Personal Finance Articles

When most Indian investors think about building a portfolio, the conversation usually revolves around two big buckets. There are equity mutual funds for long-term growth, and there are debt funds or fixed deposits for safety. Almost every SIP, every

Most Indian investors have heard of the Nifty 50. It is the index of the country's fifty largest listed companies, and it is usually where a first-time investor begins the passive investing journey. Many have also heard about mid-cap funds, often des

The government has officially brought in the Employees' Provident Fund (EPF) Scheme, 2026, replacing the framework that had been in place since 1952. The revised scheme came into force on June 29, 2026, under the Code on Social Security, 2020. For

Every Budget season brings the same question back into circulation. If the government wants taxpayers to move to the New Tax Regime, why does it keep extending the deadline for the Old one instead of phasing it out altogether? The official explanatio

Travel to foreign countries is common during summers in India. But while all the usual arrangements are being made for traveling, there is an obligation which tax practitioners highlight that usually surprises people. Expenditure incurred on foreign

1. What are ETFs ETFs are known as investment funds that trade on stock exchanges, similar to shares. They pool money from countless investors and invest in a basket of assets like gold, bonds, stocks and various other securities. The majorit

Why Your 50s are Critical for Retirement Planning The 50s are usually known as the highest earning years. This makes it the perfect time to speed up retirement planning in 50s and also fix all financial gaps. Invest in Indian Markets and Unl

Why Retirement Planning Becomes Serious in Your 40s Retirement planning at 40 allows you to define the path to financial independence. You can devise the strategies in the following ways: Invest in Indian Markets and Unlock Futur

Why Your 30s Are Crucial for Retirement Planning A retirement plan in 30s is important because maturity has already set in during this time. You are more responsible, and now you don’t just focus on yourself, but also on your family. Thus, you c

Retirement feels like a distant concern when you are in your 20s. With a first salary, new expenses, student loans, and an entire career ahead, putting money away for something 35 years away rarely feels urgent. Your 20s feel like it's too early to t

1. Is ₹10 Crore Enough for Retirement A retirement corpus 10 crore sounds like a very large amount of money. For many people across India, this sum can provide a comfortable lifestyle. However, the actual answer depends entirely on your lif

On Tuesday, May 19, 2026, the yield on the 30-year US Treasury bond surged to 5.198%; its highest level since July 2007, nearly 19 years ago. The 10-year Treasury, the key benchmark that shapes the cost of mortgages, auto loans, and credit card debt,