment full of opportunities. People and enterprises find themselves hanging onto the thread of liquidity. It is not always a wise decision to encroach on your long-term