HSBC Mutual Fund

HSBC Asset Management(India) Private Limited was floated as a joint venture company between HSBC Global Asset Management Limited, a wholly-owned subsidiary of the HSBC Group, and ICICI Prudential Mutual Fund Limited, a wholly-owned subsidiary of ICICI Prudential Life Insurance Company Limited. 

Best HSBC Mutual Funds

Fund Name
Category
Rating
Fund Size (in Cr)
1Y Returns
3Y Returns
5Y Returns
HSBC Small Cap Fund Equity 3 8,495 10.3 30.9 13.3
HSBC Small Cap Equity Fund Equity 2 300 4.2 28.8 8.8
HSBC Infrastructure Equity Fund Equity 1 120 16.7 25.8 8.2
HSBC Value Fund Equity 3 8,013 10.0 22.1 11.8
HSBC Infrastructure Fund Equity 3 1,424 8.8 20.8 8.1
HSBC Midcap Fund Equity 2 6,609 4.5 19.4 9.1
HSBC Business Cycles Fund Equity - 566 10.0 19.3 8.7
HSBC Large & Mid Cap Fund Equity 2 511 2.2 17.9 -
HSBC Tax Saver Equity Fund Equity 2 194 4.7 17.3 9.9
HSBC Flexi Cap Fund Equity 2 415 0.3 17.3 9.6
HSBC Flexi Debt Fund Debt 2 54 8.0 16.9 14.8
HSBC Corporate Bond Fund Debt 2 157 8.0 16.9 14.8
HSBC FTS – Series 140 – Direct Growth Debt - 48 8.0 16.9 14.8
HSBC Mid Cap Fund Equity - 1,082 8.0 16.9 14.8
HSBC Short Duration Fund Debt 1 159 8.0 16.9 14.8
HSBC Equity Hybrid Fund Hybrid 3 474 8.0 16.9 14.8
HSBC FTS – Series 139 – Direct Growth Debt - 54 8.0 16.9 14.8
HSBC Low Duration Fund Debt 1 198 8.0 16.9 14.8
HSBC Managed Solutions Growth Fund Other 2 38 3.8 15.4 9.9
HSBC Large Cap Fund Equity 2 793 5.0 15.2 11.9
HSBC ELSS Fund Equity 1 3,282 2.3 15.0 8.6
HSBC Managed Solutions Moderate Fund Other 2 64 3.6 13.8 9.3
HSBC Aggressive Hybrid Fund Hybrid 2 4,625 0.3 12.7 8.6
HSBC Equity Savings Fund Hybrid 2 180 3.6 11.0 7.5
HSBC Balanced Advantage Fund Hybrid 3 1,812 4.0 9.7 8.5
HSBC Conservative Hybrid Fund Hybrid 3 89 2.6 8.6 7.1
HSBC Medium Duration Fund Debt 3 672 3.1 6.6 6.5
HSBC Corporate Bond Fund Debt 1 6,742 2.1 6.6 7.5
HSBC Gilt Fund Debt 3 242 2.7 6.1 6.7
HSBC Managed Solutions Conservative Fund Other 2 38 2.8 6.0 5.7
HSBC Short Duration Fund Debt 2 3,542 2.9 5.6 6.6
HSBC Credit Risk Fund Debt 3 152 3.7 5.5 5.0
HSBC Dynamic Bond Fund Debt 3 40 2.9 5.5 6.5
HSBC Asia Pacific (Ex Japan) DYF – Direct Growth Other - 6.9 -8.3 5.4 6.8
HSBC Low Duration Fund Debt 3 702 4.4 5.4 5.7
HSBC Banking and PSU Debt Fund Debt 2 4,578 1.6 5.3 6.4
HSBC Medium to Long Duration Fund Debt 2 40 0.8 4.7 5.8
HSBC Global Emerging Markets Fund Other - 9.97 -14.8 4.5 4.3
HSBC Arbitrage Fund Hybrid 4 2,599 4.1 4.5 5.4
HSBC Money Market Fund Debt 2 658 4.3 4.5 6.0
HSBC Liquid Fund Debt 3 3,820 4.7 4.0 5.3
HSBC Overnight Fund Debt 5 1,014 4.5 3.7 -
HSBC Nifty 50 Index Fund Other - 113 7.6 - -
HSBC Nifty Next 50 Index Fund Other - 60 3.6 - -
HSBC Focused Fund Equity - 559 3.6 - -
HSBC Ultra Short Duration Fund Debt 3 1,048 4.5 - -
HSBC Global Equity Climate Change FoF – Dir Growth Other - 404 -18.0 - -
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Other - 1,633 - - -

HSBC Asset Management(India) Private Ltd. is a foreign portfolio investor registered with SEBI for the purpose of investing in the debt and money market instruments in India. The company is also registered with SEBI as a Collective Investment Scheme, which enables the company to offer other products to investors. HSBC AM(India) is headquartered in Mumbai, India, with registered offices in Mumbai, India. 

It commenced operations in India in August 2007. The Asset Management Company (AMC) is a joint venture between HSBC Global Asset Management Limited and ICICI Prudential Life Insurance Company Limited. HSBC Global Asset Management Limited holds a 50% stake, and ICICI Prudential holds a 50% stake.

HSBC is a brand that is synonymous with wealth management. The company has been in the business for over 150 years and is an industry leader in multiple financial services. Their services include wealth management, retail banking, commercial banking, insurance, and general banking solutions. Their services include wealth management, retail banking, commercial banking, insurance, and general banking solutions. The company has high net worth individuals and medium enterprises as its clients. 

HSBC AMC Key Information

Mutual fund- HSBC Mutual Fund

Founded- 27 May 2002

Incorporated- 12 December 2001

Sponsors- HSBC Securities and Capital Markets (India) Private Limited

Trustee- Board of Trustees, HSBC Mutual Fund

MD and CEO- Mr Ravi Menon

CIO- Mr Tushar Pradhan

Compliance Officer- Mr Sumesh Kumar

Custodians- Standard Chartered Bank

HSBC Mutual Fund Managers

Mr Ravi Menon

Ravi Menon, the CEO, Managing Director, and Head of Global Markets at HSBC India, has been awarded the Asset Management Company of the year. He is a seasoned professional who has gained experience over the years and has a great understanding of his clients’ needs. 

Menon has been closely involved with the company’s operations in India, which started in the year 1994. He was instrumental in setting up the company’s investment banking arm, HSBC Securities and Capital Markets (India) Pvt. Ltd. He was also associated with the company’s global efforts to develop a greater presence in the asset management field, both in developed and emerging markets.

Mr Neelotpal Sahai

Mr Neelotpal Sahai, a top fund manager at HSBC Asset Management India, is known for creating a new asset class of debt opportunistic income funds. This means he is driven to seek out bonds and income-producing instruments with high coupon rates, which he aims to convert into higher yields. 

This is in a market where the average income fund returns around 6.25% per annum, but Mr Sahai’s flagship fund, HSBC India Income Fund (G), has generated a compounded annual growth rate of over 15% since its launch in 1999. Mr Sahai is a Chartered Accountant by education and has over 18 years of experience in the financial services industry, having worked with HSBC since 1991.

Mr Tushar Pradhan

Tushar Pradhan is the top fund manager in HSBC Asset Management India. He consistently beats the benchmark and has delivered remarkable returns in the market. He is not only an amazing investor but also a great leader.

He is a part of several charity organizations and is a great human being. If you want to learn about investing, you can request an appointment with him, and he will take your calls!

Mr Sanjay Shah

Mr Sanjay Shah has been the top fund manager for HSBC Asset Management India since 2006. He has earned his acclaim by creating the best-performing funds in the country of India.

He is known for performing well during times of economic turmoil and has a history of delivering positive returns. He has a great track record of accurately predicting what the market is going to do, and relying on his experience and intuition has allowed him to deliver double-digit returns year after year.

Mr Ankur Arora

Mr Arora holds a B.Com (H) degree from Guru Nanak Dev University and a PGDM in Management from IIM. He formerly worked with IDFC AMC, ING Investment Management (India) Pvt. Ltd., Macquarie Capital Securities, Evalueserve Pvt. Ltd., and UTI Asset Management Co. Pvt Ltd. before joining HSBC Mutual Fund.

Mr Gautam Bhupal

Mr Bhupal has a PGDBM, a CA, CS, and a B.Com (Hons). Before joining HSBC Mutual Fund, he formerly worked with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, and UTI Securities Ltd.

Mr B Aswin Kumar

Mr Aswin Kumar holds a PGDM from the IIM in Lucknow and a B.Tech from the IIT in Madras. Before joining HSBC, he had worked as a Manager at Ratings at CRISIL Ltd.

Mr Kapil Punjabi

Kapil Punjabi is the Vice President and Fixed Income Fund Manager of HSBC Asset Management (India). He has over 13 years of expertise and has excelled at comprehending financial market intricacies.

Kapil worked at Taurus Mutual Fund, Edelweiss Mutual Fund, and Transmarket Group before joining HSBC (India). His technical expertise and commercial experience have enabled him to make sound strategic decisions.

Anitha Rangan

Anitha Rangan is a Vice President and Credit Analyst of Fixed Incomes at HSBC Asset Management (India) Pvt. Ltd. She has over 12 years of expertise in the area. She has previously worked with Lehman Brothers, Nomura, and Crisil. Anitha conducts an in-depth economic analysis of the local bond markets to develop effective portfolio deductions.

 

How to Invest in HSBC Fund?

If you want to invest in HSBC Fund, the process is extremely simple on the 5Paisa platform. 5Paisa is one of the country’s largest investing platforms, and you can easily add mutual funds to your portfolio. The steps to invest  in HSBC Mutual Fund online is as follows:

Step 1: Log in to your 5Paisa Account. If you do not have one, click the link to register and create a new 5Paisa account in 3 easy steps. Alternatively, you can download the 5Paisa app on your smartphone for Android or IOS and log in from your device.

Step 2: Search for the HSBC Mutual Fund scheme that you want to invest in

Step 3: Select the option that is apt for your requirement and risk appetite

Step 4: Select the investment type – SIP (Systematic Investment Plan) or Lumpsum

Step 5: Input the amount that you’d like to invest and proceed with payment by clicking on the ‘Invest Now’ button

That’s it! This sums up the investment process. Once your payment is successful, you can see the HSBC Mutual Fund reflected in your 5Paisa account in 3-4 working days. If you have selected the SIP option, the chosen amount will get deducted every month starting from the date you have made the payment.

Top 10 HSBC Mutual Funds to Invest

HSBC Focused Equities Fund

Investment Objective: The HSBC Focused Equities Fund seeks long-term capital growth by investing in a concentrated portfolio of equity and equity-related derivatives from up to 30 companies ranging in market capitalisation.

Returns: Its trailing returns over various periods are 4.19 per cent (1 year) and 22.8 per cent (2 years) (since launch). Category returns for the same period are 3.7 per cent (1 year), 15.38 per cent (3 years), and 10.4 per cent (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV: INR 15.5486 as of July 29, 2022
To date CAGR: 24.8 %
Expense Ratio: 2.47
AUM in Crores: 485.467
Inception Date: July 29 2020
Fund Manager: Neelotpal Sahai, Gautam Bhupal
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: 5000
The 1-year annualised return of this fund is 6.6 %, whereas 3-year and 5-year annualised returns are not applicable in this fund.

HSBC Mid Cap Fund

Investment Objective: The scheme aims to achieve long-term capital growth through an actively managed portfolio of equities and equity-related instruments from mostly mid-cap companies.

Returns: Its trailing returns across various periods are as follows: -10.77 per cent (since launch). Category returns for the same period are 5.25 per cent (1 year), 22.71 per cent (3 years), and 11.69 per cent (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV of 9.1074 as of July 29
To date, CAGR: -8.9 %
Expense Ratio:2.28
AUM in Crores: 1002.422
Inception Date: 24 September2021
Fund Manager : Ankur Arora
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: INR 5000

  • The 1-year, 3-year, and 5-year annualised returns are not applicable in this fund.

HSBC Corporate Bond Fund

Investment Goal: The scheme attempts to provide fair income and deliver risk-adjusted returns by investing primarily in corporate debt securities rated AA+ or higher.

Returns: Its trailing returns over various periods are 1.82 per cent (1 year) and 3.0 per cent (3 years) (since launch). Category returns for the same period are 2.22 per cent (1 year), 5.94 per cent (3 years), and 6.24 per cent (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV of 10.5663 as of July 29
To date, CAGR : 3%
Expense Ratio:0.76
AUM in Crores: 184.031
Inception Date: 29 September2020
Fund Manager: Ritesh Jain
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: INR 5000
The 1-year annualised return of the fund is 1.9 %, whereas 3-year and 5-year annualised returns are not applicable in this fund.

HSBC Debt Fund

Investment Goal: The scheme attempts to generate regular income through a diversified portfolio of fixed income assets with a Macaulay term ranging from 4 to 7 years.

Returns: Its trailing returns over various periods are as follows: 0.23 per cent (1 year), 3.44 per cent (3 years), 4.41 per cent (5 years), and 6.57 per cent (since launch). Category returns for the same period are 2.03 per cent (1 year), 4.72 per cent (3 years), and 4.8 per cent (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV of 35.0854 as of August 03
To date CAGR: 3.6%
Expense Ratio:2.07
AUM in Crores: 39.837
Inception Date: 10 December2002
Fund Manager: Kapil Punjabi
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: 5000
The fund’s 1- year annualised return is 0.9 %, whereas 3- year and 5- year annualised returns are 3.6 % and 4.6%, respectively, in this fund.

HSBC Overnight Fund

Investment Objective: The scheme seeks to offer reasonable returns commensurate with low risk and a high degree of liquidity through investments in overnight securities.

Returns: Its trailing returns over different time periods are: 3.52% (1yr), 3.56% (3yr) and 3.68% (since launch). Whereas, Category returns for the same time duration are: 3.53% (1yr), 3.57% (3yr) and 4.43% (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV of 1122.1354 as of July 29
To date CAGR: 3.7%
Expense Ratio:0.26
AUM in Crores: 513.915
Inception Date: May 22 2019
Fund Manager: Kapil Punjabi
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: INR 5000
The fund’s one-year and 3- year annualised returns are 3.5% and 3.6 %, respectively, whereas the 5-year annualised returns are not applicable in this case.

HSBC Cash Fund

Investment Goal: Through a portfolio of money market and debt securities, the scheme strives to deliver adequate returns commensurate with minimal risk while maintaining a high degree of liquidity.

Returns: Its trailing returns over various periods are as follows: 3.65 per cent (1 year), 3.99 per cent (3 years), 5.28 per cent (5 years), and 7.01 per cent (7 years) (since launch). Category returns for the same period are 3.57 per cent (1 year), 3.9 per cent (3 years), and 5.18 per cent (5yr).

Minimum Investment: A minimum investment of NIR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV of 2136.9607 as of July 29
To date CAGR: 4%
Expense Ratio:0.22
AUM in Crores: 3328.146
Inception Date: June 02 2004
Fund Manager: Kapil Punjabi
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: INR 5000
The fund’s one-year, 3- year, and 5-year annualised returns are 3.7%, 4 % and 5.3 %, respectively.

HSBC Global Equity Climate Change Fund of Fund

Investment Goals: The program aims to deliver long-term capital appreciation by investing primarily in HSBC Global Investment Funds Global Equity Climate Change units (HGECC). To meet liquidity requirements, the scheme may invest a portion of its corpus in money market instruments and units of overnight / liquid mutual fund schemes.

Returns: Its trailing returns over various periods are -18.73 per cent (1 year) and -11.43 per cent (2 years) (since launch). Category returns for the same period are -14.0 per cent (1 year), 6.63 per cent (3 years), and 6.91 per cent (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV of8.9467 as of August 01
To date CAGR: -7.9%
Expense Ratio:2.11
AUM in Crores: 415.193
Inception Date: March 22 2021
Fund Manager : Kapil Punjabi , B Kumar
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: 5000
The one-year annualised return of the fund is -15.5 % whereas, 3- year and 5-year annualised returns are not applicable in this fund.

HSBC Brazil Fund

Investment Goal: The scheme’s objective is to produce long-term capital appreciation by investing primarily in units/shares of the HSBC Global Investments Funds (HGIF) Brazil Equity Fund.

Returns: Its trailing returns over various periods are as follows: -27.02 per cent (1 year), -15.09 per cent (3 years), -4.09 per cent (5 years), and -4.81 per cent (5 years) (since launch). Category returns for the same period are -14.0 per cent (1 year), 6.63 per cent (3 years), and 6.91 per cent (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV: INR 6.0746 as of August 02
To date CAGR: -3%
Expense Ratio: 2.36
AUM in Crores: 31.682
Inception Date: May 06 2011
Fund Manager: B Kumar
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: 5000
The one-year annualised return of the fund is -22.8 %, 3- year and 5-year annualised returns are -11.7 % and -3 %, respectively, in this fund.

HSBC Asia Pacific (Ex Japan ) Dividend Yield Fund

Investment objective:

The scheme’s investment objective is to provide long-term capital appreciation by investing primarily in units of the HSBC Global Investment Funds (HGIF) Asia Pacific Ex Japan Equity High Dividend Fund. The scheme may invest a portion of its corpus in money market instruments and units of liquid mutual fund schemes to achieve liquidity requirements.

Returns: Its trailing returns over various periods are as follows: -9.95 per cent (1 year), 5.64 per cent (3 years), 6.32 per cent (5 years), and 6.63 per cent (6 years) (since launch). Category returns for the same period are -14.0 per cent (1 year), 6.63 per cent (3 years), and 6.91 per cent (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV: INR 16.7841 as of August 02
To date CAGR: 5.8%
Expense Ratio: 2.03
AUM in Crores: 9.477
Inception Date: February 24 2014
Fund Manager: Kapil Punjabi
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: INR 5000
The fund’s one-year, 3- year, and 5-year annualised returns are -10.6%, 6.5 %, and 5.8 %, respectively.

HSBC Global Emerging Market Fund

Investment Goal: The scheme’s objective is to produce long-term capital appreciation by investing primarily in HSBC Global Investment Funds-Global Emerging Markets Equity Fund units.

Returns: Its trailing returns over various periods are as follows: -12.34 per cent (1 year), 7.99 per cent (3 years), 5.4 per cent (5 years), and 3.83 per cent (since launch). Category returns for the same period are -11.63 per cent (1 year), 9.09 per cent (3 years), and 8.2 per cent (5yr).

Minimum Investment: A minimum investment of INR 5000 is required, with an additional investment of INR 1000. The smallest SIP investment is INR 500.

NAV of16.6882 as of August 02
To date CAGR: 4.9%
Expense Ratio: 2.38
AUM in Crores: 13.684
Inception Date: March 17 2008
Fund Manager: B.Kumar
SIP (Minimum Amount): INR 1000/-
Minimum Lumpsum: INR 5000
The fund’s one-year, 3- year, and 5-year annualised returns are -16.4%, 8 % and 4.9%, respectively.

 

Frequently Asked Questions

Fund managers are responsible for keeping correct accounting records for investment funds. They are also involved in the implementation of investment plans and the management of the trading activity. This high-profile financial services position is most frequently accessible in private equity firms.

While mutual funds carry more risks than savings accounts, the returns are significantly greater and work well for long-term goals such as purchasing your dream home, supporting your children’s school, saving for retirement, etc.

Suppose an equity scheme has consistently underperformed its peers for three years or more. In that case, you should consider abandoning the scheme and transferring your investment to a similar fund with an established track record.

Theoretically, a mutual fund could lose its whole value if all of its investments fell to zero, but this is improbable. On the other hand, mutual funds can lose value since they are meant to take certain risks or target specific markets.

Mutual funds are excellent for long-term financial goals and should be invested for at least five years. Short-term volatility should not concern investors. If your investment yields negative returns in the short term, don’t panic; instead, maintain investing because you can buy more units at the same price.

Most mutual funds are liquid investments which can be withdrawn anytime. Some funds, on the other hand, have a term of lock-in. One such scheme is the Equity Linked Savings Scheme (ELSS), which has a 3-year maturity period.

You must redeem your units through the same account if you purchased the mutual funds through a Demat or trading account. When the process is finished, an electronic payout (NEFT or IMPS) will be made against the redemption request.

HSBC mutual funds are solid and safe investments that can help you gain money and build wealth. But are you familiar with all of the types of HSBC mutual funds? There are several types of HSBC Mutual Funds. The HSBC India Opportunities Fund is an equity fund that invests in large-cap and mid-cap stocks. The HSBC Conservative Hybrid Fund invests in low-growth stocks for long-term gains. The HSBC Stable Return Fund and HSBC Balanced Advantage are bond funds to provide stability to the portfolio.

The HSBC Mutual Funds Series is a set of different accounts that have distinct characteristics intended to benefit different types of investors. HSBC offers a Global Fund and a Value Fund for investors who have indicated a high-risk tolerance in the past. There is a Balanced Account for investors who have shown a medium risk tolerance in the past.

There’s no fund for investors who have indicated a low-risk tolerance. The Growth Fund and the Conservative Fund are set up to be the best investment options for most investors in the market today. The Growth Fund is geared toward those who have shown a high-risk tolerance in the past, and the Conservative Fund is geared toward those who have shown a low-risk tolerance.

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