ટોચના 5 પરફોર્મિંગ પીએસયુ મ્યુચ્યુઅલ ફંડ

જ્યારે તમે ભારતની વૃદ્ધિની વાર્તામાં રોકાણ કરવા વિશે વિચારો છો, ત્યારે સરકાર-સમર્થિત ઉદ્યોગો ગંભીર વિચારણાને પાત્ર છે. જાહેર ક્ષેત્રના ઉપક્રમો અથવા પીએસયુ, તાજેતરના વર્ષોમાં સૌથી મજબૂત ઇન્વેસ્ટમેન્ટ થીમમાંથી એક બની ગયા છે, અને તેમની આસપાસ બનાવેલ મ્યુચ્યુઅલ ફંડ વાસ્તવિક સંપત્તિ-નિર્માણની તકો મેળવી રહ્યા છે.

If you have been wondering whether PSU funds deserve a spot in your portfolio, this blog breaks down the five best-performing ones in the market today.

ભારતીય બજારોમાં રોકાણ કરો અને 5paisa સાથે ભવિષ્યની ક્ષમતાને અનલૉક કરો!

હમણાં એકાઉન્ટ ખોલો

પીએસયુ મ્યુચ્યુઅલ ફંડનું ઓવરવ્યૂ

ઈન્વેસ્કો ઇન્ડીયા પીએસયૂ ઇક્વિટી ફન્ડ

Launch: November 18, 2009

If you want one fund that reliably beats its peers, Invesco's offering is it. Over the last three years, this fund has delivered a stunning 31.14% CAGR. More impressively, it's maintained this performance while keeping costs reasonable.

The fund's strength lies in its consistent execution. Over a decade, it has delivered 17.12% annualised returns since inception. Even when the broader market stumbled, Invesco protected downside effectively.

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What's particularly attractive for long-term investors is the SIP performance. If you had invested ₹1,000 monthly for 10 years starting in November 2015, your ₹1,20,000 investment would have grown to ₹3,89,010, a return of 224%.

એસબીઆઈ પીએસયૂ ફન્ડ

Launch: July 07, 2010

Size matters in mutual funds. With nearly ₹5,762 crore under management, SBI's PSU fund is the largest in this category, commanding the trust of hundreds of thousands of investors. This scale brings advantages, better liquidity, more active fund management flexibility, and the resources of SBI's research team backing investment decisions.

SBI PSU Fund has been a steady wealth-builder, delivering 30.13% CAGR over three years. Since its launch in 2013, it has provided 12.07% annualised returns, demonstrating that this isn't a flash-in-the-pan performance. More importantly, you get exposure to India's most critical sectors through a carefully curated portfolio.

એબીએસએલ પીએસયૂ ઇક્વિટી ફન્ડ

Launch: December 30, 2019

Here's something that should catch every cost-conscious investor's attention: a 0.61% expense ratio, the lowest among all five funds. Over 20-30 years of investing, this cost advantage compounds into substantial additional wealth.

Launched in late 2019, ABSL (Aditya Birla Sun Life) has demonstrated impressive performance despite its shorter history. It has delivered 28.09% CAGR over the past three years, which is respectable when you consider that it's charging you substantially less than competitors.

આયસીઆયસીઆય પ્રુડેન્શિઅલ પીએસયૂ ઇક્વિટી ફન્ડ

Launch: September 12, 2022

This is the youngest fund that has built a meaningful track record. Launched in September 2022, ICICI Prudential's PSU fund has already accumulated ₹1,931.96 crore in assets, a vote of confidence from institutional and retail investors alike.

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The story here is one of strong recent momentum. Despite having only 2.5 years of history, the fund has delivered 29.51% CAGR, and an impressive 30.38% CAGR over the last two years. When you are competing against funds with 12-year track records and still placing in the top 10, that speaks to impressive fund management.

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Over the last year, this fund has underperformed, delivering only 2.52% returns. The fund maintains a 0.87% expense ratio and 0.005% exit load, making it reasonably efficient and liquid.

તારણ

PSU mutual funds provide investors with access to government-backed companies which maintain solid financials and drive Indian economic development. These funds receive benefits from three sources which are reforms, capital expenditure push and improving efficiency in Public sector enterprises. The returns from PSU funds follow a pattern which depends on government actions and sentiment. The investments work best for investors who remain invested in the market for several years because they need to endure market fluctuations. Investors who want to achieve the highest PSU mutual fund returns need to pick a fund with effective management while they should distribute their investments based on their portfolio goals and avoid placing more than half of their assets in one particular investment.