Personal Finance Articles

When it comes to investing, most people fund their accounts through UPI, net banking, or direct bank transfers. But a question that often comes up is whether you can use a credit card to invest in stocks, mutual funds, or even gold. At first, the ide

In realm of tax-saving investment options, Equity-Linked Savings Schemes (ELSS) & Unit-Linked Insurance Plans (ULIP) have emerged as compelling choices, each with its unique features & intricacies. This article aims to unravel complexi

Filing your Income Tax Return (ITR) isn’t just a rule — it’s also a way to keep your financial records organized. For the financial year 2025–26 (and assessment year 2026–27), the Income Tax Department of India encourages everyone to file t

What We Mean by a Tax Haven A tax haven is a country or territory that imposes very low or even zero tax on income, profits or capital gains. It attracts people and businesses from outside its borders. Those who use these places pay far less tax t

Most people look at their PF passbook every few months but still feel unsure about how to calculate EPF amount in a clear way. The numbers look simple at first glance, yet the final total comes from different moving parts, your share, the employer’

The majority of the investors buy National Savings Certificates mainly due to their safety and constant returns, however, the calculation of NSC interest still remains a complicated issue for most of them. The annual interest is not paid out but is a

A lot of investors hold stocks for the long run because dividends offer a steady stream of income, but many still feel unsure about how to calculate dividends correctly. Once you understand what goes into the dividend calculation, the process becomes

If you trade in the stock market, sooner or later you’ll want to clearly understand how to calculate brokerage. Many investors look only at profit or loss on a trade, but the real outcome often changes once brokerage and other charges are taken int

Synopsis Average life expectancy is projected to be 85 by 2050, leaving us with the need for a longer-term health and happiness plan. We can be overly optimistic, thinking we’ll figure out what we’ll do with ourselves as we go, only to be dis

Retirement planning constitutes the bedrock of ensuring a secure and fulfilling future, allowing you to realize your life goals and dreams. It involves defining your retirement objectives, assessing the financial resources required, and strategically

Inflation stands as one of the most critical macroeconomic challenges globally, persistently driving up the general price levels within economies. Its impact is palpable when you visit local stores for groceries or queue up at a gas station. However,

Recent findings from the Indian Retirement Index Study (IRIS) conducted by Max Life Insurance reveal a concerning trend: 59% of Indians are deeply worried that their funds will run dry before they reach retirement age. This unsettling revelation high