Bank of India Mutual Fund
- AMC AGE 19 years
- AMC AUM (In Cr) ₹ 17,207.89
- Number of Schemes 24
Bank of India Mutual Fund is backed by Bank of India and managed by Bank of India Investment Managers Private Limited. The AMC offers a diversified suite of Bank of India Mutual Fund schemes across equity, debt and hybrid categories, focusing on prudent risk management and investor-centric processes.
With a PSU sponsor and experienced investment team, Bank of India Mutual Fund aims to cater to retail as well as institutional investors with solutions that span different risk profiles and time horizons. For investors evaluating the best Bank of India Mutual Fund options, it is important to go beyond headline Bank of India Mutual Fund returns and consider asset allocation, diversification and suitability. 5paisa allows you to research, shortlist and learn how to invest in Bank of India Mutual Fund completely online.
List of Bank of India Mutual Funds Schemes
| Fund Name | Fund Size (Cr.) | 3Y Returns | 5Y Returns | |
|---|---|---|---|---|
Bank of India Manufacturing & Infrastr Fund-Dir Growth
|
893 | 24.68% | 22.78% | |
Bank of India Small Cap Fund - Direct Growth
|
2,819 | 24.25% | 21.94% | |
Bank of India Flexi Cap Fund - Direct Growth
|
2,786 | 22.02% | 18.40% | |
Bank of India Multi Cap Fund - Direct Growth
|
1,259 | 19.88% | - | |
Bank of India Mid & Small Cap Equity & Debt Fund-Dir Growth
|
1,841 | 19.07% | 16.22% | |
Bank of India Midcap Tax Fund - Series 1 - Direct Growth
|
65 | 16.55% | 13.16% | |
Bank of India Midcap Tax Fund - Series 2 - Direct Growth
|
33 | 15.81% | 12.18% | |
Bank of India Large & Mid Cap Fund - Dir Growth
|
514 | 15.66% | 13.63% | |
Bank of India Large Cap Fund - Direct Growth
|
223 | 15.06% | 11.47% | |
Bank of India ELSS Tax Saver - Direct Growth
|
1,395 | 15.06% | 13.14% |
Key Information about Bank of India Mutual Fund
- Name of the Mutual Fund
- Bank of India Mutual Fund
- Date of Incorporation
- 13 August 2007
- Setup Date
- 13 March 2008
- Sponsor Name
- Bank of India
- Trustee Name
- Bank of India Trustee Services Private Limited
- Chief Executive Officer
- Mr. Mohit bhatia
- Compliance Officer
- Mr. Harish Kumar
- Chief Investment Officer
- NA
- Investment Service Officer
- Ms. Roshni Pawar
- Auditor
- Chokshi & Chokshi LLP
- Custodian
- Deutsche Bank AG
- Registrars
- KFin Technologies Limited
- Address (Head Office)
- B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel
- Telephone No
- 022-61249000
- Fax No
- 022-61249001
Bank of India Mutual Fund Managers
Nitin has over 14 years' experience in equity research. In his last assignment, Nitin was working as Research Analyst with IFCI Financial Services where he was responsible for tracking pharma and agriculture related companies. Nitin has worked with Batlivala & Karani Securities, tracking companies in the pharma sector. His other assignments includes SKP Securities and NDA Securities where he was tracking midcap companies in banking, steel, agriculture, publication, healthcare and engineering sectors.
Nilesh Jethani joined Bank of India Investment Managers in November 2021 and has more than 9 years of experience in equity research across the BFSI, IT, and capital goods sectors. In his last assignment, Nilesh was working with Envision Capital Services Pvt. Ltd. as an Investment Analyst. He was also associated with HDFC Securities, HDFC Bank, and ASK Investment Managers as an equity research analyst.
Over 13 years of experience in Fixed Income market domain, Investment strategy development, Trade idea generation, Trade execution, Cash Management, Fixed Income portfolio monitoring, Cash flow verification. BOI AXA Investment Managers Private Limited (August 17, 2021 - present) YES Asset Management (India) Limited (October 2017 to August 10, 2021) BNP Paribas Asset Management India Pvt. Ltd. (March 2007 to October 2017)
He has 20 years of work experience in financial service industry, with core focus on equities. His earlier associations were with IL&FS Broking Services, Avendus Securities, IL&FS Investsmart, UTI Securities and RefcoSify Securities.
How to Invest in Bank of India Mutual Fund?
Investing in Bank of India Mutual Fund through 5paisa is straightforward. The platform lets you compare schemes by category and invest in a fully digital way.
Steps to invest
1. Log in to your 5paisa account, or register if you are a new user.
2. Complete KYC by providing PAN, ID proof and address proof as required.
3. Define your financial goals and risk appetite, then shortlist Bank of India Mutual Fund schemes that align with them.
4. Filter schemes by equity, debt or hybrid categories and review their basic portfolio characteristics.
5. Select your chosen scheme, read the scheme overview and ensure it suits your time horizon.
6. Choose between SIP and lump sum investment, enter the amount and confirm.
7. Approve the payment mandate and complete the online transaction.
Your Bank of India Mutual Fund holdings will then be visible in your 5paisa portfolio.
How to Invest in Bank of India Mutual Fund ?
Investing in Bank of India Mutual Fund through 5paisa is straightforward. The platform lets you compare schemes by category and invest in a fully digital way.
Steps to invest
1. Log in to your 5paisa account, or register if you are a new user.
2. Complete KYC by providing PAN, ID proof and address proof as required.
3. Define your financial goals and risk appetite, then shortlist Bank of India Mutual Fund schemes that align with them.
4. Filter schemes by equity, debt or hybrid categories and review their basic portfolio characteristics.
5. Select your chosen scheme, read the scheme overview and ensure it suits your time horizon.
6. Choose between SIP and lump sum investment, enter the amount and confirm.
7. Approve the payment mandate and complete the online transaction.
Your Bank of India Mutual Fund holdings will then be visible in your 5paisa portfolio.
Top 10 Bank of India Mutual Fund to Invest
- Bank of India Manufacturing & Infrastr Fund-Dir Growth is an Sectoral / Thematic scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Nitin Gosar. With an impressive
AUM of ₹893 Crores, this scheme's latest NAV is ₹80.31 as of 8/21/2026 12:00:00 AM.
Bank of India Manufacturing & Infrastr Fund-Dir Growth scheme has delivered a return performance of 21.87% in the last 1 year, 24.68% in the last 3 years, and an 17.84 since its launch. With a minimum SIP investment of just ₹1000, this scheme offers a great investment opportunity for those looking to invest in Sectoral / Thematic.
- Min SIP Investment Amt
- ₹ 1000
- AUM (Cr.)
- ₹ 893
- 3Y Return
- 24.68%
- Bank of India Small Cap Fund - Direct Growth is an Small Cap scheme that was launched on 28-11-2018 and is currently under the management of our experienced fund manager Alok Singh. With an impressive
AUM of ₹2,819 Crores, this scheme's latest NAV is ₹65.79 as of 8/21/2026 12:00:00 AM.
Bank of India Small Cap Fund - Direct Growth scheme has delivered a return performance of 28.05% in the last 1 year, 24.25% in the last 3 years, and an 27.81 since its launch. With a minimum SIP investment of just ₹1000, this scheme offers a great investment opportunity for those looking to invest in Small Cap Fund.
- Min SIP Investment Amt
- ₹ 1000
- AUM (Cr.)
- ₹ 2,819
- 3Y Return
- 24.25%
- Bank of India Flexi Cap Fund - Direct Growth is an Flexi Cap scheme that was launched on 10-06-2020 and is currently under the management of our experienced fund manager Alok Singh. With an impressive
AUM of ₹2,786 Crores, this scheme's latest NAV is ₹42.64 as of 8/21/2026 12:00:00 AM.
Bank of India Flexi Cap Fund - Direct Growth scheme has delivered a return performance of 14.87% in the last 1 year, 22.02% in the last 3 years, and an 26.60 since its launch. With a minimum SIP investment of just ₹1000, this scheme offers a great investment opportunity for those looking to invest in Flexi Cap Fund.
- Min SIP Investment Amt
- ₹ 1000
- AUM (Cr.)
- ₹ 2,786
- 3Y Return
- 22.02%
- Bank of India Multi Cap Fund - Direct Growth is an Multi Cap scheme that was launched on 10-02-2023 and is currently under the management of our experienced fund manager Nitin Gosar. With an impressive
AUM of ₹1,259 Crores, this scheme's latest NAV is ₹20.82 as of 8/21/2026 12:00:00 AM.
Bank of India Multi Cap Fund - Direct Growth scheme has delivered a return performance of 13.96% in the last 1 year, 19.88% in the last 3 years, and an 23.52 since its launch. With a minimum SIP investment of just ₹250, this scheme offers a great investment opportunity for those looking to invest in Multi Cap Fund.
- Min SIP Investment Amt
- ₹ 250
- AUM (Cr.)
- ₹ 1,259
- 3Y Return
- 19.88%
- Bank of India Mid & Small Cap Equity & Debt Fund-Dir Growth is an Aggressive Hybrid scheme that was launched on 29-06-2016 and is currently under the management of our experienced fund manager Alok Singh. With an impressive
AUM of ₹1,841 Crores, this scheme's latest NAV is ₹47.71 as of 8/21/2026 12:00:00 AM.
Bank of India Mid & Small Cap Equity & Debt Fund-Dir Growth scheme has delivered a return performance of 15.05% in the last 1 year, 19.07% in the last 3 years, and an 16.74 since its launch. With a minimum SIP investment of just ₹1000, this scheme offers a great investment opportunity for those looking to invest in Aggressive Hybrid Fund.
- Min SIP Investment Amt
- ₹ 1000
- AUM (Cr.)
- ₹ 1,841
- 3Y Return
- 19.07%
- Bank of India Midcap Tax Fund - Series 1 - Direct Growth is an ELSS scheme that was launched on 10-11-2017 and is currently under the management of our experienced fund manager Nilesh Jethani. With an impressive
AUM of ₹65 Crores, this scheme's latest NAV is ₹31.31 as of 8/21/2026 12:00:00 AM.
Bank of India Midcap Tax Fund - Series 1 - Direct Growth scheme has delivered a return performance of 11.03% in the last 1 year, 16.55% in the last 3 years, and an 14.36 since its launch. With a minimum SIP investment of just ₹, this scheme offers a great investment opportunity for those looking to invest in ELSS.
- Min SIP Investment Amt
- ₹
- AUM (Cr.)
- ₹ 65
- 3Y Return
- 16.55%
- Bank of India Midcap Tax Fund - Series 2 - Direct Growth is an ELSS scheme that was launched on 12-07-2018 and is currently under the management of our experienced fund manager Nilesh Jethani. With an impressive
AUM of ₹33 Crores, this scheme's latest NAV is ₹36.44 as of 8/21/2026 12:00:00 AM.
Bank of India Midcap Tax Fund - Series 2 - Direct Growth scheme has delivered a return performance of 7.59% in the last 1 year, 15.81% in the last 3 years, and an 17.92 since its launch. With a minimum SIP investment of just ₹, this scheme offers a great investment opportunity for those looking to invest in ELSS.
- Min SIP Investment Amt
- ₹
- AUM (Cr.)
- ₹ 33
- 3Y Return
- 15.81%
- Bank of India Large & Mid Cap Fund - Dir Growth is an Large & Mid Cap scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Nitin Gosar. With an impressive
AUM of ₹514 Crores, this scheme's latest NAV is ₹109.41 as of 8/21/2026 12:00:00 AM.
Bank of India Large & Mid Cap Fund - Dir Growth scheme has delivered a return performance of 8.53% in the last 1 year, 15.66% in the last 3 years, and an 13.90 since its launch. With a minimum SIP investment of just ₹1000, this scheme offers a great investment opportunity for those looking to invest in Large & Mid Cap Fund.
- Min SIP Investment Amt
- ₹ 1000
- AUM (Cr.)
- ₹ 514
- 3Y Return
- 15.66%
- Bank of India Large Cap Fund - Direct Growth is an Large Cap scheme that was launched on 08-06-2021 and is currently under the management of our experienced fund manager Alok Singh. With an impressive
AUM of ₹223 Crores, this scheme's latest NAV is ₹18.15 as of 8/21/2026 12:00:00 AM.
Bank of India Large Cap Fund - Direct Growth scheme has delivered a return performance of 7.91% in the last 1 year, 15.06% in the last 3 years, and an 12.28 since its launch. With a minimum SIP investment of just ₹1000, this scheme offers a great investment opportunity for those looking to invest in Large Cap Mutual Funds.
- Min SIP Investment Amt
- ₹ 1000
- AUM (Cr.)
- ₹ 223
- 3Y Return
- 15.06%
- Bank of India ELSS Tax Saver - Direct Growth is an ELSS scheme that was launched on 01-01-2013 and is currently under the management of our experienced fund manager Alok Singh. With an impressive
AUM of ₹1,395 Crores, this scheme's latest NAV is ₹197.61 as of 8/21/2026 12:00:00 AM.
Bank of India ELSS Tax Saver - Direct Growth scheme has delivered a return performance of 7.05% in the last 1 year, 15.06% in the last 3 years, and an 16.89 since its launch. With a minimum SIP investment of just ₹500, this scheme offers a great investment opportunity for those looking to invest in ELSS.
- Min SIP Investment Amt
- ₹ 500
- AUM (Cr.)
- ₹ 1,395
- 3Y Return
- 15.06%
Closed NFO
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08 Jan 2026
Launch Date
22 Jan 2026
Closed Date
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29 Nov 2024
Launch Date
29 Nov 2024
Closed Date
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09 Aug 2024
Launch Date
23 Aug 2024
Closed Date
Other Calculators
Frequently Asked Questions
Use 5paisa’s tools to compare categories, risk levels, and long-term consistency of Bank of India Mutual Fund returns, and align them with your own goals.
Go to the scheme page on 5paisa, select ‘SIP’, specify the SIP amount, date and tenure, and confirm the mandate.
Yes, SIP instructions can be paused or cancelled via your 5paisa account, subject to the SIP and scheme terms.
Direct plans do not attract distributor commission. Scheme-level expenses like expense ratio apply as per the fund’s documentation.
Only certain categories like ELSS have a statutory lock-in; other schemes may have exit loads but no mandatory lock-in.
All investments are visible in the mutual funds section of your 5paisa account with updated valuations and transaction details.
It is fairly simple to increase your SIP amount in Bank of India Mutual Fund with 5paisa app. All you need to do is open up your running SIP on the 5paisa trading app and adjust the SIP amount or add another SIP in another scheme that is aligned with your plan.